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Side-by-side financial comparison of SouthState Bank Corp (SSB) and UDR, Inc. (UDR). Click either name above to swap in a different company.
SouthState Bank Corp is the larger business by last-quarter revenue ($661.7M vs $433.1M, roughly 1.5× UDR, Inc.). UDR, Inc. runs the higher net margin — 51.5% vs 34.1%, a 17.3% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 2.3%).
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.
SSB vs UDR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $661.7M | $433.1M |
| Net Profit | $225.8M | $222.9M |
| Gross Margin | — | — |
| Operating Margin | 15.1% | 64.1% |
| Net Margin | 34.1% | 51.5% |
| Revenue YoY | — | 2.5% |
| Net Profit YoY | 153.5% | 4519.2% |
| EPS (diluted) | $2.28 | $0.67 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $433.1M | ||
| Q3 25 | $599.7M | $431.9M | ||
| Q2 25 | $577.9M | $425.4M | ||
| Q1 25 | $544.5M | $421.9M | ||
| Q4 24 | $369.8M | $422.7M | ||
| Q3 24 | $351.5M | $420.2M | ||
| Q2 24 | $350.3M | $415.3M |
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $222.9M | ||
| Q3 25 | $246.6M | $40.4M | ||
| Q2 25 | $215.2M | $37.7M | ||
| Q1 25 | $89.1M | $76.7M | ||
| Q4 24 | $144.2M | $-5.0M | ||
| Q3 24 | $143.2M | $22.6M | ||
| Q2 24 | $132.4M | $28.9M |
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 64.1% | ||
| Q3 25 | 53.6% | 17.7% | ||
| Q2 25 | 48.8% | 18.2% | ||
| Q1 25 | 22.3% | 29.0% | ||
| Q4 24 | 50.7% | 15.7% | ||
| Q3 24 | 53.1% | 16.6% | ||
| Q2 24 | 49.3% | 16.5% |
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | 51.5% | ||
| Q3 25 | 41.1% | 9.4% | ||
| Q2 25 | 37.2% | 8.9% | ||
| Q1 25 | 16.4% | 18.2% | ||
| Q4 24 | 39.0% | -220.5% | ||
| Q3 24 | 40.7% | 5.4% | ||
| Q2 24 | 37.8% | 7.0% |
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $0.67 | ||
| Q3 25 | $2.42 | $0.12 | ||
| Q2 25 | $2.11 | $0.11 | ||
| Q1 25 | $0.87 | $0.23 | ||
| Q4 24 | $1.88 | $-0.01 | ||
| Q3 24 | $1.86 | $0.06 | ||
| Q2 24 | $1.73 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.9B | $1.2M |
| Total DebtLower is stronger | — | $5.8B |
| Stockholders' EquityBook value | $9.0B | $3.3B |
| Total Assets | $68.0B | $10.6B |
| Debt / EquityLower = less leverage | — | 1.77× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $1.2M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.5M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $1.3M | ||
| Q3 24 | — | $2.3M | ||
| Q2 24 | — | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8B | ||
| Q3 25 | — | $5.8B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | — | $5.8B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.8B |
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $3.3B | ||
| Q3 25 | $9.0B | $3.3B | ||
| Q2 25 | $8.8B | $3.3B | ||
| Q1 25 | $8.6B | $3.3B | ||
| Q4 24 | $5.9B | $3.4B | ||
| Q3 24 | $5.9B | $3.5B | ||
| Q2 24 | $5.7B | $3.7B |
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $10.6B | ||
| Q3 25 | $66.0B | $10.6B | ||
| Q2 25 | $65.9B | $10.6B | ||
| Q1 25 | $65.1B | $10.7B | ||
| Q4 24 | $46.4B | $10.9B | ||
| Q3 24 | $46.1B | $11.1B | ||
| Q2 24 | $45.5B | $11.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.74× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | — | 1.69× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $902.9M |
| Free Cash FlowOCF − Capex | — | $650.0M |
| FCF MarginFCF / Revenue | — | 150.1% |
| Capex IntensityCapex / Revenue | — | 58.4% |
| Cash ConversionOCF / Net Profit | — | 4.05× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.1B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $902.9M | ||
| Q3 25 | $122.4M | $234.9M | ||
| Q2 25 | $72.6M | $250.3M | ||
| Q1 25 | $-126.3M | $156.2M | ||
| Q4 24 | $354.3M | $876.8M | ||
| Q3 24 | $-246.8M | $230.3M | ||
| Q2 24 | $126.8M | $238.5M |
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $650.0M | ||
| Q3 25 | $101.7M | $164.6M | ||
| Q2 25 | $52.5M | $190.1M | ||
| Q1 25 | $-139.1M | $103.2M | ||
| Q4 24 | $340.9M | $627.0M | ||
| Q3 24 | $-254.2M | $161.3M | ||
| Q2 24 | $117.3M | $171.1M |
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 150.1% | ||
| Q3 25 | 17.0% | 38.1% | ||
| Q2 25 | 9.1% | 44.7% | ||
| Q1 25 | -25.5% | 24.5% | ||
| Q4 24 | 92.2% | 148.3% | ||
| Q3 24 | -72.3% | 38.4% | ||
| Q2 24 | 33.5% | 41.2% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 58.4% | ||
| Q3 25 | 3.5% | 16.3% | ||
| Q2 25 | 3.5% | 14.2% | ||
| Q1 25 | 2.4% | 12.6% | ||
| Q4 24 | 3.6% | 59.1% | ||
| Q3 24 | 2.1% | 16.4% | ||
| Q2 24 | 2.7% | 16.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | 4.05× | ||
| Q3 25 | 0.50× | 5.81× | ||
| Q2 25 | 0.34× | 6.64× | ||
| Q1 25 | -1.42× | 2.04× | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -1.72× | 10.19× | ||
| Q2 24 | 0.96× | 8.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
UDR
Segment breakdown not available.
