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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
STURM RUGER & CO INC is the larger business by last-quarter revenue ($151.1M vs $138.0M, roughly 1.1× COASTAL FINANCIAL CORP). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $12.3M). Over the past eight quarters, STURM RUGER & CO INC's revenue compounded faster (5.1% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
CCB vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $151.1M |
| Net Profit | — | — |
| Gross Margin | — | 17.8% |
| Operating Margin | 12.4% | 2.3% |
| Net Margin | — | — |
| Revenue YoY | -5.8% | 3.6% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.84 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $151.1M | ||
| Q3 25 | $144.7M | $126.8M | ||
| Q2 25 | $119.4M | $132.5M | ||
| Q1 25 | $139.5M | $135.7M | ||
| Q4 24 | $146.5M | $145.8M | ||
| Q3 24 | $151.1M | $122.3M | ||
| Q2 24 | $135.3M | $130.8M | ||
| Q1 24 | $148.4M | $136.8M |
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $1.6M | ||
| Q2 25 | $11.0M | $-17.2M | ||
| Q1 25 | $9.7M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $4.7M | ||
| Q2 24 | $11.6M | $8.3M | ||
| Q1 24 | $6.8M | $7.1M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
| Q4 25 | 12.4% | 2.3% | ||
| Q3 25 | 12.4% | -2.7% | ||
| Q2 25 | 12.0% | -15.6% | ||
| Q1 25 | 8.4% | 6.2% | ||
| Q4 24 | 11.7% | 7.8% | ||
| Q3 24 | 10.8% | 3.1% | ||
| Q2 24 | 11.1% | 6.9% | ||
| Q1 24 | 5.9% | 5.5% |
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | 1.2% | ||
| Q2 25 | 9.2% | -13.0% | ||
| Q1 25 | 7.0% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | 3.9% | ||
| Q2 24 | 8.6% | 6.3% | ||
| Q1 24 | 4.6% | 5.2% |
| Q4 25 | $0.84 | $0.22 | ||
| Q3 25 | $0.88 | $0.10 | ||
| Q2 25 | $0.71 | $-1.05 | ||
| Q1 25 | $0.63 | $0.46 | ||
| Q4 24 | $0.95 | $0.62 | ||
| Q3 24 | $0.97 | $0.28 | ||
| Q2 24 | $0.84 | $0.47 | ||
| Q1 24 | $0.50 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $283.8M |
| Total Assets | $4.7B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
| Q4 25 | $491.0M | $283.8M | ||
| Q3 25 | $475.3M | $279.6M | ||
| Q2 25 | $461.7M | $289.3M | ||
| Q1 25 | $449.9M | $321.5M | ||
| Q4 24 | $438.7M | $319.6M | ||
| Q3 24 | $331.9M | $314.9M | ||
| Q2 24 | $316.7M | $321.5M | ||
| Q1 24 | $303.7M | $332.0M |
| Q4 25 | $4.7B | $342.0M | ||
| Q3 25 | $4.6B | $342.3M | ||
| Q2 25 | $4.5B | $349.5M | ||
| Q1 25 | $4.3B | $379.0M | ||
| Q4 24 | $4.1B | $384.0M | ||
| Q3 24 | $4.1B | $373.5M | ||
| Q2 24 | $4.0B | $376.7M | ||
| Q1 24 | $3.9B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $15.5M |
| Free Cash FlowOCF − Capex | $246.1M | $12.3M |
| FCF MarginFCF / Revenue | 178.3% | 8.2% |
| Capex IntensityCapex / Revenue | 6.1% | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $15.5M | ||
| Q3 25 | $59.0M | $12.9M | ||
| Q2 25 | $66.0M | $14.7M | ||
| Q1 25 | $71.7M | $11.1M | ||
| Q4 24 | $259.8M | $20.0M | ||
| Q3 24 | $62.6M | $9.4M | ||
| Q2 24 | $72.1M | $18.7M | ||
| Q1 24 | $56.8M | $7.3M |
| Q4 25 | $246.1M | $12.3M | ||
| Q3 25 | $57.4M | $7.0M | ||
| Q2 25 | $64.0M | $9.1M | ||
| Q1 25 | $68.9M | $10.0M | ||
| Q4 24 | $249.9M | $16.4M | ||
| Q3 24 | $60.2M | $2.6M | ||
| Q2 24 | $69.5M | $10.1M | ||
| Q1 24 | $55.0M | $5.6M |
| Q4 25 | 178.3% | 8.2% | ||
| Q3 25 | 39.7% | 5.5% | ||
| Q2 25 | 53.6% | 6.9% | ||
| Q1 25 | 49.4% | 7.4% | ||
| Q4 24 | 170.6% | 11.2% | ||
| Q3 24 | 39.8% | 2.1% | ||
| Q2 24 | 51.3% | 7.7% | ||
| Q1 24 | 37.1% | 4.1% |
| Q4 25 | 6.1% | 2.1% | ||
| Q3 25 | 1.2% | 4.6% | ||
| Q2 25 | 1.7% | 4.2% | ||
| Q1 25 | 2.0% | 0.8% | ||
| Q4 24 | 6.8% | 2.5% | ||
| Q3 24 | 1.6% | 5.5% | ||
| Q2 24 | 1.9% | 6.6% | ||
| Q1 24 | 1.2% | 1.3% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 8.15× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 1.98× | ||
| Q2 24 | 6.22× | 2.27× | ||
| Q1 24 | 8.35× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
