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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Flywire Corp (FLYW). Click either name above to swap in a different company.
Flywire Corp is the larger business by last-quarter revenue ($157.5M vs $138.0M, roughly 1.1× COASTAL FINANCIAL CORP). On growth, Flywire Corp posted the faster year-over-year revenue change (34.0% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $4.5M). Over the past eight quarters, Flywire Corp's revenue compounded faster (17.5% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Flywire Corp is a global payment and receivables solutions provider serving core verticals including education, healthcare, travel, and B2B commerce. It offers secure cross-border payment processing, currency conversion, and workflow tools for organizations and payers worldwide.
CCB vs FLYW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $157.5M |
| Net Profit | — | $33.0K |
| Gross Margin | — | — |
| Operating Margin | 12.4% | -0.6% |
| Net Margin | — | 0.0% |
| Revenue YoY | -5.8% | 34.0% |
| Net Profit YoY | — | 100.2% |
| EPS (diluted) | $0.84 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $157.5M | ||
| Q3 25 | $144.7M | $200.1M | ||
| Q2 25 | $119.4M | $131.9M | ||
| Q1 25 | $139.5M | $133.5M | ||
| Q4 24 | $146.5M | $117.5M | ||
| Q3 24 | $151.1M | $156.8M | ||
| Q2 24 | $135.3M | $103.7M | ||
| Q1 24 | $148.4M | $114.1M |
| Q4 25 | — | $33.0K | ||
| Q3 25 | $13.6M | $29.6M | ||
| Q2 25 | $11.0M | $-12.0M | ||
| Q1 25 | $9.7M | $-4.2M | ||
| Q4 24 | — | $-15.9M | ||
| Q3 24 | $13.5M | $38.9M | ||
| Q2 24 | $11.6M | $-13.9M | ||
| Q1 24 | $6.8M | $-6.2M |
| Q4 25 | 12.4% | -0.6% | ||
| Q3 25 | 12.4% | 16.1% | ||
| Q2 25 | 12.0% | -6.8% | ||
| Q1 25 | 8.4% | -8.2% | ||
| Q4 24 | 11.7% | -4.9% | ||
| Q3 24 | 10.8% | 12.9% | ||
| Q2 24 | 11.1% | -15.2% | ||
| Q1 24 | 5.9% | -5.2% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | 9.4% | 14.8% | ||
| Q2 25 | 9.2% | -9.1% | ||
| Q1 25 | 7.0% | -3.1% | ||
| Q4 24 | — | -13.5% | ||
| Q3 24 | 8.9% | 24.8% | ||
| Q2 24 | 8.6% | -13.4% | ||
| Q1 24 | 4.6% | -5.4% |
| Q4 25 | $0.84 | $0.01 | ||
| Q3 25 | $0.88 | $0.23 | ||
| Q2 25 | $0.71 | $-0.10 | ||
| Q1 25 | $0.63 | $-0.03 | ||
| Q4 24 | $0.95 | $-0.12 | ||
| Q3 24 | $0.97 | $0.30 | ||
| Q2 24 | $0.84 | $-0.11 | ||
| Q1 24 | $0.50 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $355.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $835.2M |
| Total Assets | $4.7B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $355.0M | ||
| Q3 25 | — | $377.3M | ||
| Q2 25 | — | $274.2M | ||
| Q1 25 | — | $255.3M | ||
| Q4 24 | — | $611.1M | ||
| Q3 24 | — | $681.1M | ||
| Q2 24 | — | $571.0M | ||
| Q1 24 | — | $619.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $15.0M | ||
| Q2 25 | — | $60.0M | ||
| Q1 25 | — | $60.0M | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $491.0M | $835.2M | ||
| Q3 25 | $475.3M | $829.1M | ||
| Q2 25 | $461.7M | $792.4M | ||
| Q1 25 | $449.9M | $784.3M | ||
| Q4 24 | $438.7M | $814.8M | ||
| Q3 24 | $331.9M | $843.2M | ||
| Q2 24 | $316.7M | $802.6M | ||
| Q1 24 | $303.7M | $-797.0M |
| Q4 25 | $4.7B | $1.3B | ||
| Q3 25 | $4.6B | $1.3B | ||
| Q2 25 | $4.5B | $1.1B | ||
| Q1 25 | $4.3B | $1.1B | ||
| Q4 24 | $4.1B | $1.1B | ||
| Q3 24 | $4.1B | $1.2B | ||
| Q2 24 | $4.0B | $998.7M | ||
| Q1 24 | $3.9B | $998.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $4.9M |
| Free Cash FlowOCF − Capex | $246.1M | $4.5M |
| FCF MarginFCF / Revenue | 178.3% | 2.9% |
| Capex IntensityCapex / Revenue | 6.1% | 0.2% |
| Cash ConversionOCF / Net Profit | — | 148.06× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $98.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $4.9M | ||
| Q3 25 | $59.0M | $150.1M | ||
| Q2 25 | $66.0M | $24.1M | ||
| Q1 25 | $71.7M | $-78.9M | ||
| Q4 24 | $259.8M | $-28.6M | ||
| Q3 24 | $62.6M | $184.6M | ||
| Q2 24 | $72.1M | $-19.3M | ||
| Q1 24 | $56.8M | $-38.1M |
| Q4 25 | $246.1M | $4.5M | ||
| Q3 25 | $57.4M | $149.9M | ||
| Q2 25 | $64.0M | $23.5M | ||
| Q1 25 | $68.9M | $-79.1M | ||
| Q4 24 | $249.9M | $-28.7M | ||
| Q3 24 | $60.2M | $184.4M | ||
| Q2 24 | $69.5M | $-19.7M | ||
| Q1 24 | $55.0M | $-38.3M |
| Q4 25 | 178.3% | 2.9% | ||
| Q3 25 | 39.7% | 74.9% | ||
| Q2 25 | 53.6% | 17.8% | ||
| Q1 25 | 49.4% | -59.3% | ||
| Q4 24 | 170.6% | -24.4% | ||
| Q3 24 | 39.8% | 117.6% | ||
| Q2 24 | 51.3% | -19.0% | ||
| Q1 24 | 37.1% | -33.6% |
| Q4 25 | 6.1% | 0.2% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 0.4% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 6.8% | 0.1% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.3% | ||
| Q1 24 | 1.2% | 0.2% |
| Q4 25 | — | 148.06× | ||
| Q3 25 | 4.34× | 5.07× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 4.75× | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
FLYW
| Transactions | $126.4M | 80% |
| Platform And Other Revenues | $31.1M | 20% |
