vs

Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and W&T OFFSHORE INC (WTI). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $121.7M, roughly 1.1× W&T OFFSHORE INC). On growth, W&T OFFSHORE INC posted the faster year-over-year revenue change (1.1% vs -5.8%). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -7.0%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Edison Chouest Offshore (ECO), which started as Edison Chouest Boat Rentals in 1960, is a family of companies in the marine transportation business based in Cut Off, Louisiana. ECO owns and operates a fleet of platform supply vessels, Subsea Construction / IMR vessels, a Riserless Light Well Intervention vessel, Anchor handling tug supply vessels, Oil Spill Response Vessels, and Well Stimulation Vessels, as well as an independently owned fleet of Research Vessels and Ice Breakers.

CCB vs WTI — Head-to-Head

Bigger by revenue
CCB
CCB
1.1× larger
CCB
$138.0M
$121.7M
WTI
Growing faster (revenue YoY)
WTI
WTI
+6.9% gap
WTI
1.1%
-5.8%
CCB
Faster 2-yr revenue CAGR
CCB
CCB
Annualised
CCB
-3.6%
-7.0%
WTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
WTI
WTI
Revenue
$138.0M
$121.7M
Net Profit
$-27.1M
Gross Margin
Operating Margin
12.4%
-15.7%
Net Margin
-22.3%
Revenue YoY
-5.8%
1.1%
Net Profit YoY
-16.1%
EPS (diluted)
$0.84
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
WTI
WTI
Q4 25
$138.0M
$121.7M
Q3 25
$144.7M
$127.5M
Q2 25
$119.4M
$122.4M
Q1 25
$139.5M
$129.9M
Q4 24
$146.5M
$120.3M
Q3 24
$151.1M
$121.4M
Q2 24
$135.3M
$142.8M
Q1 24
$148.4M
$140.8M
Net Profit
CCB
CCB
WTI
WTI
Q4 25
$-27.1M
Q3 25
$13.6M
$-71.5M
Q2 25
$11.0M
$-20.9M
Q1 25
$9.7M
$-30.6M
Q4 24
$-23.4M
Q3 24
$13.5M
$-36.9M
Q2 24
$11.6M
$-15.4M
Q1 24
$6.8M
$-11.5M
Operating Margin
CCB
CCB
WTI
WTI
Q4 25
12.4%
-15.7%
Q3 25
12.4%
-9.9%
Q2 25
12.0%
-10.5%
Q1 25
8.4%
-6.3%
Q4 24
11.7%
-14.1%
Q3 24
10.8%
-15.6%
Q2 24
11.1%
-4.4%
Q1 24
5.9%
-0.0%
Net Margin
CCB
CCB
WTI
WTI
Q4 25
-22.3%
Q3 25
9.4%
-56.1%
Q2 25
9.2%
-17.1%
Q1 25
7.0%
-23.5%
Q4 24
-19.4%
Q3 24
8.9%
-30.4%
Q2 24
8.6%
-10.8%
Q1 24
4.6%
-8.1%
EPS (diluted)
CCB
CCB
WTI
WTI
Q4 25
$0.84
$-0.18
Q3 25
$0.88
$-0.48
Q2 25
$0.71
$-0.14
Q1 25
$0.63
$-0.21
Q4 24
$0.95
$-0.16
Q3 24
$0.97
$-0.25
Q2 24
$0.84
$-0.10
Q1 24
$0.50
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
WTI
WTI
Cash + ST InvestmentsLiquidity on hand
$140.6M
Total DebtLower is stronger
$350.8M
Stockholders' EquityBook value
$491.0M
$-199.8M
Total Assets
$4.7B
$955.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
WTI
WTI
Q4 25
$140.6M
Q3 25
$124.8M
Q2 25
$120.7M
Q1 25
$105.9M
Q4 24
$109.0M
Q3 24
$126.5M
Q2 24
$123.4M
Q1 24
$94.8M
Total Debt
CCB
CCB
WTI
WTI
Q4 25
$350.8M
Q3 25
$350.4M
Q2 25
$350.1M
Q1 25
$350.0M
Q4 24
$393.2M
Q3 24
$392.6M
Q2 24
$391.9M
Q1 24
$391.2M
Stockholders' Equity
CCB
CCB
WTI
WTI
Q4 25
$491.0M
$-199.8M
Q3 25
$475.3M
$-172.5M
Q2 25
$461.7M
$-102.7M
Q1 25
$449.9M
$-82.8M
Q4 24
$438.7M
$-52.6M
Q3 24
$331.9M
$-31.5M
Q2 24
$316.7M
$5.0M
Q1 24
$303.7M
$20.8M
Total Assets
CCB
CCB
WTI
WTI
Q4 25
$4.7B
$955.8M
Q3 25
$4.6B
$960.6M
Q2 25
$4.5B
$1.0B
Q1 25
$4.3B
$1.0B
Q4 24
$4.1B
$1.1B
Q3 24
$4.1B
$1.1B
Q2 24
$4.0B
$1.1B
Q1 24
$3.9B
$1.1B
Debt / Equity
CCB
CCB
WTI
WTI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
78.30×
Q1 24
18.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
WTI
WTI
Operating Cash FlowLast quarter
$254.6M
$25.9M
Free Cash FlowOCF − Capex
$246.1M
FCF MarginFCF / Revenue
178.3%
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
WTI
WTI
Q4 25
$254.6M
$25.9M
Q3 25
$59.0M
$26.5M
Q2 25
$66.0M
$28.0M
Q1 25
$71.7M
$-3.2M
Q4 24
$259.8M
$-4.3M
Q3 24
$62.6M
$14.8M
Q2 24
$72.1M
$37.4M
Q1 24
$56.8M
$11.6M
Free Cash Flow
CCB
CCB
WTI
WTI
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
Q1 24
$55.0M
FCF Margin
CCB
CCB
WTI
WTI
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Q1 24
37.1%
Capex Intensity
CCB
CCB
WTI
WTI
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Q1 24
1.2%
Cash Conversion
CCB
CCB
WTI
WTI
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

WTI
WTI

Oil And Condensate$76.0M62%
Natural Gas Production$36.6M30%
Natural Gas Liquids Reserves$6.9M6%
Other$2.2M2%

Related Comparisons