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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.

XPLR Infrastructure, LP is the larger business by last-quarter revenue ($249.0M vs $138.0M, roughly 1.8× COASTAL FINANCIAL CORP). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -15.3%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-88.0M). Over the past eight quarters, XPLR Infrastructure, LP's revenue compounded faster (-1.6% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.

CCB vs XIFR — Head-to-Head

Bigger by revenue
XIFR
XIFR
1.8× larger
XIFR
$249.0M
$138.0M
CCB
Growing faster (revenue YoY)
CCB
CCB
+9.5% gap
CCB
-5.8%
-15.3%
XIFR
More free cash flow
CCB
CCB
$334.1M more FCF
CCB
$246.1M
$-88.0M
XIFR
Faster 2-yr revenue CAGR
XIFR
XIFR
Annualised
XIFR
-1.6%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
XIFR
XIFR
Revenue
$138.0M
$249.0M
Net Profit
$28.0M
Gross Margin
Operating Margin
12.4%
-19.3%
Net Margin
11.2%
Revenue YoY
-5.8%
-15.3%
Net Profit YoY
124.3%
EPS (diluted)
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
XIFR
XIFR
Q4 25
$138.0M
$249.0M
Q3 25
$144.7M
$315.0M
Q2 25
$119.4M
$342.0M
Q1 25
$139.5M
$282.0M
Q4 24
$146.5M
$294.0M
Q3 24
$151.1M
$319.0M
Q2 24
$135.3M
$360.0M
Q1 24
$148.4M
$257.0M
Net Profit
CCB
CCB
XIFR
XIFR
Q4 25
$28.0M
Q3 25
$13.6M
$-37.0M
Q2 25
$11.0M
$79.0M
Q1 25
$9.7M
$-98.0M
Q4 24
$-115.0M
Q3 24
$13.5M
$-40.0M
Q2 24
$11.6M
$62.0M
Q1 24
$6.8M
$70.0M
Operating Margin
CCB
CCB
XIFR
XIFR
Q4 25
12.4%
-19.3%
Q3 25
12.4%
1.6%
Q2 25
12.0%
26.3%
Q1 25
8.4%
-82.6%
Q4 24
11.7%
-188.1%
Q3 24
10.8%
15.4%
Q2 24
11.1%
18.3%
Q1 24
5.9%
-8.2%
Net Margin
CCB
CCB
XIFR
XIFR
Q4 25
11.2%
Q3 25
9.4%
-11.7%
Q2 25
9.2%
23.1%
Q1 25
7.0%
-34.8%
Q4 24
-39.1%
Q3 24
8.9%
-12.5%
Q2 24
8.6%
17.2%
Q1 24
4.6%
27.2%
EPS (diluted)
CCB
CCB
XIFR
XIFR
Q4 25
$0.84
Q3 25
$0.88
$-0.40
Q2 25
$0.71
$0.84
Q1 25
$0.63
$-1.05
Q4 24
$0.95
Q3 24
$0.97
$-0.43
Q2 24
$0.84
$0.66
Q1 24
$0.50
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
XIFR
XIFR
Cash + ST InvestmentsLiquidity on hand
$960.0M
Total DebtLower is stronger
$6.2B
Stockholders' EquityBook value
$491.0M
$10.9B
Total Assets
$4.7B
$19.6B
Debt / EquityLower = less leverage
0.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
XIFR
XIFR
Q4 25
$960.0M
Q3 25
$711.0M
Q2 25
$880.0M
Q1 25
$1.5B
Q4 24
$283.0M
Q3 24
$290.0M
Q2 24
$281.0M
Q1 24
$245.0M
Total Debt
CCB
CCB
XIFR
XIFR
Q4 25
$6.2B
Q3 25
Q2 25
Q1 25
Q4 24
$5.3B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CCB
CCB
XIFR
XIFR
Q4 25
$491.0M
$10.9B
Q3 25
$475.3M
$11.0B
Q2 25
$461.7M
$11.3B
Q1 25
$449.9M
$12.6B
Q4 24
$438.7M
$12.9B
Q3 24
$331.9M
$13.6B
Q2 24
$316.7M
$13.9B
Q1 24
$303.7M
$14.0B
Total Assets
CCB
CCB
XIFR
XIFR
Q4 25
$4.7B
$19.6B
Q3 25
$4.6B
$19.1B
Q2 25
$4.5B
$20.5B
Q1 25
$4.3B
$21.4B
Q4 24
$4.1B
$20.3B
Q3 24
$4.1B
$20.9B
Q2 24
$4.0B
$21.7B
Q1 24
$3.9B
$22.3B
Debt / Equity
CCB
CCB
XIFR
XIFR
Q4 25
0.57×
Q3 25
Q2 25
Q1 25
Q4 24
0.41×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
XIFR
XIFR
Operating Cash FlowLast quarter
$254.6M
$186.0M
Free Cash FlowOCF − Capex
$246.1M
$-88.0M
FCF MarginFCF / Revenue
178.3%
-35.3%
Capex IntensityCapex / Revenue
6.1%
110.0%
Cash ConversionOCF / Net Profit
6.64×
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$-219.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
XIFR
XIFR
Q4 25
$254.6M
$186.0M
Q3 25
$59.0M
$231.0M
Q2 25
$66.0M
$232.0M
Q1 25
$71.7M
$90.0M
Q4 24
$259.8M
$283.0M
Q3 24
$62.6M
$208.0M
Q2 24
$72.1M
$231.0M
Q1 24
$56.8M
$78.0M
Free Cash Flow
CCB
CCB
XIFR
XIFR
Q4 25
$246.1M
$-88.0M
Q3 25
$57.4M
$-283.0M
Q2 25
$64.0M
$151.0M
Q1 25
$68.9M
$1.0M
Q4 24
$249.9M
$231.0M
Q3 24
$60.2M
$152.0M
Q2 24
$69.5M
$162.0M
Q1 24
$55.0M
$14.0M
FCF Margin
CCB
CCB
XIFR
XIFR
Q4 25
178.3%
-35.3%
Q3 25
39.7%
-89.8%
Q2 25
53.6%
44.2%
Q1 25
49.4%
0.4%
Q4 24
170.6%
78.6%
Q3 24
39.8%
47.6%
Q2 24
51.3%
45.0%
Q1 24
37.1%
5.4%
Capex Intensity
CCB
CCB
XIFR
XIFR
Q4 25
6.1%
110.0%
Q3 25
1.2%
163.2%
Q2 25
1.7%
23.7%
Q1 25
2.0%
31.6%
Q4 24
6.8%
17.7%
Q3 24
1.6%
17.6%
Q2 24
1.9%
19.2%
Q1 24
1.2%
24.9%
Cash Conversion
CCB
CCB
XIFR
XIFR
Q4 25
6.64×
Q3 25
4.34×
Q2 25
5.99×
2.94×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
3.73×
Q1 24
8.35×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

XIFR
XIFR

Renewable Energy Sales$238.0M96%
Related Party$8.0M3%

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