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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and KFORCE INC (KFRC). Click either name above to swap in a different company.

COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $330.4M, roughly 1.4× KFORCE INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 2.4%, a 27.4% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 0.1%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs -3.7%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.

CBSH vs KFRC — Head-to-Head

Bigger by revenue
CBSH
CBSH
1.4× larger
CBSH
$475.7M
$330.4M
KFRC
Growing faster (revenue YoY)
CBSH
CBSH
+11.0% gap
CBSH
11.1%
0.1%
KFRC
Higher net margin
CBSH
CBSH
27.4% more per $
CBSH
29.8%
2.4%
KFRC
Faster 2-yr revenue CAGR
CBSH
CBSH
Annualised
CBSH
7.1%
-3.7%
KFRC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBSH
CBSH
KFRC
KFRC
Revenue
$475.7M
$330.4M
Net Profit
$141.6M
$7.9M
Gross Margin
27.3%
Operating Margin
3.6%
Net Margin
29.8%
2.4%
Revenue YoY
11.1%
0.1%
Net Profit YoY
0.7%
-2.7%
EPS (diluted)
$0.96
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
KFRC
KFRC
Q1 26
$475.7M
$330.4M
Q4 25
$449.4M
$332.0M
Q3 25
$441.0M
$332.6M
Q2 25
$445.8M
$334.3M
Q1 25
$428.1M
$330.0M
Q4 24
$422.1M
$343.8M
Q3 24
$421.4M
$353.3M
Q2 24
$414.5M
$356.3M
Net Profit
CBSH
CBSH
KFRC
KFRC
Q1 26
$141.6M
$7.9M
Q4 25
$140.7M
$5.2M
Q3 25
$141.5M
$11.1M
Q2 25
$152.5M
$10.4M
Q1 25
$131.6M
$8.1M
Q4 24
$136.1M
$11.1M
Q3 24
$138.0M
$14.2M
Q2 24
$139.6M
$14.2M
Gross Margin
CBSH
CBSH
KFRC
KFRC
Q1 26
27.3%
Q4 25
27.2%
Q3 25
27.7%
Q2 25
27.1%
Q1 25
26.7%
Q4 24
27.0%
Q3 24
27.9%
Q2 24
27.8%
Operating Margin
CBSH
CBSH
KFRC
KFRC
Q1 26
3.6%
Q4 25
40.8%
2.6%
Q3 25
41.9%
4.5%
Q2 25
44.0%
4.5%
Q1 25
39.2%
3.5%
Q4 24
41.2%
4.5%
Q3 24
42.4%
5.3%
Q2 24
43.4%
5.5%
Net Margin
CBSH
CBSH
KFRC
KFRC
Q1 26
29.8%
2.4%
Q4 25
31.3%
1.6%
Q3 25
32.1%
3.3%
Q2 25
34.2%
3.1%
Q1 25
30.7%
2.5%
Q4 24
32.2%
3.2%
Q3 24
32.8%
4.0%
Q2 24
33.7%
4.0%
EPS (diluted)
CBSH
CBSH
KFRC
KFRC
Q1 26
$0.96
$0.46
Q4 25
$0.86
$0.29
Q3 25
$1.06
$0.63
Q2 25
$1.14
$0.59
Q1 25
$0.98
$0.45
Q4 24
$0.83
$0.60
Q3 24
$1.01
$0.75
Q2 24
$1.03
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
KFRC
KFRC
Cash + ST InvestmentsLiquidity on hand
$1.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.3B
$117.4M
Total Assets
$35.7B
$384.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
KFRC
KFRC
Q1 26
$1.3M
Q4 25
$2.1M
Q3 25
$1.3M
Q2 25
$2.5M
Q1 25
$444.0K
Q4 24
$349.0K
Q3 24
$127.0K
Q2 24
$110.0K
Stockholders' Equity
CBSH
CBSH
KFRC
KFRC
Q1 26
$4.3B
$117.4M
Q4 25
$3.8B
$124.6M
Q3 25
$3.8B
$132.1M
Q2 25
$3.6B
$134.4M
Q1 25
$3.5B
$138.0M
Q4 24
$3.3B
$154.6M
Q3 24
$3.4B
$167.4M
Q2 24
$3.1B
$166.6M
Total Assets
CBSH
CBSH
KFRC
KFRC
Q1 26
$35.7B
$384.8M
Q4 25
$32.9B
$365.6M
Q3 25
$32.3B
$374.2M
Q2 25
$32.3B
$373.6M
Q1 25
$32.4B
$368.2M
Q4 24
$32.0B
$357.8M
Q3 24
$31.5B
$369.9M
Q2 24
$30.6B
$362.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBSH
CBSH
KFRC
KFRC
Operating Cash FlowLast quarter
Free Cash FlowOCF − Capex
$-7.4M
FCF MarginFCF / Revenue
-2.2%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBSH
CBSH
KFRC
KFRC
Q1 26
Q4 25
$645.1M
$19.7M
Q3 25
$129.0M
$23.3M
Q2 25
$111.2M
$18.4M
Q1 25
$138.6M
$249.0K
Q4 24
$577.9M
$21.8M
Q3 24
$431.7M
$31.0M
Q2 24
$147.4M
$20.9M
Free Cash Flow
CBSH
CBSH
KFRC
KFRC
Q1 26
$-7.4M
Q4 25
$592.4M
$16.7M
Q3 25
$113.3M
$19.8M
Q2 25
$100.5M
$14.2M
Q1 25
$126.0M
$-3.9M
Q4 24
$531.7M
$20.9M
Q3 24
$419.1M
$27.5M
Q2 24
$138.9M
$17.8M
FCF Margin
CBSH
CBSH
KFRC
KFRC
Q1 26
-2.2%
Q4 25
131.8%
5.0%
Q3 25
25.7%
6.0%
Q2 25
22.5%
4.3%
Q1 25
29.4%
-1.2%
Q4 24
126.0%
6.1%
Q3 24
99.5%
7.8%
Q2 24
33.5%
5.0%
Capex Intensity
CBSH
CBSH
KFRC
KFRC
Q1 26
1.0%
Q4 25
11.7%
0.9%
Q3 25
3.6%
1.1%
Q2 25
2.4%
1.2%
Q1 25
2.9%
1.3%
Q4 24
10.9%
0.3%
Q3 24
3.0%
1.0%
Q2 24
2.1%
0.9%
Cash Conversion
CBSH
CBSH
KFRC
KFRC
Q1 26
Q4 25
4.59×
3.82×
Q3 25
0.91×
2.11×
Q2 25
0.73×
1.76×
Q1 25
1.05×
0.03×
Q4 24
4.25×
1.97×
Q3 24
3.13×
2.18×
Q2 24
1.06×
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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