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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Smart Sand, Inc. (SND). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $86.0M, roughly 1.6× Smart Sand, Inc.). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $20.4M). Over the past eight quarters, Smart Sand, Inc.'s revenue compounded faster (1.8% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Sand 9 is a fabless Micro-electromechanical system (MEMS) company based in Cambridge, Massachusetts. Sand 9 developed a piezoelectric MEMS resonator to serve as an alternative for quartz timing devices in applications such as smart phones, low-power wireless devices, and communications infrastructure equipment.
CCB vs SND — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $86.0M |
| Net Profit | — | $1.2M |
| Gross Margin | — | 13.0% |
| Operating Margin | 12.4% | -3.1% |
| Net Margin | — | 1.4% |
| Revenue YoY | -5.8% | -5.8% |
| Net Profit YoY | — | -68.5% |
| EPS (diluted) | $0.84 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $86.0M | ||
| Q3 25 | $144.7M | $92.8M | ||
| Q2 25 | $119.4M | $85.8M | ||
| Q1 25 | $139.5M | $65.6M | ||
| Q4 24 | $146.5M | $91.4M | ||
| Q3 24 | $151.1M | $63.2M | ||
| Q2 24 | $135.3M | $73.8M | ||
| Q1 24 | $148.4M | $83.1M |
| Q4 25 | — | $1.2M | ||
| Q3 25 | $13.6M | $3.0M | ||
| Q2 25 | $11.0M | $21.4M | ||
| Q1 25 | $9.7M | $-24.2M | ||
| Q4 24 | — | $3.7M | ||
| Q3 24 | $13.5M | $-98.0K | ||
| Q2 24 | $11.6M | $-430.0K | ||
| Q1 24 | $6.8M | $-216.0K |
| Q4 25 | — | 13.0% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 10.4% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 10.3% | ||
| Q2 24 | — | 17.7% | ||
| Q1 24 | — | 14.2% |
| Q4 25 | 12.4% | -3.1% | ||
| Q3 25 | 12.4% | 5.8% | ||
| Q2 25 | 12.0% | -0.1% | ||
| Q1 25 | 8.4% | -10.8% | ||
| Q4 24 | 11.7% | 3.9% | ||
| Q3 24 | 10.8% | -7.8% | ||
| Q2 24 | 11.1% | 4.8% | ||
| Q1 24 | 5.9% | 0.9% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 9.4% | 3.2% | ||
| Q2 25 | 9.2% | 24.9% | ||
| Q1 25 | 7.0% | -37.0% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | 8.9% | -0.2% | ||
| Q2 24 | 8.6% | -0.6% | ||
| Q1 24 | 4.6% | -0.3% |
| Q4 25 | $0.84 | $0.03 | ||
| Q3 25 | $0.88 | $0.08 | ||
| Q2 25 | $0.71 | $0.54 | ||
| Q1 25 | $0.63 | $-0.62 | ||
| Q4 24 | $0.95 | $0.10 | ||
| Q3 24 | $0.97 | $0.00 | ||
| Q2 24 | $0.84 | $-0.01 | ||
| Q1 24 | $0.50 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $22.6M |
| Total DebtLower is stronger | — | $15.0M |
| Stockholders' EquityBook value | $491.0M | $239.7M |
| Total Assets | $4.7B | $340.0M |
| Debt / EquityLower = less leverage | — | 0.06× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $22.6M | ||
| Q3 25 | — | $5.1M | ||
| Q2 25 | — | $4.3M | ||
| Q1 25 | — | $5.1M | ||
| Q4 24 | — | $1.6M | ||
| Q3 24 | — | $7.2M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $4.6M |
| Q4 25 | — | $15.0M | ||
| Q3 25 | — | $14.3M | ||
| Q2 25 | — | $23.5M | ||
| Q1 25 | — | $13.7M | ||
| Q4 24 | — | $14.7M | ||
| Q3 24 | — | $15.7M | ||
| Q2 24 | — | $17.1M | ||
| Q1 24 | — | $25.5M |
| Q4 25 | $491.0M | $239.7M | ||
| Q3 25 | $475.3M | $239.9M | ||
| Q2 25 | $461.7M | $240.5M | ||
| Q1 25 | $449.9M | $219.9M | ||
| Q4 24 | $438.7M | $243.8M | ||
| Q3 24 | $331.9M | $243.6M | ||
| Q2 24 | $316.7M | $242.9M | ||
| Q1 24 | $303.7M | $242.5M |
| Q4 25 | $4.7B | $340.0M | ||
| Q3 25 | $4.6B | $343.1M | ||
| Q2 25 | $4.5B | $345.8M | ||
| Q1 25 | $4.3B | $326.9M | ||
| Q4 24 | $4.1B | $341.5M | ||
| Q3 24 | $4.1B | $335.8M | ||
| Q2 24 | $4.0B | $341.8M | ||
| Q1 24 | $3.9B | $349.3M |
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.06× | ||
| Q4 24 | — | 0.06× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $22.4M |
| Free Cash FlowOCF − Capex | $246.1M | $20.4M |
| FCF MarginFCF / Revenue | 178.3% | 23.7% |
| Capex IntensityCapex / Revenue | 6.1% | 2.3% |
| Cash ConversionOCF / Net Profit | — | 18.99× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $32.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $22.4M | ||
| Q3 25 | $59.0M | $18.2M | ||
| Q2 25 | $66.0M | $-5.1M | ||
| Q1 25 | $71.7M | $8.7M | ||
| Q4 24 | $259.8M | $1.0M | ||
| Q3 24 | $62.6M | $5.8M | ||
| Q2 24 | $72.1M | $14.9M | ||
| Q1 24 | $56.8M | $-3.9M |
| Q4 25 | $246.1M | $20.4M | ||
| Q3 25 | $57.4M | $14.8M | ||
| Q2 25 | $64.0M | $-7.8M | ||
| Q1 25 | $68.9M | $5.2M | ||
| Q4 24 | $249.9M | $-840.0K | ||
| Q3 24 | $60.2M | $3.7M | ||
| Q2 24 | $69.5M | $13.5M | ||
| Q1 24 | $55.0M | $-5.5M |
| Q4 25 | 178.3% | 23.7% | ||
| Q3 25 | 39.7% | 15.9% | ||
| Q2 25 | 53.6% | -9.1% | ||
| Q1 25 | 49.4% | 7.9% | ||
| Q4 24 | 170.6% | -0.9% | ||
| Q3 24 | 39.8% | 5.8% | ||
| Q2 24 | 51.3% | 18.3% | ||
| Q1 24 | 37.1% | -6.6% |
| Q4 25 | 6.1% | 2.3% | ||
| Q3 25 | 1.2% | 3.6% | ||
| Q2 25 | 1.7% | 3.1% | ||
| Q1 25 | 2.0% | 5.4% | ||
| Q4 24 | 6.8% | 2.1% | ||
| Q3 24 | 1.6% | 3.4% | ||
| Q2 24 | 1.9% | 1.8% | ||
| Q1 24 | 1.2% | 2.0% |
| Q4 25 | — | 18.99× | ||
| Q3 25 | 4.34× | 6.05× | ||
| Q2 25 | 5.99× | -0.24× | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
SND
| Sand | $85.1M | 99% |
| Smart Systems Segment | $980.0K | 1% |
