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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Microvast Holdings, Inc. (MVST). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $96.4M, roughly 1.4× Microvast Holdings, Inc.). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -15.0%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $15.8M). Over the past eight quarters, Microvast Holdings, Inc.'s revenue compounded faster (8.9% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Microvast Holdings, Inc. is a battery technology company headquartered in Stafford, Texas, and publicly traded on the NASDAQ Stock Exchange. It designs, develops and manufactures battery components and systems primarily for electric commercial vehicles and utility-scale energy storage systems (ESS). Microvast has manufacturing facilities in the United States, China, and Germany.

CCB vs MVST — Head-to-Head

Bigger by revenue
CCB
CCB
1.4× larger
CCB
$138.0M
$96.4M
MVST
Growing faster (revenue YoY)
CCB
CCB
+9.2% gap
CCB
-5.8%
-15.0%
MVST
More free cash flow
CCB
CCB
$230.4M more FCF
CCB
$246.1M
$15.8M
MVST
Faster 2-yr revenue CAGR
MVST
MVST
Annualised
MVST
8.9%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
MVST
MVST
Revenue
$138.0M
$96.4M
Net Profit
$16.5M
Gross Margin
1.0%
Operating Margin
12.4%
-42.7%
Net Margin
17.2%
Revenue YoY
-5.8%
-15.0%
Net Profit YoY
120.1%
EPS (diluted)
$0.84
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
MVST
MVST
Q4 25
$138.0M
$96.4M
Q3 25
$144.7M
$123.3M
Q2 25
$119.4M
$91.3M
Q1 25
$139.5M
$116.5M
Q4 24
$146.5M
$113.4M
Q3 24
$151.1M
$101.4M
Q2 24
$135.3M
$83.7M
Q1 24
$148.4M
$81.4M
Net Profit
CCB
CCB
MVST
MVST
Q4 25
$16.5M
Q3 25
$13.6M
$-1.5M
Q2 25
$11.0M
$-106.1M
Q1 25
$9.7M
$61.8M
Q4 24
$-82.3M
Q3 24
$13.5M
$13.2M
Q2 24
$11.6M
$-101.6M
Q1 24
$6.8M
$-24.8M
Gross Margin
CCB
CCB
MVST
MVST
Q4 25
1.0%
Q3 25
37.6%
Q2 25
34.7%
Q1 25
36.9%
Q4 24
36.6%
Q3 24
33.2%
Q2 24
32.5%
Q1 24
21.2%
Operating Margin
CCB
CCB
MVST
MVST
Q4 25
12.4%
-42.7%
Q3 25
12.4%
10.5%
Q2 25
12.0%
17.8%
Q1 25
8.4%
16.3%
Q4 24
11.7%
-1.2%
Q3 24
10.8%
7.1%
Q2 24
11.1%
-118.0%
Q1 24
5.9%
-28.4%
Net Margin
CCB
CCB
MVST
MVST
Q4 25
17.2%
Q3 25
9.4%
-1.2%
Q2 25
9.2%
-116.1%
Q1 25
7.0%
53.0%
Q4 24
-72.6%
Q3 24
8.9%
13.1%
Q2 24
8.6%
-121.4%
Q1 24
4.6%
-30.5%
EPS (diluted)
CCB
CCB
MVST
MVST
Q4 25
$0.84
$0.19
Q3 25
$0.88
$0.00
Q2 25
$0.71
$-0.33
Q1 25
$0.63
$0.05
Q4 24
$0.95
$-0.24
Q3 24
$0.97
$0.03
Q2 24
$0.84
$-0.32
Q1 24
$0.50
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
MVST
MVST
Cash + ST InvestmentsLiquidity on hand
$105.0M
Total DebtLower is stronger
$13.2M
Stockholders' EquityBook value
$491.0M
$410.5M
Total Assets
$4.7B
$1.0B
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
MVST
MVST
Q4 25
$105.0M
Q3 25
$90.7M
Q2 25
$99.7M
Q1 25
$90.9M
Q4 24
$73.0M
Q3 24
$63.6M
Q2 24
$68.2M
Q1 24
$39.5M
Total Debt
CCB
CCB
MVST
MVST
Q4 25
$13.2M
Q3 25
$34.4M
Q2 25
$34.2M
Q1 25
$41.3M
Q4 24
$41.1M
Q3 24
$53.4M
Q2 24
$34.2M
Q1 24
$43.0M
Stockholders' Equity
CCB
CCB
MVST
MVST
Q4 25
$491.0M
$410.5M
Q3 25
$475.3M
$358.1M
Q2 25
$461.7M
$356.1M
Q1 25
$449.9M
$454.2M
Q4 24
$438.7M
$387.9M
Q3 24
$331.9M
$486.1M
Q2 24
$316.7M
$455.0M
Q1 24
$303.7M
$546.1M
Total Assets
CCB
CCB
MVST
MVST
Q4 25
$4.7B
$1.0B
Q3 25
$4.6B
$1.0B
Q2 25
$4.5B
$1.0B
Q1 25
$4.3B
$982.9M
Q4 24
$4.1B
$951.9M
Q3 24
$4.1B
$997.9M
Q2 24
$4.0B
$961.4M
Q1 24
$3.9B
$1.0B
Debt / Equity
CCB
CCB
MVST
MVST
Q4 25
0.03×
Q3 25
0.10×
Q2 25
0.10×
Q1 25
0.09×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.08×
Q1 24
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
MVST
MVST
Operating Cash FlowLast quarter
$254.6M
$16.4M
Free Cash FlowOCF − Capex
$246.1M
$15.8M
FCF MarginFCF / Revenue
178.3%
16.4%
Capex IntensityCapex / Revenue
6.1%
0.7%
Cash ConversionOCF / Net Profit
0.99×
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$56.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
MVST
MVST
Q4 25
$254.6M
$16.4M
Q3 25
$59.0M
$15.2M
Q2 25
$66.0M
$37.2M
Q1 25
$71.7M
$7.2M
Q4 24
$259.8M
$6.1M
Q3 24
$62.6M
$-5.4M
Q2 24
$72.1M
$111.0K
Q1 24
$56.8M
$2.0M
Free Cash Flow
CCB
CCB
MVST
MVST
Q4 25
$246.1M
$15.8M
Q3 25
$57.4M
$1.2M
Q2 25
$64.0M
$34.3M
Q1 25
$68.9M
$4.8M
Q4 24
$249.9M
$5.7M
Q3 24
$60.2M
$-19.6M
Q2 24
$69.5M
$-2.8M
Q1 24
$55.0M
$-8.2M
FCF Margin
CCB
CCB
MVST
MVST
Q4 25
178.3%
16.4%
Q3 25
39.7%
1.0%
Q2 25
53.6%
37.5%
Q1 25
49.4%
4.1%
Q4 24
170.6%
5.1%
Q3 24
39.8%
-19.3%
Q2 24
51.3%
-3.4%
Q1 24
37.1%
-10.1%
Capex Intensity
CCB
CCB
MVST
MVST
Q4 25
6.1%
0.7%
Q3 25
1.2%
11.3%
Q2 25
1.7%
3.1%
Q1 25
2.0%
2.0%
Q4 24
6.8%
0.3%
Q3 24
1.6%
14.0%
Q2 24
1.9%
3.5%
Q1 24
1.2%
12.6%
Cash Conversion
CCB
CCB
MVST
MVST
Q4 25
0.99×
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
0.12×
Q4 24
Q3 24
4.65×
-0.41×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

MVST
MVST

Europe$35.1M36%
CN$32.5M34%
US$21.5M22%
Other$7.2M8%

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