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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.

Valens Semiconductor Ltd. is the larger business by last-quarter revenue ($17.3M vs $13.8M, roughly 1.3× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 8.1%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-4.9M).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...

CBFV vs VLN — Head-to-Head

Bigger by revenue
VLN
VLN
1.3× larger
VLN
$17.3M
$13.8M
CBFV
Growing faster (revenue YoY)
CBFV
CBFV
+11.8% gap
CBFV
19.9%
8.1%
VLN
More free cash flow
CBFV
CBFV
$22.1M more FCF
CBFV
$17.2M
$-4.9M
VLN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CBFV
CBFV
VLN
VLN
Revenue
$13.8M
$17.3M
Net Profit
$-7.3M
Gross Margin
63.0%
Operating Margin
38.1%
-46.4%
Net Margin
-42.2%
Revenue YoY
19.9%
8.1%
Net Profit YoY
29.3%
EPS (diluted)
$0.90
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
VLN
VLN
Q4 25
$13.8M
Q3 25
$2.4M
$17.3M
Q2 25
$13.5M
$17.1M
Q1 25
$12.1M
$16.8M
Q4 24
$13.2M
Q3 24
$12.7M
$16.0M
Q2 24
$12.2M
$13.6M
Q1 24
$13.5M
Net Profit
CBFV
CBFV
VLN
VLN
Q4 25
Q3 25
$-5.7M
$-7.3M
Q2 25
$3.9M
$-7.2M
Q1 25
$1.9M
$-8.3M
Q4 24
Q3 24
$3.2M
$-10.4M
Q2 24
$2.6M
$-8.9M
Q1 24
$4.2M
Gross Margin
CBFV
CBFV
VLN
VLN
Q4 25
Q3 25
63.0%
Q2 25
63.5%
Q1 25
62.9%
Q4 24
Q3 24
56.4%
Q2 24
61.4%
Q1 24
Operating Margin
CBFV
CBFV
VLN
VLN
Q4 25
38.1%
Q3 25
-289.8%
-46.4%
Q2 25
35.0%
-43.3%
Q1 25
19.3%
-56.2%
Q4 24
23.1%
Q3 24
31.2%
-76.3%
Q2 24
26.4%
-69.2%
Q1 24
37.9%
Net Margin
CBFV
CBFV
VLN
VLN
Q4 25
Q3 25
-235.2%
-42.2%
Q2 25
29.3%
-42.1%
Q1 25
15.8%
-49.4%
Q4 24
Q3 24
25.3%
-64.6%
Q2 24
21.8%
-65.2%
Q1 24
31.1%
EPS (diluted)
CBFV
CBFV
VLN
VLN
Q4 25
$0.90
Q3 25
$-1.07
$-0.07
Q2 25
$0.74
$-0.07
Q1 25
$0.35
$-0.08
Q4 24
$0.45
Q3 24
$0.60
$-0.10
Q2 24
$0.51
$-0.08
Q1 24
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
VLN
VLN
Cash + ST InvestmentsLiquidity on hand
$31.7M
$93.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$157.5M
$108.8M
Total Assets
$1.5B
$136.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
VLN
VLN
Q4 25
$31.7M
Q3 25
$55.9M
$93.5M
Q2 25
$64.5M
$102.7M
Q1 25
$61.3M
$112.5M
Q4 24
$49.6M
Q3 24
$147.3M
$133.1M
Q2 24
$142.6M
$105.9M
Q1 24
$73.7M
Stockholders' Equity
CBFV
CBFV
VLN
VLN
Q4 25
$157.5M
Q3 25
$152.5M
$108.8M
Q2 25
$148.4M
$116.5M
Q1 25
$148.3M
$128.6M
Q4 24
$147.4M
Q3 24
$149.1M
$147.0M
Q2 24
$142.9M
$153.5M
Q1 24
$141.6M
Total Assets
CBFV
CBFV
VLN
VLN
Q4 25
$1.5B
Q3 25
$1.5B
$136.7M
Q2 25
$1.5B
$144.8M
Q1 25
$1.5B
$154.6M
Q4 24
$1.5B
Q3 24
$1.6B
$171.9M
Q2 24
$1.6B
$175.8M
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
VLN
VLN
Operating Cash FlowLast quarter
$17.8M
$-4.7M
Free Cash FlowOCF − Capex
$17.2M
$-4.9M
FCF MarginFCF / Revenue
124.1%
-28.5%
Capex IntensityCapex / Revenue
4.7%
1.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M
$-11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
VLN
VLN
Q4 25
$17.8M
Q3 25
$4.6M
$-4.7M
Q2 25
$4.1M
$-211.0K
Q1 25
$4.0M
$-7.6M
Q4 24
$6.8M
Q3 24
$3.1M
$3.0M
Q2 24
$-1.2M
$-225.0K
Q1 24
$3.3M
Free Cash Flow
CBFV
CBFV
VLN
VLN
Q4 25
$17.2M
Q3 25
$4.5M
$-4.9M
Q2 25
$3.9M
$-330.0K
Q1 25
$3.9M
$-8.0M
Q4 24
$3.4M
Q3 24
$2.2M
$2.2M
Q2 24
$-2.4M
$-460.0K
Q1 24
$2.3M
FCF Margin
CBFV
CBFV
VLN
VLN
Q4 25
124.1%
Q3 25
186.5%
-28.5%
Q2 25
28.8%
-1.9%
Q1 25
32.5%
-47.3%
Q4 24
26.0%
Q3 24
17.4%
14.0%
Q2 24
-19.6%
-3.4%
Q1 24
17.0%
Capex Intensity
CBFV
CBFV
VLN
VLN
Q4 25
4.7%
Q3 25
4.3%
1.6%
Q2 25
1.9%
0.7%
Q1 25
0.8%
2.1%
Q4 24
25.1%
Q3 24
6.7%
4.5%
Q2 24
10.0%
1.7%
Q1 24
7.2%
Cash Conversion
CBFV
CBFV
VLN
VLN
Q4 25
Q3 25
Q2 25
1.05×
Q1 25
2.11×
Q4 24
Q3 24
0.95×
Q2 24
-0.44×
Q1 24
0.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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