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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $138.0M, roughly 1.5× COASTAL FINANCIAL CORP). On growth, LiveRamp Holdings, Inc. posted the faster year-over-year revenue change (8.6% vs -5.8%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
CCB vs RAMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $212.2M |
| Net Profit | — | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | 12.4% | 18.6% |
| Net Margin | — | 18.8% |
| Revenue YoY | -5.8% | 8.6% |
| Net Profit YoY | — | 255.7% |
| EPS (diluted) | $0.84 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $212.2M | ||
| Q3 25 | $144.7M | $199.8M | ||
| Q2 25 | $119.4M | $194.8M | ||
| Q1 25 | $139.5M | $188.7M | ||
| Q4 24 | $146.5M | $195.4M | ||
| Q3 24 | $151.1M | $185.5M | ||
| Q2 24 | $135.3M | $176.0M | ||
| Q1 24 | $148.4M | $171.9M |
| Q4 25 | — | $39.9M | ||
| Q3 25 | $13.6M | $27.4M | ||
| Q2 25 | $11.0M | $7.7M | ||
| Q1 25 | $9.7M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $13.5M | $1.7M | ||
| Q2 24 | $11.6M | $-7.5M | ||
| Q1 24 | $6.8M | $-5.4M |
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
| Q4 25 | 12.4% | 18.6% | ||
| Q3 25 | 12.4% | 10.7% | ||
| Q2 25 | 12.0% | 3.7% | ||
| Q1 25 | 8.4% | -6.1% | ||
| Q4 24 | 11.7% | 7.5% | ||
| Q3 24 | 10.8% | 4.0% | ||
| Q2 24 | 11.1% | -3.0% | ||
| Q1 24 | 5.9% | -8.3% |
| Q4 25 | — | 18.8% | ||
| Q3 25 | 9.4% | 13.7% | ||
| Q2 25 | 9.2% | 4.0% | ||
| Q1 25 | 7.0% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 8.9% | 0.9% | ||
| Q2 24 | 8.6% | -4.3% | ||
| Q1 24 | 4.6% | -3.1% |
| Q4 25 | $0.84 | $0.62 | ||
| Q3 25 | $0.88 | $0.42 | ||
| Q2 25 | $0.71 | $0.12 | ||
| Q1 25 | $0.63 | $-0.10 | ||
| Q4 24 | $0.95 | $0.17 | ||
| Q3 24 | $0.97 | $0.03 | ||
| Q2 24 | $0.84 | $-0.11 | ||
| Q1 24 | $0.50 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $962.3M |
| Total Assets | $4.7B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
| Q4 25 | $491.0M | $962.3M | ||
| Q3 25 | $475.3M | $943.8M | ||
| Q2 25 | $461.7M | $947.8M | ||
| Q1 25 | $449.9M | $948.9M | ||
| Q4 24 | $438.7M | $957.7M | ||
| Q3 24 | $331.9M | $932.1M | ||
| Q2 24 | $316.7M | $951.9M | ||
| Q1 24 | $303.7M | $949.1M |
| Q4 25 | $4.7B | $1.3B | ||
| Q3 25 | $4.6B | $1.2B | ||
| Q2 25 | $4.5B | $1.2B | ||
| Q1 25 | $4.3B | $1.3B | ||
| Q4 24 | $4.1B | $1.3B | ||
| Q3 24 | $4.1B | $1.2B | ||
| Q2 24 | $4.0B | $1.2B | ||
| Q1 24 | $3.9B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | — |
| Free Cash FlowOCF − Capex | $246.1M | — |
| FCF MarginFCF / Revenue | 178.3% | — |
| Capex IntensityCapex / Revenue | 6.1% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | — | ||
| Q3 25 | $59.0M | $57.4M | ||
| Q2 25 | $66.0M | $-15.8M | ||
| Q1 25 | $71.7M | — | ||
| Q4 24 | $259.8M | $45.1M | ||
| Q3 24 | $62.6M | $55.6M | ||
| Q2 24 | $72.1M | $-9.3M | ||
| Q1 24 | $56.8M | — |
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | $56.8M | ||
| Q2 25 | $64.0M | $-16.2M | ||
| Q1 25 | $68.9M | — | ||
| Q4 24 | $249.9M | $44.8M | ||
| Q3 24 | $60.2M | $55.4M | ||
| Q2 24 | $69.5M | $-9.6M | ||
| Q1 24 | $55.0M | — |
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | 28.4% | ||
| Q2 25 | 53.6% | -8.3% | ||
| Q1 25 | 49.4% | — | ||
| Q4 24 | 170.6% | 22.9% | ||
| Q3 24 | 39.8% | 29.8% | ||
| Q2 24 | 51.3% | -5.4% | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 6.1% | 0.1% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.0% | 0.2% | ||
| Q4 24 | 6.8% | 0.1% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 2.09× | ||
| Q2 25 | 5.99× | -2.04× | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | 4.65× | 32.10× | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RAMP
Segment breakdown not available.
