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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and HARROW, INC. (HROW). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $89.1M, roughly 1.5× HARROW, INC.). On growth, HARROW, INC. posted the faster year-over-year revenue change (33.3% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $8.1M). Over the past eight quarters, HARROW, INC.'s revenue compounded faster (60.5% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Harrow Health, Inc., formerly known as Imprimis Pharmaceuticals, is a publicly traded pharmaceutical company based in Nashville, Tennessee.

CCB vs HROW — Head-to-Head

Bigger by revenue
CCB
CCB
1.5× larger
CCB
$138.0M
$89.1M
HROW
Growing faster (revenue YoY)
HROW
HROW
+39.1% gap
HROW
33.3%
-5.8%
CCB
More free cash flow
CCB
CCB
$238.1M more FCF
CCB
$246.1M
$8.1M
HROW
Faster 2-yr revenue CAGR
HROW
HROW
Annualised
HROW
60.5%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
HROW
HROW
Revenue
$138.0M
$89.1M
Net Profit
$6.6M
Gross Margin
79.3%
Operating Margin
12.4%
17.5%
Net Margin
7.4%
Revenue YoY
-5.8%
33.3%
Net Profit YoY
-2.2%
EPS (diluted)
$0.84
$0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
HROW
HROW
Q4 25
$138.0M
$89.1M
Q3 25
$144.7M
$71.6M
Q2 25
$119.4M
$63.7M
Q1 25
$139.5M
$47.8M
Q4 24
$146.5M
$66.8M
Q3 24
$151.1M
$49.3M
Q2 24
$135.3M
$48.9M
Q1 24
$148.4M
$34.6M
Net Profit
CCB
CCB
HROW
HROW
Q4 25
$6.6M
Q3 25
$13.6M
$1.0M
Q2 25
$11.0M
$5.0M
Q1 25
$9.7M
$-17.8M
Q4 24
$6.8M
Q3 24
$13.5M
$-4.2M
Q2 24
$11.6M
$-6.5M
Q1 24
$6.8M
$-13.6M
Gross Margin
CCB
CCB
HROW
HROW
Q4 25
79.3%
Q3 25
75.3%
Q2 25
74.5%
Q1 25
67.5%
Q4 24
78.8%
Q3 24
75.6%
Q2 24
74.4%
Q1 24
69.5%
Operating Margin
CCB
CCB
HROW
HROW
Q4 25
12.4%
17.5%
Q3 25
12.4%
20.6%
Q2 25
12.0%
17.9%
Q1 25
8.4%
-23.5%
Q4 24
11.7%
19.3%
Q3 24
10.8%
2.7%
Q2 24
11.1%
3.1%
Q1 24
5.9%
-20.0%
Net Margin
CCB
CCB
HROW
HROW
Q4 25
7.4%
Q3 25
9.4%
1.4%
Q2 25
9.2%
7.8%
Q1 25
7.0%
-37.2%
Q4 24
10.1%
Q3 24
8.9%
-8.6%
Q2 24
8.6%
-13.2%
Q1 24
4.6%
-39.2%
EPS (diluted)
CCB
CCB
HROW
HROW
Q4 25
$0.84
$0.20
Q3 25
$0.88
$0.03
Q2 25
$0.71
$0.13
Q1 25
$0.63
$-0.50
Q4 24
$0.95
$0.19
Q3 24
$0.97
$-0.12
Q2 24
$0.84
$-0.18
Q1 24
$0.50
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
HROW
HROW
Cash + ST InvestmentsLiquidity on hand
$72.9M
Total DebtLower is stronger
$250.0M
Stockholders' EquityBook value
$491.0M
$52.4M
Total Assets
$4.7B
$399.5M
Debt / EquityLower = less leverage
4.77×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
HROW
HROW
Q4 25
$72.9M
Q3 25
$74.3M
Q2 25
$53.0M
Q1 25
$66.7M
Q4 24
$47.2M
Q3 24
$72.6M
Q2 24
$71.0M
Q1 24
$76.0M
Total Debt
CCB
CCB
HROW
HROW
Q4 25
$250.0M
Q3 25
$347.2M
Q2 25
$250.6M
Q1 25
$256.9M
Q4 24
$262.7M
Q3 24
$230.7M
Q2 24
$236.3M
Q1 24
$243.4M
Stockholders' Equity
CCB
CCB
HROW
HROW
Q4 25
$491.0M
$52.4M
Q3 25
$475.3M
$47.0M
Q2 25
$461.7M
$49.7M
Q1 25
$449.9M
$56.5M
Q4 24
$438.7M
$69.7M
Q3 24
$331.9M
$58.0M
Q2 24
$316.7M
$58.5M
Q1 24
$303.7M
$60.6M
Total Assets
CCB
CCB
HROW
HROW
Q4 25
$4.7B
$399.5M
Q3 25
$4.6B
$363.1M
Q2 25
$4.5B
$345.0M
Q1 25
$4.3B
$364.2M
Q4 24
$4.1B
$389.0M
Q3 24
$4.1B
$351.5M
Q2 24
$4.0B
$306.6M
Q1 24
$3.9B
$295.5M
Debt / Equity
CCB
CCB
HROW
HROW
Q4 25
4.77×
Q3 25
7.39×
Q2 25
5.05×
Q1 25
4.55×
Q4 24
3.77×
Q3 24
3.98×
Q2 24
4.04×
Q1 24
4.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
HROW
HROW
Operating Cash FlowLast quarter
$254.6M
$8.4M
Free Cash FlowOCF − Capex
$246.1M
$8.1M
FCF MarginFCF / Revenue
178.3%
9.1%
Capex IntensityCapex / Revenue
6.1%
0.4%
Cash ConversionOCF / Net Profit
1.27×
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$43.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
HROW
HROW
Q4 25
$254.6M
$8.4M
Q3 25
$59.0M
$16.6M
Q2 25
$66.0M
$-803.0K
Q1 25
$71.7M
$19.7M
Q4 24
$259.8M
$-17.8M
Q3 24
$62.6M
$3.0M
Q2 24
$72.1M
$-2.7M
Q1 24
$56.8M
$-4.6M
Free Cash Flow
CCB
CCB
HROW
HROW
Q4 25
$246.1M
$8.1M
Q3 25
$57.4M
$16.4M
Q2 25
$64.0M
$-969.0K
Q1 25
$68.9M
$19.5M
Q4 24
$249.9M
$-18.3M
Q3 24
$60.2M
$2.3M
Q2 24
$69.5M
$-3.1M
Q1 24
$55.0M
$-4.7M
FCF Margin
CCB
CCB
HROW
HROW
Q4 25
178.3%
9.1%
Q3 25
39.7%
22.9%
Q2 25
53.6%
-1.5%
Q1 25
49.4%
40.8%
Q4 24
170.6%
-27.4%
Q3 24
39.8%
4.8%
Q2 24
51.3%
-6.3%
Q1 24
37.1%
-13.6%
Capex Intensity
CCB
CCB
HROW
HROW
Q4 25
6.1%
0.4%
Q3 25
1.2%
0.3%
Q2 25
1.7%
0.3%
Q1 25
2.0%
0.4%
Q4 24
6.8%
0.8%
Q3 24
1.6%
1.2%
Q2 24
1.9%
0.7%
Q1 24
1.2%
0.3%
Cash Conversion
CCB
CCB
HROW
HROW
Q4 25
1.27×
Q3 25
4.34×
16.26×
Q2 25
5.99×
-0.16×
Q1 25
7.37×
Q4 24
-2.62×
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

HROW
HROW

Segment breakdown not available.

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