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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and OPAL Fuels Inc. (OPAL). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $88.4M, roughly 1.6× OPAL Fuels Inc.). On growth, OPAL Fuels Inc. posted the faster year-over-year revenue change (18.7% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-13.4M). Over the past eight quarters, OPAL Fuels Inc.'s revenue compounded faster (17.6% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

OPAL Fuels Inc. is a North American energy company focused on producing and distributing low-carbon renewable natural gas (RNG). It captures methane from landfills, dairy operations and other organic waste streams to produce RNG, which is mainly supplied to heavy-duty transportation fleets, commercial logistics operators and public transport entities to help reduce their greenhouse gas emissions.

CCB vs OPAL — Head-to-Head

Bigger by revenue
CCB
CCB
1.6× larger
CCB
$138.0M
$88.4M
OPAL
Growing faster (revenue YoY)
OPAL
OPAL
+24.5% gap
OPAL
18.7%
-5.8%
CCB
More free cash flow
CCB
CCB
$259.5M more FCF
CCB
$246.1M
$-13.4M
OPAL
Faster 2-yr revenue CAGR
OPAL
OPAL
Annualised
OPAL
17.6%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
OPAL
OPAL
Revenue
$138.0M
$88.4M
Net Profit
$16.2M
Gross Margin
Operating Margin
12.4%
7.5%
Net Margin
18.3%
Revenue YoY
-5.8%
18.7%
Net Profit YoY
401.5%
EPS (diluted)
$0.84
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
OPAL
OPAL
Q4 25
$138.0M
$88.4M
Q3 25
$144.7M
$77.9M
Q2 25
$119.4M
$77.4M
Q1 25
$139.5M
$83.0M
Q4 24
$146.5M
$74.5M
Q3 24
$151.1M
$82.6M
Q2 24
$135.3M
$69.8M
Q1 24
$148.4M
$64.0M
Net Profit
CCB
CCB
OPAL
OPAL
Q4 25
$16.2M
Q3 25
$13.6M
$11.4M
Q2 25
$11.0M
$7.6M
Q1 25
$9.7M
$1.3M
Q4 24
$-5.4M
Q3 24
$13.5M
$17.1M
Q2 24
$11.6M
$1.9M
Q1 24
$6.8M
$677.0K
Operating Margin
CCB
CCB
OPAL
OPAL
Q4 25
12.4%
7.5%
Q3 25
12.4%
4.6%
Q2 25
12.0%
-1.1%
Q1 25
8.4%
-2.3%
Q4 24
11.7%
-0.5%
Q3 24
10.8%
14.9%
Q2 24
11.1%
8.1%
Q1 24
5.9%
5.6%
Net Margin
CCB
CCB
OPAL
OPAL
Q4 25
18.3%
Q3 25
9.4%
14.6%
Q2 25
9.2%
9.8%
Q1 25
7.0%
1.5%
Q4 24
-7.2%
Q3 24
8.9%
20.7%
Q2 24
8.6%
2.7%
Q1 24
4.6%
1.1%
EPS (diluted)
CCB
CCB
OPAL
OPAL
Q4 25
$0.84
$0.08
Q3 25
$0.88
$0.05
Q2 25
$0.71
$0.03
Q1 25
$0.63
$-0.01
Q4 24
$0.95
$-0.05
Q3 24
$0.97
$0.09
Q2 24
$0.84
$-0.01
Q1 24
$0.50
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
OPAL
OPAL
Cash + ST InvestmentsLiquidity on hand
