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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and UNISYS CORP (UIS). Click either name above to swap in a different company.

UNISYS CORP is the larger business by last-quarter revenue ($574.5M vs $475.7M, roughly 1.2× COMMERCE BANCSHARES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 3.3%, a 26.5% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 5.3%). Over the past eight quarters, UNISYS CORP's revenue compounded faster (8.5% CAGR vs 7.1%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Unisys Corporation is a technology company founded in 1986 and headquartered in Blue Bell, Pennsylvania. The company provides cloud, AI, digital workplace, logistics, and enterprise computing services.

CBSH vs UIS — Head-to-Head

Bigger by revenue
UIS
UIS
1.2× larger
UIS
$574.5M
$475.7M
CBSH
Growing faster (revenue YoY)
CBSH
CBSH
+5.8% gap
CBSH
11.1%
5.3%
UIS
Higher net margin
CBSH
CBSH
26.5% more per $
CBSH
29.8%
3.3%
UIS
Faster 2-yr revenue CAGR
UIS
UIS
Annualised
UIS
8.5%
7.1%
CBSH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBSH
CBSH
UIS
UIS
Revenue
$475.7M
$574.5M
Net Profit
$141.6M
$18.7M
Gross Margin
33.9%
Operating Margin
13.3%
Net Margin
29.8%
3.3%
Revenue YoY
11.1%
5.3%
Net Profit YoY
10.5%
-37.7%
EPS (diluted)
$0.96
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
UIS
UIS
Q1 26
$475.7M
Q4 25
$449.4M
$574.5M
Q3 25
$441.0M
$460.2M
Q2 25
$445.8M
$483.3M
Q1 25
$428.1M
$432.1M
Q4 24
$422.1M
$545.4M
Q3 24
$421.4M
$497.0M
Q2 24
$414.5M
$478.2M
Net Profit
CBSH
CBSH
UIS
UIS
Q1 26
$141.6M
Q4 25
$140.7M
$18.7M
Q3 25
$141.5M
$-308.9M
Q2 25
$152.5M
$-20.1M
Q1 25
$131.6M
$-29.5M
Q4 24
$136.1M
$30.0M
Q3 24
$138.0M
$-61.9M
Q2 24
$139.6M
$-12.0M
Gross Margin
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
33.9%
Q3 25
25.5%
Q2 25
26.9%
Q1 25
24.9%
Q4 24
32.1%
Q3 24
29.2%
Q2 24
27.2%
Operating Margin
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
40.8%
13.3%
Q3 25
41.9%
-7.3%
Q2 25
44.0%
6.3%
Q1 25
39.2%
1.2%
Q4 24
41.2%
8.9%
Q3 24
42.4%
1.5%
Q2 24
43.4%
4.9%
Net Margin
CBSH
CBSH
UIS
UIS
Q1 26
29.8%
Q4 25
31.3%
3.3%
Q3 25
32.1%
-67.1%
Q2 25
34.2%
-4.2%
Q1 25
30.7%
-6.8%
Q4 24
32.2%
5.5%
Q3 24
32.8%
-12.5%
Q2 24
33.7%
-2.5%
EPS (diluted)
CBSH
CBSH
UIS
UIS
Q1 26
$0.96
Q4 25
$0.86
$0.24
Q3 25
$1.06
$-4.33
Q2 25
$1.14
$-0.28
Q1 25
$0.98
$-0.42
Q4 24
$0.83
$0.45
Q3 24
$1.01
$-0.89
Q2 24
$1.03
$-0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
UIS
UIS
Cash + ST InvestmentsLiquidity on hand
$413.9M
Total DebtLower is stronger
$729.0M
Stockholders' EquityBook value
$4.3B
$-282.6M
Total Assets
$35.7B
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
$413.9M
Q3 25
$321.9M
Q2 25
$300.8M
Q1 25
$393.1M
Q4 24
$376.5M
Q3 24
$373.7M
Q2 24
$344.9M
Total Debt
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
$729.0M
Q3 25
$723.2M
Q2 25
$692.7M
Q1 25
$488.3M
Q4 24
$488.2M
Q3 24
$488.5M
Q2 24
$489.2M
Stockholders' Equity
CBSH
CBSH
UIS
UIS
Q1 26
$4.3B
Q4 25
$3.8B
$-282.6M
Q3 25
$3.8B
$-300.2M
Q2 25
$3.6B
$-221.5M
Q1 25
$3.5B
$-267.8M
Q4 24
$3.3B
$-283.4M
Q3 24
$3.4B
$-202.2M
Q2 24
$3.1B
$-174.1M
Total Assets
CBSH
CBSH
UIS
UIS
Q1 26
$35.7B
Q4 25
$32.9B
$1.8B
Q3 25
$32.3B
$1.7B
Q2 25
$32.3B
$1.8B
Q1 25
$32.4B
$1.8B
Q4 24
$32.0B
$1.9B
Q3 24
$31.5B
$1.9B
Q2 24
$30.6B
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBSH
CBSH
UIS
UIS
Operating Cash FlowLast quarter
$104.9M
Free Cash FlowOCF − Capex
$97.3M
FCF MarginFCF / Revenue
16.9%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
5.61×
TTM Free Cash FlowTrailing 4 quarters
$-170.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
$645.1M
$104.9M
Q3 25
$129.0M
$38.0M
Q2 25
$111.2M
$-316.2M
Q1 25
$138.6M
$33.3M
Q4 24
$577.9M
$76.6M
Q3 24
$431.7M
$32.0M
Q2 24
$147.4M
$2.7M
Free Cash Flow
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
$592.4M
$97.3M
Q3 25
$113.3M
$32.4M
Q2 25
$100.5M
$-324.1M
Q1 25
$126.0M
$24.4M
Q4 24
$531.7M
$66.5M
Q3 24
$419.1M
$25.2M
Q2 24
$138.9M
$-6.0M
FCF Margin
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
131.8%
16.9%
Q3 25
25.7%
7.0%
Q2 25
22.5%
-67.1%
Q1 25
29.4%
5.6%
Q4 24
126.0%
12.2%
Q3 24
99.5%
5.1%
Q2 24
33.5%
-1.3%
Capex Intensity
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
11.7%
1.3%
Q3 25
3.6%
1.2%
Q2 25
2.4%
1.6%
Q1 25
2.9%
2.1%
Q4 24
10.9%
1.9%
Q3 24
3.0%
1.4%
Q2 24
2.1%
1.8%
Cash Conversion
CBSH
CBSH
UIS
UIS
Q1 26
Q4 25
4.59×
5.61×
Q3 25
0.91×
Q2 25
0.73×
Q1 25
1.05×
Q4 24
4.25×
2.55×
Q3 24
3.13×
Q2 24
1.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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