vs
Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and iRhythm Holdings, Inc. (IRTC). Click either name above to swap in a different company.
iRhythm Holdings, Inc. is the larger business by last-quarter revenue ($208.9M vs $138.0M, roughly 1.5× COASTAL FINANCIAL CORP). On growth, iRhythm Holdings, Inc. posted the faster year-over-year revenue change (27.1% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $14.5M). Over the past eight quarters, iRhythm Holdings, Inc.'s revenue compounded faster (25.8% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
iRhythm Holdings is a digital healthcare company focused on cardiac care, developing and commercializing wearable ambulatory heart monitoring devices paired with AI-powered analytical tools. It primarily serves healthcare providers and patients across the United States, helping to detect undiagnosed arrhythmias such as atrial fibrillation through convenient long-term heart rhythm tracking that delivers actionable clinical insights.
CCB vs IRTC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $208.9M |
| Net Profit | — | $5.6M |
| Gross Margin | — | 70.9% |
| Operating Margin | 12.4% | 1.1% |
| Net Margin | — | 2.7% |
| Revenue YoY | -5.8% | 27.1% |
| Net Profit YoY | — | 518.5% |
| EPS (diluted) | $0.84 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $208.9M | ||
| Q3 25 | $144.7M | $192.9M | ||
| Q2 25 | $119.4M | $186.7M | ||
| Q1 25 | $139.5M | $158.7M | ||
| Q4 24 | $146.5M | $164.3M | ||
| Q3 24 | $151.1M | $147.5M | ||
| Q2 24 | $135.3M | $148.0M | ||
| Q1 24 | $148.4M | $131.9M |
| Q4 25 | — | $5.6M | ||
| Q3 25 | $13.6M | $-5.2M | ||
| Q2 25 | $11.0M | $-14.2M | ||
| Q1 25 | $9.7M | $-30.7M | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | $13.5M | $-46.2M | ||
| Q2 24 | $11.6M | $-20.1M | ||
| Q1 24 | $6.8M | $-45.7M |
| Q4 25 | — | 70.9% | ||
| Q3 25 | — | 71.1% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 68.8% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 68.8% | ||
| Q2 24 | — | 69.9% | ||
| Q1 24 | — | 66.3% |
| Q4 25 | 12.4% | 1.1% | ||
| Q3 25 | 12.4% | -4.4% | ||
| Q2 25 | 12.0% | -10.0% | ||
| Q1 25 | 8.4% | -20.5% | ||
| Q4 24 | 11.7% | -2.5% | ||
| Q3 24 | 10.8% | -34.1% | ||
| Q2 24 | 11.1% | -15.5% | ||
| Q1 24 | 5.9% | -28.9% |
| Q4 25 | — | 2.7% | ||
| Q3 25 | 9.4% | -2.7% | ||
| Q2 25 | 9.2% | -7.6% | ||
| Q1 25 | 7.0% | -19.3% | ||
| Q4 24 | — | -0.8% | ||
| Q3 24 | 8.9% | -31.3% | ||
| Q2 24 | 8.6% | -13.6% | ||
| Q1 24 | 4.6% | -34.6% |
| Q4 25 | $0.84 | $0.18 | ||
| Q3 25 | $0.88 | $-0.16 | ||
| Q2 25 | $0.71 | $-0.44 | ||
| Q1 25 | $0.63 | $-0.97 | ||
| Q4 24 | $0.95 | $-0.03 | ||
| Q3 24 | $0.97 | $-1.48 | ||
| Q2 24 | $0.84 | $-0.65 | ||
| Q1 24 | $0.50 | $-1.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $583.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $152.7M |
| Total Assets | $4.7B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $583.8M | ||
| Q3 25 | — | $565.2M | ||
| Q2 25 | — | $545.5M | ||
| Q1 25 | — | $520.6M | ||
| Q4 24 | — | $535.6M | ||
| Q3 24 | — | $522.0M | ||
| Q2 24 | — | $561.5M | ||
| Q1 24 | — | $569.1M |
| Q4 25 | $491.0M | $152.7M | ||
| Q3 25 | $475.3M | $121.9M | ||
| Q2 25 | $461.7M | $103.7M | ||
| Q1 25 | $449.9M | $86.7M | ||
| Q4 24 | $438.7M | $90.9M | ||
| Q3 24 | $331.9M | $71.8M | ||
| Q2 24 | $316.7M | $99.2M | ||
| Q1 24 | $303.7M | $90.3M |
| Q4 25 | $4.7B | $1.0B | ||
| Q3 25 | $4.6B | $995.2M | ||
| Q2 25 | $4.5B | $964.0M | ||
| Q1 25 | $4.3B | $926.1M | ||
| Q4 24 | $4.1B | $931.4M | ||
| Q3 24 | $4.1B | $909.7M | ||
| Q2 24 | $4.0B | $919.2M | ||
| Q1 24 | $3.9B | $909.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $26.2M |
| Free Cash FlowOCF − Capex | $246.1M | $14.5M |
| FCF MarginFCF / Revenue | 178.3% | 6.9% |
| Capex IntensityCapex / Revenue | 6.1% | 5.6% |
| Cash ConversionOCF / Net Profit | — | 4.70× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $26.2M | ||
| Q3 25 | $59.0M | $34.9M | ||
| Q2 25 | $66.0M | $27.7M | ||
| Q1 25 | $71.7M | $-7.9M | ||
| Q4 24 | $259.8M | $19.2M | ||
| Q3 24 | $62.6M | $24.3M | ||
| Q2 24 | $72.1M | $11.8M | ||
| Q1 24 | $56.8M | $-52.0M |
| Q4 25 | $246.1M | $14.5M | ||
| Q3 25 | $57.4M | $20.1M | ||
| Q2 25 | $64.0M | $17.3M | ||
| Q1 25 | $68.9M | $-17.3M | ||
| Q4 24 | $249.9M | $12.4M | ||
| Q3 24 | $60.2M | $15.5M | ||
| Q2 24 | $69.5M | $3.4M | ||
| Q1 24 | $55.0M | $-61.8M |
| Q4 25 | 178.3% | 6.9% | ||
| Q3 25 | 39.7% | 10.4% | ||
| Q2 25 | 53.6% | 9.3% | ||
| Q1 25 | 49.4% | -10.9% | ||
| Q4 24 | 170.6% | 7.5% | ||
| Q3 24 | 39.8% | 10.5% | ||
| Q2 24 | 51.3% | 2.3% | ||
| Q1 24 | 37.1% | -46.8% |
| Q4 25 | 6.1% | 5.6% | ||
| Q3 25 | 1.2% | 7.7% | ||
| Q2 25 | 1.7% | 5.6% | ||
| Q1 25 | 2.0% | 5.9% | ||
| Q4 24 | 6.8% | 4.2% | ||
| Q3 24 | 1.6% | 6.0% | ||
| Q2 24 | 1.9% | 5.7% | ||
| Q1 24 | 1.2% | 7.4% |
| Q4 25 | — | 4.70× | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
IRTC
| Commercial Payors | $111.7M | 53% |
| Centers For Medicare And Medicaid | $49.2M | 24% |
| Healthcare Institutions | $34.3M | 16% |
| Non Contracted Third Party Payors | $13.7M | 7% |
