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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and CLPS Inc (CLPS). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $82.8M, roughly 1.7× CLPS Inc).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

CCB vs CLPS — Head-to-Head

Bigger by revenue
CCB
CCB
1.7× larger
CCB
$138.0M
$82.8M
CLPS

Income Statement — Q4 FY2025 vs Q4 FY2026

Metric
CCB
CCB
CLPS
CLPS
Revenue
$138.0M
$82.8M
Net Profit
$183.0K
Gross Margin
23.1%
Operating Margin
12.4%
0.2%
Net Margin
0.2%
Revenue YoY
-5.8%
Net Profit YoY
EPS (diluted)
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
CLPS
CLPS
Q2 26
$82.8M
Q4 25
$138.0M
Q3 25
$144.7M
Q2 25
$119.4M
Q1 25
$139.5M
Q4 24
$146.5M
$71.8M
Q3 24
$151.1M
Q2 24
$135.3M
Net Profit
CCB
CCB
CLPS
CLPS
Q2 26
$183.0K
Q4 25
Q3 25
$13.6M
Q2 25
$11.0M
Q1 25
$9.7M
Q4 24
$-993.5K
Q3 24
$13.5M
Q2 24
$11.6M
Gross Margin
CCB
CCB
CLPS
CLPS
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q3 24
Q2 24
Operating Margin
CCB
CCB
CLPS
CLPS
Q2 26
0.2%
Q4 25
12.4%
Q3 25
12.4%
Q2 25
12.0%
Q1 25
8.4%
Q4 24
11.7%
-1.3%
Q3 24
10.8%
Q2 24
11.1%
Net Margin
CCB
CCB
CLPS
CLPS
Q2 26
0.2%
Q4 25
Q3 25
9.4%
Q2 25
9.2%
Q1 25
7.0%
Q4 24
-1.4%
Q3 24
8.9%
Q2 24
8.6%
EPS (diluted)
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
$0.84
Q3 25
$0.88
Q2 25
$0.71
Q1 25
$0.63
Q4 24
$0.95
Q3 24
$0.97
Q2 24
$0.84

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
CLPS
CLPS
Cash + ST InvestmentsLiquidity on hand
$29.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$491.0M
$57.6M
Total Assets
$4.7B
$118.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
CLPS
CLPS
Q2 26
$29.1M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$31.2M
Q3 24
Q2 24
Stockholders' Equity
CCB
CCB
CLPS
CLPS
Q2 26
$57.6M
Q4 25
$491.0M
Q3 25
$475.3M
Q2 25
$461.7M
Q1 25
$449.9M
Q4 24
$438.7M
$63.9M
Q3 24
$331.9M
Q2 24
$316.7M
Total Assets
CCB
CCB
CLPS
CLPS
Q2 26
$118.1M
Q4 25
$4.7B
Q3 25
$4.6B
Q2 25
$4.5B
Q1 25
$4.3B
Q4 24
$4.1B
$110.0M
Q3 24
$4.1B
Q2 24
$4.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
CLPS
CLPS
Operating Cash FlowLast quarter
$254.6M
Free Cash FlowOCF − Capex
$246.1M
FCF MarginFCF / Revenue
178.3%
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
$254.6M
Q3 25
$59.0M
Q2 25
$66.0M
Q1 25
$71.7M
Q4 24
$259.8M
Q3 24
$62.6M
Q2 24
$72.1M
Free Cash Flow
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
FCF Margin
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Capex Intensity
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Cash Conversion
CCB
CCB
CLPS
CLPS
Q2 26
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

CLPS
CLPS

Segment breakdown not available.

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