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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and MARINEMAX INC (HZO). Click either name above to swap in a different company.
MARINEMAX INC is the larger business by last-quarter revenue ($505.2M vs $475.7M, roughly 1.1× COMMERCE BANCSHARES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs -1.6%, a 31.3% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 7.8%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs -6.9%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
MarineMax Inc. is a leading recreational boat and yacht retailer primarily operating in the United States. It offers new and pre-owned leisure vessels, alongside related services including maintenance, repair, financing, insurance coverage, yacht chartering, and boating lifestyle events, catering to private boating enthusiasts across North America.
CBSH vs HZO — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $505.2M |
| Net Profit | $141.6M | $-7.9M |
| Gross Margin | — | 31.8% |
| Operating Margin | — | 1.0% |
| Net Margin | 29.8% | -1.6% |
| Revenue YoY | 11.1% | 7.8% |
| Net Profit YoY | 0.7% | -143.9% |
| EPS (diluted) | $0.96 | $-0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $505.2M | ||
| Q3 25 | $441.0M | $552.2M | ||
| Q2 25 | $445.8M | $657.2M | ||
| Q1 25 | $428.1M | $631.5M | ||
| Q4 24 | $422.1M | $468.5M | ||
| Q3 24 | $421.4M | $563.1M | ||
| Q2 24 | $414.5M | $757.7M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $-7.9M | ||
| Q3 25 | $141.5M | $-851.0K | ||
| Q2 25 | $152.5M | $-52.1M | ||
| Q1 25 | $131.6M | $3.3M | ||
| Q4 24 | $136.1M | $18.1M | ||
| Q3 24 | $138.0M | $4.0M | ||
| Q2 24 | $139.6M | $31.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.8% | ||
| Q3 25 | — | 34.7% | ||
| Q2 25 | — | 30.4% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | — | 36.2% | ||
| Q3 24 | — | 34.3% | ||
| Q2 24 | — | 32.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 1.0% | ||
| Q3 25 | 41.9% | 2.5% | ||
| Q2 25 | 44.0% | -6.3% | ||
| Q1 25 | 39.2% | 3.6% | ||
| Q4 24 | 41.2% | 8.3% | ||
| Q3 24 | 42.4% | 4.8% | ||
| Q2 24 | 43.4% | 8.1% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | -1.6% | ||
| Q3 25 | 32.1% | -0.2% | ||
| Q2 25 | 34.2% | -7.9% | ||
| Q1 25 | 30.7% | 0.5% | ||
| Q4 24 | 32.2% | 3.9% | ||
| Q3 24 | 32.8% | 0.7% | ||
| Q2 24 | 33.7% | 4.2% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $-0.36 | ||
| Q3 25 | $1.06 | $0.08 | ||
| Q2 25 | $1.14 | $-2.42 | ||
| Q1 25 | $0.98 | $0.14 | ||
| Q4 24 | $0.83 | $0.77 | ||
| Q3 24 | $1.01 | $0.17 | ||
| Q2 24 | $1.03 | $1.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $164.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $932.8M |
| Total Assets | $35.7B | $2.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $164.6M | ||
| Q3 25 | — | $170.4M | ||
| Q2 25 | — | $151.0M | ||
| Q1 25 | — | $203.5M | ||
| Q4 24 | — | $145.0M | ||
| Q3 24 | — | $224.3M | ||
| Q2 24 | — | $242.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $393.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $391.2M | ||
| Q2 24 | — | — |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $932.8M | ||
| Q3 25 | $3.8B | $937.2M | ||
| Q2 25 | $3.6B | $940.5M | ||
| Q1 25 | $3.5B | $993.4M | ||
| Q4 24 | $3.3B | $993.5M | ||
| Q3 24 | $3.4B | $975.8M | ||
| Q2 24 | $3.1B | $967.6M |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $2.4B | ||
| Q3 25 | $32.3B | $2.5B | ||
| Q2 25 | $32.3B | $2.5B | ||
| Q1 25 | $32.4B | $2.7B | ||
| Q4 24 | $32.0B | $2.6B | ||
| Q3 24 | $31.5B | $2.6B | ||
| Q2 24 | $30.6B | $2.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $16.9M |
| Free Cash FlowOCF − Capex | — | $8.3M |
| FCF MarginFCF / Revenue | — | 1.7% |
| Capex IntensityCapex / Revenue | — | 1.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $184.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $16.9M | ||
| Q3 25 | $129.0M | $61.5M | ||
| Q2 25 | $111.2M | $84.9M | ||
| Q1 25 | $138.6M | $72.5M | ||
| Q4 24 | $577.9M | $-146.1M | ||
| Q3 24 | $431.7M | $-782.0K | ||
| Q2 24 | $147.4M | $86.3M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $8.3M | ||
| Q3 25 | $113.3M | $48.0M | ||
| Q2 25 | $100.5M | $68.5M | ||
| Q1 25 | $126.0M | $59.8M | ||
| Q4 24 | $531.7M | $-164.4M | ||
| Q3 24 | $419.1M | $-17.5M | ||
| Q2 24 | $138.9M | $71.1M |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 1.7% | ||
| Q3 25 | 25.7% | 8.7% | ||
| Q2 25 | 22.5% | 10.4% | ||
| Q1 25 | 29.4% | 9.5% | ||
| Q4 24 | 126.0% | -35.1% | ||
| Q3 24 | 99.5% | -3.1% | ||
| Q2 24 | 33.5% | 9.4% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 1.7% | ||
| Q3 25 | 3.6% | 2.4% | ||
| Q2 25 | 2.4% | 2.5% | ||
| Q1 25 | 2.9% | 2.0% | ||
| Q4 24 | 10.9% | 3.9% | ||
| Q3 24 | 3.0% | 3.0% | ||
| Q2 24 | 2.1% | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | — | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.05× | 21.97× | ||
| Q4 24 | 4.25× | -8.09× | ||
| Q3 24 | 3.13× | -0.20× | ||
| Q2 24 | 1.06× | 2.74× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
