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Side-by-side financial comparison of Capital Bancorp Inc (CBNK) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.

RE/MAX Holdings, Inc. is the larger business by last-quarter revenue ($71.1M vs $62.7M, roughly 1.1× Capital Bancorp Inc). On growth, Capital Bancorp Inc posted the faster year-over-year revenue change (11.6% vs -1.8%). Over the past eight quarters, Capital Bancorp Inc's revenue compounded faster (23.7% CAGR vs -4.7%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.

CBNK vs RMAX — Head-to-Head

Bigger by revenue
RMAX
RMAX
1.1× larger
RMAX
$71.1M
$62.7M
CBNK
Growing faster (revenue YoY)
CBNK
CBNK
+13.4% gap
CBNK
11.6%
-1.8%
RMAX
Faster 2-yr revenue CAGR
CBNK
CBNK
Annualised
CBNK
23.7%
-4.7%
RMAX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBNK
CBNK
RMAX
RMAX
Revenue
$62.7M
$71.1M
Net Profit
$1.4M
Gross Margin
Operating Margin
31.4%
13.1%
Net Margin
2.0%
Revenue YoY
11.6%
-1.8%
Net Profit YoY
-75.2%
EPS (diluted)
$0.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBNK
CBNK
RMAX
RMAX
Q4 25
$62.7M
$71.1M
Q3 25
$63.1M
$73.2M
Q2 25
$60.8M
$72.8M
Q1 25
$58.6M
$74.5M
Q4 24
$56.2M
$72.5M
Q3 24
$45.0M
$78.5M
Q2 24
$43.9M
$78.5M
Q1 24
$41.0M
$78.3M
Net Profit
CBNK
CBNK
RMAX
RMAX
Q4 25
$1.4M
Q3 25
$15.1M
$4.0M
Q2 25
$13.1M
$4.7M
Q1 25
$13.9M
$-2.0M
Q4 24
$5.8M
Q3 24
$8.7M
$966.0K
Q2 24
$8.2M
$3.7M
Q1 24
$6.6M
$-3.4M
Operating Margin
CBNK
CBNK
RMAX
RMAX
Q4 25
31.4%
13.1%
Q3 25
-1.5%
25.0%
Q2 25
-1.5%
19.3%
Q1 25
-1.5%
7.2%
Q4 24
-2.2%
5.9%
Q3 24
-2.2%
19.4%
Q2 24
-1.8%
20.6%
Q1 24
-2.3%
5.8%
Net Margin
CBNK
CBNK
RMAX
RMAX
Q4 25
2.0%
Q3 25
23.9%
5.4%
Q2 25
21.6%
6.4%
Q1 25
23.8%
-2.6%
Q4 24
8.0%
Q3 24
19.3%
1.2%
Q2 24
18.7%
4.7%
Q1 24
16.0%
-4.3%
EPS (diluted)
CBNK
CBNK
RMAX
RMAX
Q4 25
$0.92
Q3 25
$0.89
Q2 25
$0.78
Q1 25
$0.82
Q4 24
$0.44
Q3 24
$0.62
Q2 24
$0.59
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBNK
CBNK
RMAX
RMAX
Cash + ST InvestmentsLiquidity on hand
$118.7M
Total DebtLower is stronger
$432.2M
Stockholders' EquityBook value
$401.8M
$452.4M
Total Assets
$3.6B
$582.5M
Debt / EquityLower = less leverage
0.96×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBNK
CBNK
RMAX
RMAX
Q4 25
$118.7M
Q3 25
$107.5M
Q2 25
$94.3M
Q1 25
$89.1M
Q4 24
$96.6M
Q3 24
$83.8M
Q2 24
$66.1M
Q1 24
$82.1M
Total Debt
CBNK
CBNK
RMAX
RMAX
Q4 25
$432.2M
Q3 25
$433.3M
Q2 25
$434.4M
Q1 25
$435.3M
Q4 24
$436.2M
Q3 24
$437.2M
Q2 24
$438.1M
Q1 24
$439.0M
Stockholders' Equity
CBNK
CBNK
RMAX
RMAX
Q4 25
$401.8M
$452.4M
Q3 25
$394.8M
$448.1M
Q2 25
$380.0M
$442.4M
Q1 25
$369.6M
$433.5M
Q4 24
$355.1M
$429.5M
Q3 24
$280.1M
$423.1M
Q2 24
$267.9M
$418.4M
Q1 24
$259.5M
$412.0M
Total Assets
CBNK
CBNK
RMAX
RMAX
Q4 25
$3.6B
$582.5M
Q3 25
$3.4B
$582.2M
Q2 25
$3.4B
$574.8M
Q1 25
$3.3B
$571.4M
Q4 24
$3.2B
$581.6M
Q3 24
$2.6B
$578.6M
Q2 24
$2.4B
$571.4M
Q1 24
$2.3B
$566.7M
Debt / Equity
CBNK
CBNK
RMAX
RMAX
Q4 25
0.96×
Q3 25
0.97×
Q2 25
0.98×
Q1 25
1.00×
Q4 24
1.02×
Q3 24
1.03×
Q2 24
1.05×
Q1 24
1.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBNK
CBNK
RMAX
RMAX
Operating Cash FlowLast quarter
$69.7M
$40.9M
Free Cash FlowOCF − Capex
$33.5M
FCF MarginFCF / Revenue
47.1%
Capex IntensityCapex / Revenue
10.4%
Cash ConversionOCF / Net Profit
28.39×
TTM Free Cash FlowTrailing 4 quarters
$56.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBNK
CBNK
RMAX
RMAX
Q4 25
$69.7M
$40.9M
Q3 25
$32.9M
$17.7M
Q2 25
$-4.2M
$4.6M
Q1 25
$22.6M
$5.7M
Q4 24
$34.9M
$59.7M
Q3 24
$-464.0K
$17.6M
Q2 24
$12.9M
$15.9M
Q1 24
$-3.4M
$9.4M
Free Cash Flow
CBNK
CBNK
RMAX
RMAX
Q4 25
$33.5M
Q3 25
$16.4M
Q2 25
$2.9M
Q1 25
$4.0M
Q4 24
$53.0M
Q3 24
$16.3M
Q2 24
$14.0M
Q1 24
$6.8M
FCF Margin
CBNK
CBNK
RMAX
RMAX
Q4 25
47.1%
Q3 25
22.4%
Q2 25
4.0%
Q1 25
5.3%
Q4 24
73.2%
Q3 24
20.8%
Q2 24
17.8%
Q1 24
8.6%
Capex Intensity
CBNK
CBNK
RMAX
RMAX
Q4 25
10.4%
Q3 25
1.8%
Q2 25
2.2%
Q1 25
2.3%
Q4 24
9.1%
Q3 24
1.7%
Q2 24
2.4%
Q1 24
3.3%
Cash Conversion
CBNK
CBNK
RMAX
RMAX
Q4 25
28.39×
Q3 25
2.18×
4.45×
Q2 25
-0.32×
0.97×
Q1 25
1.62×
Q4 24
10.28×
Q3 24
-0.05×
18.22×
Q2 24
1.57×
4.29×
Q1 24
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBNK
CBNK

Segment breakdown not available.

RMAX
RMAX

Franchising Segment$50.1M70%
Broker Fees$13.9M20%
Annual Dues$7.4M10%

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