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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $124.5M, roughly 1.1× PagerDuty, Inc.). On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $24.1M). Over the past eight quarters, PagerDuty, Inc.'s revenue compounded faster (5.9% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.
CCB vs PD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $124.5M |
| Net Profit | — | $161.6M |
| Gross Margin | — | 85.3% |
| Operating Margin | 12.4% | 6.5% |
| Net Margin | — | 129.7% |
| Revenue YoY | -5.8% | 4.7% |
| Net Profit YoY | — | 2827.7% |
| EPS (diluted) | $0.84 | $1.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $124.5M | ||
| Q3 25 | $144.7M | $123.4M | ||
| Q2 25 | $119.4M | $119.8M | ||
| Q1 25 | $139.5M | $121.4M | ||
| Q4 24 | $146.5M | $118.9M | ||
| Q3 24 | $151.1M | $115.9M | ||
| Q2 24 | $135.3M | $111.2M | ||
| Q1 24 | $148.4M | $111.1M |
| Q4 25 | — | $161.6M | ||
| Q3 25 | $13.6M | $9.6M | ||
| Q2 25 | $11.0M | $-7.2M | ||
| Q1 25 | $9.7M | $-8.8M | ||
| Q4 24 | — | $-5.9M | ||
| Q3 24 | $13.5M | $-10.9M | ||
| Q2 24 | $11.6M | $-17.1M | ||
| Q1 24 | $6.8M | $-28.2M |
| Q4 25 | — | 85.3% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 84.0% | ||
| Q1 25 | — | 83.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 82.7% | ||
| Q2 24 | — | 82.6% | ||
| Q1 24 | — | 81.7% |
| Q4 25 | 12.4% | 6.5% | ||
| Q3 25 | 12.4% | 2.9% | ||
| Q2 25 | 12.0% | -8.6% | ||
| Q1 25 | 8.4% | -9.6% | ||
| Q4 24 | 11.7% | -8.7% | ||
| Q3 24 | 10.8% | -13.8% | ||
| Q2 24 | 11.1% | -19.5% | ||
| Q1 24 | 5.9% | -30.1% |
| Q4 25 | — | 129.7% | ||
| Q3 25 | 9.4% | 7.8% | ||
| Q2 25 | 9.2% | -6.0% | ||
| Q1 25 | 7.0% | -7.2% | ||
| Q4 24 | — | -5.0% | ||
| Q3 24 | 8.9% | -9.4% | ||
| Q2 24 | 8.6% | -15.4% | ||
| Q1 24 | 4.6% | -25.3% |
| Q4 25 | $0.84 | $1.69 | ||
| Q3 25 | $0.88 | $0.10 | ||
| Q2 25 | $0.71 | $-0.07 | ||
| Q1 25 | $0.63 | $-0.12 | ||
| Q4 24 | $0.95 | $-0.07 | ||
| Q3 24 | $0.97 | $-0.14 | ||
| Q2 24 | $0.84 | $-0.26 | ||
| Q1 24 | $0.50 | $-0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $547.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $320.5M |
| Total Assets | $4.7B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $547.8M | ||
| Q3 25 | — | $567.9M | ||
| Q2 25 | — | $597.1M | ||
| Q1 25 | — | $570.8M | ||
| Q4 24 | — | $542.2M | ||
| Q3 24 | — | $599.3M | ||
| Q2 24 | — | $592.8M | ||
| Q1 24 | — | $571.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $484.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $489.5M |
| Q4 25 | $491.0M | $320.5M | ||
| Q3 25 | $475.3M | $180.7M | ||
| Q2 25 | $461.7M | $145.7M | ||
| Q1 25 | $449.9M | $129.8M | ||
| Q4 24 | $438.7M | $111.6M | ||
| Q3 24 | $331.9M | $164.7M | ||
| Q2 24 | $316.7M | $174.0M | ||
| Q1 24 | $303.7M | $171.6M |
| Q4 25 | $4.7B | $1.0B | ||
| Q3 25 | $4.6B | $891.5M | ||
| Q2 25 | $4.5B | $926.8M | ||
| Q1 25 | $4.3B | $927.3M | ||
| Q4 24 | $4.1B | $866.8M | ||
| Q3 24 | $4.1B | $916.0M | ||
| Q2 24 | $4.0B | $924.0M | ||
| Q1 24 | $3.9B | $925.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.73× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.85× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $24.8M |
| Free Cash FlowOCF − Capex | $246.1M | $24.1M |
| FCF MarginFCF / Revenue | 178.3% | 19.3% |
| Capex IntensityCapex / Revenue | 6.1% | 0.6% |
| Cash ConversionOCF / Net Profit | — | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $117.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $24.8M | ||
| Q3 25 | $59.0M | $34.0M | ||
| Q2 25 | $66.0M | $30.7M | ||
| Q1 25 | $71.7M | $31.4M | ||
| Q4 24 | $259.8M | $22.1M | ||
| Q3 24 | $62.6M | $35.8M | ||
| Q2 24 | $72.1M | $28.6M | ||
| Q1 24 | $56.8M | $22.2M |
| Q4 25 | $246.1M | $24.1M | ||
| Q3 25 | $57.4M | $33.1M | ||
| Q2 25 | $64.0M | $30.2M | ||
| Q1 25 | $68.9M | $30.3M | ||
| Q4 24 | $249.9M | $21.5M | ||
| Q3 24 | $60.2M | $35.1M | ||
| Q2 24 | $69.5M | $28.2M | ||
| Q1 24 | $55.0M | $21.2M |
| Q4 25 | 178.3% | 19.3% | ||
| Q3 25 | 39.7% | 26.8% | ||
| Q2 25 | 53.6% | 25.2% | ||
| Q1 25 | 49.4% | 24.9% | ||
| Q4 24 | 170.6% | 18.1% | ||
| Q3 24 | 39.8% | 30.3% | ||
| Q2 24 | 51.3% | 25.4% | ||
| Q1 24 | 37.1% | 19.1% |
| Q4 25 | 6.1% | 0.6% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 1.7% | 0.4% | ||
| Q1 25 | 2.0% | 0.9% | ||
| Q4 24 | 6.8% | 0.5% | ||
| Q3 24 | 1.6% | 0.5% | ||
| Q2 24 | 1.9% | 0.4% | ||
| Q1 24 | 1.2% | 0.9% |
| Q4 25 | — | 0.15× | ||
| Q3 25 | 4.34× | 3.55× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
PD
| US | $88.8M | 71% |
| Non Us | $35.7M | 29% |
