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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Lovesac Co (LOVE). Click either name above to swap in a different company.
Lovesac Co is the larger business by last-quarter revenue ($150.2M vs $138.0M, roughly 1.1× COASTAL FINANCIAL CORP). On growth, Lovesac Co posted the faster year-over-year revenue change (0.2% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-10.2M). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -22.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
CCB vs LOVE — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $150.2M |
| Net Profit | — | $-10.6M |
| Gross Margin | — | 56.1% |
| Operating Margin | 12.4% | -10.5% |
| Net Margin | — | -7.0% |
| Revenue YoY | -5.8% | 0.2% |
| Net Profit YoY | — | -114.0% |
| EPS (diluted) | $0.84 | $-0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $150.2M | ||
| Q3 25 | $144.7M | $160.5M | ||
| Q2 25 | $119.4M | $138.4M | ||
| Q1 25 | $139.5M | $241.5M | ||
| Q4 24 | $146.5M | $149.9M | ||
| Q3 24 | $151.1M | $156.6M | ||
| Q2 24 | $135.3M | $132.6M | ||
| Q1 24 | $148.4M | $250.5M |
| Q4 25 | — | $-10.6M | ||
| Q3 25 | $13.6M | $-6.7M | ||
| Q2 25 | $11.0M | $-10.8M | ||
| Q1 25 | $9.7M | $35.3M | ||
| Q4 24 | — | $-4.9M | ||
| Q3 24 | $13.5M | $-5.9M | ||
| Q2 24 | $11.6M | $-13.0M | ||
| Q1 24 | $6.8M | $31.0M |
| Q4 25 | — | 56.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 53.7% | ||
| Q1 25 | — | 60.4% | ||
| Q4 24 | — | 58.5% | ||
| Q3 24 | — | 59.0% | ||
| Q2 24 | — | 54.3% | ||
| Q1 24 | — | 59.7% |
| Q4 25 | 12.4% | -10.5% | ||
| Q3 25 | 12.4% | -5.5% | ||
| Q2 25 | 12.0% | -10.8% | ||
| Q1 25 | 8.4% | 19.7% | ||
| Q4 24 | 11.7% | -5.2% | ||
| Q3 24 | 10.8% | -5.3% | ||
| Q2 24 | 11.1% | -13.5% | ||
| Q1 24 | 5.9% | 16.1% |
| Q4 25 | — | -7.0% | ||
| Q3 25 | 9.4% | -4.1% | ||
| Q2 25 | 9.2% | -7.8% | ||
| Q1 25 | 7.0% | 14.6% | ||
| Q4 24 | — | -3.3% | ||
| Q3 24 | 8.9% | -3.7% | ||
| Q2 24 | 8.6% | -9.8% | ||
| Q1 24 | 4.6% | 12.4% |
| Q4 25 | $0.84 | $-0.72 | ||
| Q3 25 | $0.88 | $-0.45 | ||
| Q2 25 | $0.71 | $-0.73 | ||
| Q1 25 | $0.63 | $2.22 | ||
| Q4 24 | $0.95 | $-0.32 | ||
| Q3 24 | $0.97 | $-0.38 | ||
| Q2 24 | $0.84 | $-0.83 | ||
| Q1 24 | $0.50 | $1.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $23.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $189.3M |
| Total Assets | $4.7B | $495.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $23.7M | ||
| Q3 25 | — | $34.2M | ||
| Q2 25 | — | $26.9M | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | $61.7M | ||
| Q3 24 | — | $72.1M | ||
| Q2 24 | — | $72.4M | ||
| Q1 24 | — | $87.0M |
| Q4 25 | $491.0M | $189.3M | ||
| Q3 25 | $475.3M | $197.5M | ||
| Q2 25 | $461.7M | $201.2M | ||
| Q1 25 | $449.9M | $216.4M | ||
| Q4 24 | $438.7M | $196.5M | ||
| Q3 24 | $331.9M | $202.1M | ||
| Q2 24 | $316.7M | $205.3M | ||
| Q1 24 | $303.7M | $217.5M |
| Q4 25 | $4.7B | $495.5M | ||
| Q3 25 | $4.6B | $493.7M | ||
| Q2 25 | $4.5B | $483.7M | ||
| Q1 25 | $4.3B | $532.3M | ||
| Q4 24 | $4.1B | $499.7M | ||
| Q3 24 | $4.1B | $481.1M | ||
| Q2 24 | $4.0B | $477.2M | ||
| Q1 24 | $3.9B | $482.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $-4.9M |
| Free Cash FlowOCF − Capex | $246.1M | $-10.2M |
| FCF MarginFCF / Revenue | 178.3% | -6.8% |
| Capex IntensityCapex / Revenue | 6.1% | 3.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $-13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $-4.9M | ||
| Q3 25 | $59.0M | $12.2M | ||
| Q2 25 | $66.0M | $-41.4M | ||
| Q1 25 | $71.7M | $44.0M | ||
| Q4 24 | $259.8M | $-4.2M | ||
| Q3 24 | $62.6M | $6.2M | ||
| Q2 24 | $72.1M | $-7.0M | ||
| Q1 24 | $56.8M | $56.3M |
| Q4 25 | $246.1M | $-10.2M | ||
| Q3 25 | $57.4M | $7.8M | ||
| Q2 25 | $64.0M | $-50.0M | ||
| Q1 25 | $68.9M | $38.7M | ||
| Q4 24 | $249.9M | $-6.6M | ||
| Q3 24 | $60.2M | $119.0K | ||
| Q2 24 | $69.5M | $-14.3M | ||
| Q1 24 | $55.0M | $49.5M |
| Q4 25 | 178.3% | -6.8% | ||
| Q3 25 | 39.7% | 4.9% | ||
| Q2 25 | 53.6% | -36.1% | ||
| Q1 25 | 49.4% | 16.0% | ||
| Q4 24 | 170.6% | -4.4% | ||
| Q3 24 | 39.8% | 0.1% | ||
| Q2 24 | 51.3% | -10.8% | ||
| Q1 24 | 37.1% | 19.8% |
| Q4 25 | 6.1% | 3.5% | ||
| Q3 25 | 1.2% | 2.7% | ||
| Q2 25 | 1.7% | 6.2% | ||
| Q1 25 | 2.0% | 2.2% | ||
| Q4 24 | 6.8% | 1.6% | ||
| Q3 24 | 1.6% | 3.9% | ||
| Q2 24 | 1.9% | 5.5% | ||
| Q1 24 | 1.2% | 2.7% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | 1.25× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | 1.82× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
