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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and GRANITE CONSTRUCTION INC (GVA). Click either name above to swap in a different company.

GRANITE CONSTRUCTION INC is the larger business by last-quarter revenue ($912.5M vs $475.7M, roughly 1.9× COMMERCE BANCSHARES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs -4.0%, a 33.8% gap on every dollar of revenue. On growth, GRANITE CONSTRUCTION INC posted the faster year-over-year revenue change (30.4% vs 11.1%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs -8.2%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Granite Construction Inc. is a civil construction company and aggregate producer, a member of the S&P 600 Index based and founded in Watsonville, California, and is the parent corporation of Granite Construction Company. The company is both a heavy civil construction contractor and construction aggregate manufacturer, owning or leasing quarries in several Western states for extracting mostly sands, gravel, and crushed stone products. The company was under investigation from the SEC from 2019 ...

CBSH vs GVA — Head-to-Head

Bigger by revenue
GVA
GVA
1.9× larger
GVA
$912.5M
$475.7M
CBSH
Growing faster (revenue YoY)
GVA
GVA
+19.3% gap
GVA
30.4%
11.1%
CBSH
Higher net margin
CBSH
CBSH
33.8% more per $
CBSH
29.8%
-4.0%
GVA
Faster 2-yr revenue CAGR
CBSH
CBSH
Annualised
CBSH
7.1%
-8.2%
GVA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBSH
CBSH
GVA
GVA
Revenue
$475.7M
$912.5M
Net Profit
$141.6M
$-36.4M
Gross Margin
11.2%
Operating Margin
Net Margin
29.8%
-4.0%
Revenue YoY
11.1%
30.4%
Net Profit YoY
10.5%
-23.9%
EPS (diluted)
$0.96
$-0.96

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
GVA
GVA
Q1 26
$475.7M
$912.5M
Q4 25
$449.4M
$1.2B
Q3 25
$441.0M
$1.4B
Q2 25
$445.8M
$1.1B
Q1 25
$428.1M
$699.5M
Q4 24
$422.1M
$977.3M
Q3 24
$421.4M
$1.3B
Q2 24
$414.5M
$1.1B
Net Profit
CBSH
CBSH
GVA
GVA
Q1 26
$141.6M
$-36.4M
Q4 25
$140.7M
$52.0M
Q3 25
$141.5M
$102.9M
Q2 25
$152.5M
$71.7M
Q1 25
$131.6M
$-33.7M
Q4 24
$136.1M
$41.5M
Q3 24
$138.0M
$79.0M
Q2 24
$139.6M
$36.9M
Gross Margin
CBSH
CBSH
GVA
GVA
Q1 26
11.2%
Q4 25
14.4%
Q3 25
18.2%
Q2 25
17.7%
Q1 25
12.0%
Q4 24
15.4%
Q3 24
15.9%
Q2 24
15.2%
Operating Margin
CBSH
CBSH
GVA
GVA
Q1 26
Q4 25
40.8%
6.4%
Q3 25
41.9%
10.0%
Q2 25
44.0%
9.2%
Q1 25
39.2%
-5.7%
Q4 24
41.2%
6.2%
Q3 24
42.4%
8.2%
Q2 24
43.4%
7.9%
Net Margin
CBSH
CBSH
GVA
GVA
Q1 26
29.8%
-4.0%
Q4 25
31.3%
4.5%
Q3 25
32.1%
7.2%
Q2 25
34.2%
6.4%
Q1 25
30.7%
-4.8%
Q4 24
32.2%
4.2%
Q3 24
32.8%
6.2%
Q2 24
33.7%
3.4%
EPS (diluted)
CBSH
CBSH
GVA
GVA
Q1 26
$0.96
$-0.96
Q4 25
$0.86
$1.23
Q3 25
$1.06
$1.98
Q2 25
$1.14
$1.42
Q1 25
$0.98
$-0.77
Q4 24
$0.83
$0.99
Q3 24
$1.01
$1.57
Q2 24
$1.03
$0.76

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
GVA
GVA
Cash + ST InvestmentsLiquidity on hand
$265.7M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$4.3B
$1.1B
Total Assets
$35.7B
$3.8B
Debt / EquityLower = less leverage
1.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
GVA
GVA
Q1 26
$265.7M
Q4 25
$600.2M
Q3 25
$547.2M
Q2 25
$385.3M
Q1 25
$422.8M
Q4 24
$585.6M
Q3 24
$472.4M
Q2 24
$377.2M
Total Debt
CBSH
CBSH
GVA
GVA
Q1 26
$1.2B
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$740.4M
Q1 25
$739.7M
Q4 24
$739.0M
Q3 24
$738.6M
Q2 24
$738.9M
Stockholders' Equity
CBSH
CBSH
GVA
GVA
Q1 26
$4.3B
$1.1B
Q4 25
$3.8B
$1.2B
Q3 25
$3.8B
$1.2B
Q2 25
$3.6B
$1.1B
Q1 25
$3.5B
$993.5M
Q4 24
$3.3B
$1.0B
Q3 24
$3.4B
$1.0B
Q2 24
$3.1B
$931.7M
Total Assets
CBSH
CBSH
GVA
GVA
Q1 26
$35.7B
$3.8B
Q4 25
$32.9B
$4.0B
Q3 25
$32.3B
$4.1B
Q2 25
$32.3B
$3.1B
Q1 25
$32.4B
$2.9B
Q4 24
$32.0B
$3.0B
Q3 24
$31.5B
$3.1B
Q2 24
$30.6B
$2.9B
Debt / Equity
CBSH
CBSH
GVA
GVA
Q1 26
1.15×
Q4 25
1.14×
Q3 25
1.16×
Q2 25
0.70×
Q1 25
0.74×
Q4 24
0.73×
Q3 24
0.73×
Q2 24
0.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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