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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and iQSTEL Inc (IQST). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $84.2M, roughly 1.6× iQSTEL Inc). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -14.9%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-1.2M). Over the past eight quarters, iQSTEL Inc's revenue compounded faster (28.0% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
iQSTEL Inc is a technology holding company operating three core segments: telecommunications, Internet of Things (IoT), and fintech. It offers connectivity services, smart IoT monitoring solutions, and digital financial tools, mainly serving small and medium-sized enterprises and retail customers in North and South American markets.
CCB vs IQST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $84.2M |
| Net Profit | — | $-2.7M |
| Gross Margin | — | 3.5% |
| Operating Margin | 12.4% | -2.9% |
| Net Margin | — | -3.2% |
| Revenue YoY | -5.8% | -14.9% |
| Net Profit YoY | — | -44.5% |
| EPS (diluted) | $0.84 | $-0.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $84.2M | ||
| Q3 25 | $144.7M | $102.9M | ||
| Q2 25 | $119.4M | $72.2M | ||
| Q1 25 | $139.5M | $57.6M | ||
| Q4 24 | $146.5M | $98.9M | ||
| Q3 24 | $151.1M | $54.2M | ||
| Q2 24 | $135.3M | $78.6M | ||
| Q1 24 | $148.4M | $51.4M |
| Q4 25 | — | $-2.7M | ||
| Q3 25 | $13.6M | $-2.3M | ||
| Q2 25 | $11.0M | $-2.3M | ||
| Q1 25 | $9.7M | $-1.1M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | $13.5M | $-773.0K | ||
| Q2 24 | $11.6M | $-2.0M | ||
| Q1 24 | $6.8M | $-580.2K |
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 2.7% |
| Q4 25 | 12.4% | -2.9% | ||
| Q3 25 | 12.4% | -0.5% | ||
| Q2 25 | 12.0% | -0.9% | ||
| Q1 25 | 8.4% | -1.0% | ||
| Q4 24 | 11.7% | -0.3% | ||
| Q3 24 | 10.8% | -0.1% | ||
| Q2 24 | 11.1% | -0.4% | ||
| Q1 24 | 5.9% | -0.4% |
| Q4 25 | — | -3.2% | ||
| Q3 25 | 9.4% | -2.3% | ||
| Q2 25 | 9.2% | -3.3% | ||
| Q1 25 | 7.0% | -2.0% | ||
| Q4 24 | — | -1.9% | ||
| Q3 24 | 8.9% | -1.4% | ||
| Q2 24 | 8.6% | -2.5% | ||
| Q1 24 | 4.6% | -1.1% |
| Q4 25 | $0.84 | $-0.92 | ||
| Q3 25 | $0.88 | $-0.68 | ||
| Q2 25 | $0.71 | $-0.82 | ||
| Q1 25 | $0.63 | $-0.44 | ||
| Q4 24 | $0.95 | $-1.19 | ||
| Q3 24 | $0.97 | $-0.40 | ||
| Q2 24 | $0.84 | $-0.90 | ||
| Q1 24 | $0.50 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.2M |
| Total DebtLower is stronger | — | $4.1M |
| Stockholders' EquityBook value | $491.0M | $16.3M |
| Total Assets | $4.7B | $51.1M |
| Debt / EquityLower = less leverage | — | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.2M | ||
| Q3 25 | — | $2.3M | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $1.1M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $2.1M | ||
| Q2 24 | — | $797.2K | ||
| Q1 24 | — | $2.7M |
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | — | $4.5M | ||
| Q1 25 | — | $3.5M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $2.5M | ||
| Q1 24 | — | $194.0K |
| Q4 25 | $491.0M | $16.3M | ||
| Q3 25 | $475.3M | $17.9M | ||
| Q2 25 | $461.7M | $14.3M | ||
| Q1 25 | $449.9M | $11.6M | ||
| Q4 24 | $438.7M | $11.9M | ||
| Q3 24 | $331.9M | $8.1M | ||
| Q2 24 | $316.7M | $7.6M | ||
| Q1 24 | $303.7M | $8.4M |
| Q4 25 | $4.7B | $51.1M | ||
| Q3 25 | $4.6B | $46.9M | ||
| Q2 25 | $4.5B | $51.4M | ||
| Q1 25 | $4.3B | $42.0M | ||
| Q4 24 | $4.1B | $79.0M | ||
| Q3 24 | $4.1B | $32.4M | ||
| Q2 24 | $4.0B | $30.0M | ||
| Q1 24 | $3.9B | $22.1M |
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $-1.2M |
| Free Cash FlowOCF − Capex | $246.1M | $-1.2M |
| FCF MarginFCF / Revenue | 178.3% | -1.5% |
| Capex IntensityCapex / Revenue | 6.1% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $-4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $-1.2M | ||
| Q3 25 | $59.0M | $-953.0K | ||
| Q2 25 | $66.0M | $257.7K | ||
| Q1 25 | $71.7M | $-1.9M | ||
| Q4 24 | $259.8M | $-403.7K | ||
| Q3 24 | $62.6M | $625.0K | ||
| Q2 24 | $72.1M | $-2.6M | ||
| Q1 24 | $56.8M | $-536.9K |
| Q4 25 | $246.1M | $-1.2M | ||
| Q3 25 | $57.4M | $-969.2K | ||
| Q2 25 | $64.0M | $211.7K | ||
| Q1 25 | $68.9M | $-2.0M | ||
| Q4 24 | $249.9M | $-421.3K | ||
| Q3 24 | $60.2M | $594.5K | ||
| Q2 24 | $69.5M | $-2.6M | ||
| Q1 24 | $55.0M | $-608.5K |
| Q4 25 | 178.3% | -1.5% | ||
| Q3 25 | 39.7% | -0.9% | ||
| Q2 25 | 53.6% | 0.3% | ||
| Q1 25 | 49.4% | -3.4% | ||
| Q4 24 | 170.6% | -0.4% | ||
| Q3 24 | 39.8% | 1.1% | ||
| Q2 24 | 51.3% | -3.4% | ||
| Q1 24 | 37.1% | -1.2% |
| Q4 25 | 6.1% | 0.0% | ||
| Q3 25 | 1.2% | 0.0% | ||
| Q2 25 | 1.7% | 0.1% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 6.8% | 0.0% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.0% | ||
| Q1 24 | 1.2% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
IQST
| USA | $53.2M | 63% |
| Other | $29.9M | 35% |
| Switzerland | $1.1M | 1% |
