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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and IPG PHOTONICS CORP (IPGP). Click either name above to swap in a different company.
IPG PHOTONICS CORP is the larger business by last-quarter revenue ($274.5M vs $138.0M, roughly 2.0× COASTAL FINANCIAL CORP). On growth, IPG PHOTONICS CORP posted the faster year-over-year revenue change (17.1% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $10.9M). Over the past eight quarters, IPG PHOTONICS CORP's revenue compounded faster (4.4% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
IPG Photonics Corporation is a manufacturer of fiber lasers. IPG Photonics developed and commercialized optical fiber lasers, which are used in a variety of applications including materials processing, medical applications and telecommunications. IPG has manufacturing facilities in the United States, Germany, Russia and Italy.
CCB vs IPGP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $274.5M |
| Net Profit | — | $13.3M |
| Gross Margin | — | 36.1% |
| Operating Margin | 12.4% | 1.2% |
| Net Margin | — | 4.8% |
| Revenue YoY | -5.8% | 17.1% |
| Net Profit YoY | — | 69.8% |
| EPS (diluted) | $0.84 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $274.5M | ||
| Q3 25 | $144.7M | $250.8M | ||
| Q2 25 | $119.4M | $250.7M | ||
| Q1 25 | $139.5M | $227.8M | ||
| Q4 24 | $146.5M | $234.3M | ||
| Q3 24 | $151.1M | $233.1M | ||
| Q2 24 | $135.3M | $257.6M | ||
| Q1 24 | $148.4M | $252.0M |
| Q4 25 | — | $13.3M | ||
| Q3 25 | $13.6M | $7.5M | ||
| Q2 25 | $11.0M | $6.6M | ||
| Q1 25 | $9.7M | $3.8M | ||
| Q4 24 | — | $7.8M | ||
| Q3 24 | $13.5M | $-233.6M | ||
| Q2 24 | $11.6M | $20.2M | ||
| Q1 24 | $6.8M | $24.1M |
| Q4 25 | — | 36.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 37.3% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 38.6% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 37.3% | ||
| Q1 24 | — | 38.7% |
| Q4 25 | 12.4% | 1.2% | ||
| Q3 25 | 12.4% | 3.1% | ||
| Q2 25 | 12.0% | 0.0% | ||
| Q1 25 | 8.4% | 0.8% | ||
| Q4 24 | 11.7% | 6.0% | ||
| Q3 24 | 10.8% | -108.7% | ||
| Q2 24 | 11.1% | 4.7% | ||
| Q1 24 | 5.9% | 7.6% |
| Q4 25 | — | 4.8% | ||
| Q3 25 | 9.4% | 3.0% | ||
| Q2 25 | 9.2% | 2.6% | ||
| Q1 25 | 7.0% | 1.6% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | 8.9% | -100.2% | ||
| Q2 24 | 8.6% | 7.8% | ||
| Q1 24 | 4.6% | 9.6% |
| Q4 25 | $0.84 | $0.30 | ||
| Q3 25 | $0.88 | $0.18 | ||
| Q2 25 | $0.71 | $0.16 | ||
| Q1 25 | $0.63 | $0.09 | ||
| Q4 24 | $0.95 | $0.27 | ||
| Q3 24 | $0.97 | $-5.33 | ||
| Q2 24 | $0.84 | $0.45 | ||
| Q1 24 | $0.50 | $0.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $839.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $2.1B |
| Total Assets | $4.7B | $2.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $839.3M | ||
| Q3 25 | — | $870.4M | ||
| Q2 25 | — | $899.6M | ||
| Q1 25 | — | $926.9M | ||
| Q4 24 | — | $930.2M | ||
| Q3 24 | — | $1.0B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $1.1B |
| Q4 25 | $491.0M | $2.1B | ||
| Q3 25 | $475.3M | $2.1B | ||
| Q2 25 | $461.7M | $2.1B | ||
| Q1 25 | $449.9M | $2.1B | ||
| Q4 24 | $438.7M | $2.0B | ||
| Q3 24 | $331.9M | $2.1B | ||
| Q2 24 | $316.7M | $2.3B | ||
| Q1 24 | $303.7M | $2.3B |
| Q4 25 | $4.7B | $2.4B | ||
| Q3 25 | $4.6B | $2.4B | ||
| Q2 25 | $4.5B | $2.4B | ||
| Q1 25 | $4.3B | $2.3B | ||
| Q4 24 | $4.1B | $2.3B | ||
| Q3 24 | $4.1B | $2.4B | ||
| Q2 24 | $4.0B | $2.5B | ||
| Q1 24 | $3.9B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $28.8M |
| Free Cash FlowOCF − Capex | $246.1M | $10.9M |
| FCF MarginFCF / Revenue | 178.3% | 4.0% |
| Capex IntensityCapex / Revenue | 6.1% | 6.5% |
| Cash ConversionOCF / Net Profit | — | 2.17× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $-3.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $28.8M | ||
| Q3 25 | $59.0M | $35.3M | ||
| Q2 25 | $66.0M | $-2.2M | ||
| Q1 25 | $71.7M | $13.4M | ||
| Q4 24 | $259.8M | $73.8M | ||
| Q3 24 | $62.6M | $66.1M | ||
| Q2 24 | $72.1M | $53.5M | ||
| Q1 24 | $56.8M | $54.6M |
| Q4 25 | $246.1M | $10.9M | ||
| Q3 25 | $57.4M | $14.6M | ||
| Q2 25 | $64.0M | $-17.6M | ||
| Q1 25 | $68.9M | $-11.4M | ||
| Q4 24 | $249.9M | $50.6M | ||
| Q3 24 | $60.2M | $43.0M | ||
| Q2 24 | $69.5M | $29.2M | ||
| Q1 24 | $55.0M | $26.5M |
| Q4 25 | 178.3% | 4.0% | ||
| Q3 25 | 39.7% | 5.8% | ||
| Q2 25 | 53.6% | -7.0% | ||
| Q1 25 | 49.4% | -5.0% | ||
| Q4 24 | 170.6% | 21.6% | ||
| Q3 24 | 39.8% | 18.4% | ||
| Q2 24 | 51.3% | 11.3% | ||
| Q1 24 | 37.1% | 10.5% |
| Q4 25 | 6.1% | 6.5% | ||
| Q3 25 | 1.2% | 8.3% | ||
| Q2 25 | 1.7% | 6.1% | ||
| Q1 25 | 2.0% | 10.9% | ||
| Q4 24 | 6.8% | 9.9% | ||
| Q3 24 | 1.6% | 9.9% | ||
| Q2 24 | 1.9% | 9.4% | ||
| Q1 24 | 1.2% | 11.1% |
| Q4 25 | — | 2.17× | ||
| Q3 25 | 4.34× | 4.73× | ||
| Q2 25 | 5.99× | -0.34× | ||
| Q1 25 | 7.37× | 3.58× | ||
| Q4 24 | — | 9.44× | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 2.65× | ||
| Q1 24 | 8.35× | 2.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
IPGP
| Materials Processing | $232.8M | 85% |
| Laser And Non Laser Systems | $38.8M | 14% |
| Transferred Over Time | $5.3M | 2% |
