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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $367.6M, roughly 1.3× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 29.8%, a 1.9% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
CBSH vs PB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $367.6M |
| Net Profit | $141.6M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 29.8% | 31.6% |
| Revenue YoY | 11.1% | — |
| Net Profit YoY | 10.5% | -10.7% |
| EPS (diluted) | $0.96 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | $367.6M | ||
| Q4 25 | $449.4M | $275.0M | ||
| Q3 25 | $441.0M | $273.4M | ||
| Q2 25 | $445.8M | $267.7M | ||
| Q1 25 | $428.1M | $265.4M | ||
| Q4 24 | $422.1M | $267.8M | ||
| Q3 24 | $421.4M | $261.7M | ||
| Q2 24 | $414.5M | $258.8M |
| Q1 26 | $141.6M | $116.3M | ||
| Q4 25 | $140.7M | $139.9M | ||
| Q3 25 | $141.5M | $137.6M | ||
| Q2 25 | $152.5M | $135.2M | ||
| Q1 25 | $131.6M | $130.2M | ||
| Q4 24 | $136.1M | $130.1M | ||
| Q3 24 | $138.0M | $127.3M | ||
| Q2 24 | $139.6M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 65.1% | ||
| Q3 25 | 41.9% | 64.4% | ||
| Q2 25 | 44.0% | 64.3% | ||
| Q1 25 | 39.2% | 62.7% | ||
| Q4 24 | 41.2% | 62.0% | ||
| Q3 24 | 42.4% | 62.1% | ||
| Q2 24 | 43.4% | 55.2% |
| Q1 26 | 29.8% | 31.6% | ||
| Q4 25 | 31.3% | 50.9% | ||
| Q3 25 | 32.1% | 50.3% | ||
| Q2 25 | 34.2% | 50.5% | ||
| Q1 25 | 30.7% | 49.1% | ||
| Q4 24 | 32.2% | 48.6% | ||
| Q3 24 | 32.8% | 48.6% | ||
| Q2 24 | 33.7% | 43.1% |
| Q1 26 | $0.96 | $1.16 | ||
| Q4 25 | $0.86 | $1.48 | ||
| Q3 25 | $1.06 | $1.45 | ||
| Q2 25 | $1.14 | $1.42 | ||
| Q1 25 | $0.98 | $1.37 | ||
| Q4 24 | $0.83 | $1.36 | ||
| Q3 24 | $1.01 | $1.34 | ||
| Q2 24 | $1.03 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $8.2B |
| Total Assets | $35.7B | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $4.3B | $8.2B | ||
| Q4 25 | $3.8B | $7.6B | ||
| Q3 25 | $3.8B | $7.7B | ||
| Q2 25 | $3.6B | $7.6B | ||
| Q1 25 | $3.5B | $7.5B | ||
| Q4 24 | $3.3B | $7.4B | ||
| Q3 24 | $3.4B | $7.4B | ||
| Q2 24 | $3.1B | $7.3B |
| Q1 26 | $35.7B | $43.6B | ||
| Q4 25 | $32.9B | $38.5B | ||
| Q3 25 | $32.3B | $38.3B | ||
| Q2 25 | $32.3B | $38.4B | ||
| Q1 25 | $32.4B | $38.8B | ||
| Q4 24 | $32.0B | $39.6B | ||
| Q3 24 | $31.5B | $40.1B | ||
| Q2 24 | $30.6B | $39.8B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
