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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and OneStream, Inc. (OS). Click either name above to swap in a different company.

OneStream, Inc. is the larger business by last-quarter revenue ($163.7M vs $138.0M, roughly 1.2× COASTAL FINANCIAL CORP). On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $25.6M). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.

CCB vs OS — Head-to-Head

Bigger by revenue
OS
OS
1.2× larger
OS
$163.7M
$138.0M
CCB
Growing faster (revenue YoY)
OS
OS
+29.4% gap
OS
23.6%
-5.8%
CCB
More free cash flow
CCB
CCB
$220.5M more FCF
CCB
$246.1M
$25.6M
OS
Faster 2-yr revenue CAGR
OS
OS
Annualised
OS
21.8%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
OS
OS
Revenue
$138.0M
$163.7M
Net Profit
$999.0K
Gross Margin
69.8%
Operating Margin
12.4%
-3.2%
Net Margin
0.6%
Revenue YoY
-5.8%
23.6%
Net Profit YoY
EPS (diluted)
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
OS
OS
Q4 25
$138.0M
$163.7M
Q3 25
$144.7M
$154.3M
Q2 25
$119.4M
$147.6M
Q1 25
$139.5M
$136.3M
Q4 24
$146.5M
$132.5M
Q3 24
$151.1M
$129.1M
Q2 24
$135.3M
$117.5M
Q1 24
$148.4M
$110.3M
Net Profit
CCB
CCB
OS
OS
Q4 25
$999.0K
Q3 25
$13.6M
$-8.8M
Q2 25
$11.0M
$-18.4M
Q1 25
$9.7M
$-24.0M
Q4 24
Q3 24
$13.5M
$-171.9M
Q2 24
$11.6M
$-7.8M
Q1 24
$6.8M
$-5.0M
Gross Margin
CCB
CCB
OS
OS
Q4 25
69.8%
Q3 25
68.1%
Q2 25
68.6%
Q1 25
68.0%
Q4 24
66.8%
Q3 24
50.1%
Q2 24
68.5%
Q1 24
69.1%
Operating Margin
CCB
CCB
OS
OS
Q4 25
12.4%
-3.2%
Q3 25
12.4%
-11.3%
Q2 25
12.0%
-21.8%
Q1 25
8.4%
-29.3%
Q4 24
11.7%
-35.8%
Q3 24
10.8%
-197.6%
Q2 24
11.1%
-9.8%
Q1 24
5.9%
-4.9%
Net Margin
CCB
CCB
OS
OS
Q4 25
0.6%
Q3 25
9.4%
-5.7%
Q2 25
9.2%
-12.5%
Q1 25
7.0%
-17.6%
Q4 24
Q3 24
8.9%
-133.1%
Q2 24
8.6%
-6.7%
Q1 24
4.6%
-4.5%
EPS (diluted)
CCB
CCB
OS
OS
Q4 25
$0.84
Q3 25
$0.88
Q2 25
$0.71
Q1 25
$0.63
Q4 24
$0.95
Q3 24
$0.97
$-1.06
Q2 24
$0.84
Q1 24
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
OS
OS
Cash + ST InvestmentsLiquidity on hand
$693.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$491.0M
$504.7M
Total Assets
$4.7B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
OS
OS
Q4 25
$693.6M
Q3 25
$653.9M
Q2 25
$652.1M
Q1 25
$593.9M
Q4 24
$544.2M
Q3 24
$495.5M
Q2 24
$140.5M
Q1 24
Stockholders' Equity
CCB
CCB
OS
OS
Q4 25
$491.0M
$504.7M
Q3 25
$475.3M
$472.1M
Q2 25
$461.7M
$458.2M
Q1 25
$449.9M
$412.9M
Q4 24
$438.7M
$386.2M
Q3 24
$331.9M
$458.2M
Q2 24
$316.7M
$97.5M
Q1 24
$303.7M
$102.5M
Total Assets
CCB
CCB
OS
OS
Q4 25
$4.7B
$1.0B
Q3 25
$4.6B
$949.4M
Q2 25
$4.5B
$910.5M
Q1 25
$4.3B
$867.3M
Q4 24
$4.1B
$823.2M
Q3 24
$4.1B
$750.1M
Q2 24
$4.0B
$379.7M
Q1 24
$3.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
OS
OS
Operating Cash FlowLast quarter
$254.6M
$25.8M
Free Cash FlowOCF − Capex
$246.1M
$25.6M
FCF MarginFCF / Revenue
178.3%
15.7%
Capex IntensityCapex / Revenue
6.1%
0.1%
Cash ConversionOCF / Net Profit
25.79×
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$95.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
OS
OS
Q4 25
$254.6M
$25.8M
Q3 25
$59.0M
$5.0M
Q2 25
$66.0M
$29.7M
Q1 25
$71.7M
$36.2M
Q4 24
$259.8M
Q3 24
$62.6M
$2.4M
Q2 24
$72.1M
$8.1M
Q1 24
$56.8M
$25.5M
Free Cash Flow
CCB
CCB
OS
OS
Q4 25
$246.1M
$25.6M
Q3 25
$57.4M
$4.8M
Q2 25
$64.0M
$29.4M
Q1 25
$68.9M
$35.8M
Q4 24
$249.9M
Q3 24
$60.2M
$1.3M
Q2 24
$69.5M
$7.7M
Q1 24
$55.0M
$24.9M
FCF Margin
CCB
CCB
OS
OS
Q4 25
178.3%
15.7%
Q3 25
39.7%
3.1%
Q2 25
53.6%
19.9%
Q1 25
49.4%
26.3%
Q4 24
170.6%
Q3 24
39.8%
1.0%
Q2 24
51.3%
6.6%
Q1 24
37.1%
22.5%
Capex Intensity
CCB
CCB
OS
OS
Q4 25
6.1%
0.1%
Q3 25
1.2%
0.1%
Q2 25
1.7%
0.2%
Q1 25
2.0%
0.3%
Q4 24
6.8%
Q3 24
1.6%
0.8%
Q2 24
1.9%
0.3%
Q1 24
1.2%
0.6%
Cash Conversion
CCB
CCB
OS
OS
Q4 25
25.79×
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

OS
OS

Subscription And Circulation$150.3M92%
Professional Services And Other$9.4M6%
License$4.0M2%

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