$24.4M
Total DebtLower is stronger
$361.3M
Stockholders' EquityBook value
$491.0M
$-12.9M
Total Assets
$4.7B
$959.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
OPAL
OPAL
Q4 25
$24.4M
Q3 25
$29.9M
Q2 25
$29.3M
Q1 25
$40.1M
Q4 24
$24.3M
Q3 24
$31.0M
Q2 24
$27.6M
Q1 24
$34.2M
Total Debt
CCB
CCB
OPAL
OPAL
Q4 25
$361.3M
Q3 25
$351.2M
Q2 25
$331.6M
Q1 25
$307.0M
Q4 24
$307.5M
Q3 24
$252.9M
Q2 24
$233.3M
Q1 24
$208.7M
Stockholders' Equity
CCB
CCB
OPAL
OPAL
Q4 25
$491.0M
$-12.9M
Q3 25
$475.3M
$7.5M
Q2 25
$461.7M
$-25.0M
Q1 25
$449.9M
$57.1M
Q4 24
$438.7M
$-148.4M
Q3 24
$331.9M
$-180.1M
Q2 24
$316.7M
$-273.0M
Q1 24
$303.7M
$-382.4M
Total Assets
CCB
CCB
OPAL
OPAL
Q4 25
$4.7B
$959.5M
Q3 25
$4.6B
$916.7M
Q2 25
$4.5B
$905.5M
Q1 25
$4.3B
$884.9M
Q4 24
$4.1B
$881.1M
Q3 24
$4.1B
$831.1M
Q2 24
$4.0B
$782.3M
Q1 24
$3.9B
$750.5M
Debt / Equity
CCB
CCB
OPAL
OPAL
Q4 25
Q3 25
46.95×
Q2 25
Q1 25
5.38×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
OPAL
OPAL
Operating Cash FlowLast quarter
$254.6M
$-3.5M
Free Cash FlowOCF − Capex
$246.1M
$-13.4M
FCF MarginFCF / Revenue
178.3%
-15.1%
Capex IntensityCapex / Revenue
6.1%
11.1%
Cash ConversionOCF / Net Profit
-0.22×
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$-34.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
OPAL
OPAL
Q4 25
$254.6M
$-3.5M
Q3 25
$59.0M
$18.2M
Q2 25
$66.0M
$-7.9M
Q1 25
$71.7M
$29.7M
Q4 24
$259.8M
$-532.0K
Q3 24
$62.6M
$17.7M
Q2 24
$72.1M
$533.0K
Q1 24
$56.8M
$13.7M
Free Cash Flow
CCB
CCB
OPAL
OPAL
Q4 25
$246.1M
$-13.4M
Q3 25
$57.4M
$-9.3M
Q2 25
$64.0M
$-29.7M
Q1 25
$68.9M
$18.1M
Q4 24
$249.9M
$-55.0M
Q3 24
$60.2M
$-5.4M
Q2 24
$69.5M
$-22.5M
Q1 24
$55.0M
$-13.0M
FCF Margin
CCB
CCB
OPAL
OPAL
Q4 25
178.3%
-15.1%
Q3 25
39.7%
-11.9%
Q2 25
53.6%
-38.4%
Q1 25
49.4%
21.8%
Q4 24
170.6%
-73.8%
Q3 24
39.8%
-6.5%
Q2 24
51.3%
-32.2%
Q1 24
37.1%
-20.4%
Capex Intensity
CCB
CCB
OPAL
OPAL
Q4 25
6.1%
11.1%
Q3 25
1.2%
35.3%
Q2 25
1.7%
28.2%
Q1 25
2.0%
13.9%
Q4 24
6.8%
73.1%
Q3 24
1.6%
27.9%
Q2 24
1.9%
32.9%
Q1 24
1.2%
41.8%
Cash Conversion
CCB
CCB
OPAL
OPAL
Q4 25
-0.22×
Q3 25
4.34×
1.60×
Q2 25
5.99×
-1.04×
Q1 25
7.37×
23.11×
Q4 24
Q3 24
4.65×
1.03×
Q2 24
6.22×
0.28×
Q1 24
8.35×
20.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

OPAL
OPAL

Fuel Station Services Segment$65.1M74%
Related Party$12.1M14%
Renewable Power Segment$8.6M10%
Other$2.6M3%

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