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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and DULUTH HOLDINGS INC. (DLTH). Click either name above to swap in a different company.
DULUTH HOLDINGS INC. is the larger business by last-quarter revenue ($114.9M vs $63.5M, roughly 1.8× CAPITAL CITY BANK GROUP INC). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs -8.8%, a 30.4% gap on every dollar of revenue. On growth, CAPITAL CITY BANK GROUP INC posted the faster year-over-year revenue change (6.0% vs -9.6%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $-8.9M). Over the past eight quarters, CAPITAL CITY BANK GROUP INC's revenue compounded faster (6.0% CAGR vs -31.6%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Duluth Holdings Inc., which primarily sells goods through its Duluth Trading Company brand, is an American workwear and accessories company.
CCBG vs DLTH — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $114.9M |
| Net Profit | $13.7M | $-10.1M |
| Gross Margin | — | 53.8% |
| Operating Margin | 29.3% | -7.7% |
| Net Margin | 21.6% | -8.8% |
| Revenue YoY | 6.0% | -9.6% |
| Net Profit YoY | 4.7% | 64.6% |
| EPS (diluted) | $0.80 | $-0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $114.9M | ||
| Q3 25 | $65.9M | $131.7M | ||
| Q2 25 | $63.2M | $102.7M | ||
| Q1 25 | $61.5M | $241.3M | ||
| Q4 24 | $59.9M | $127.1M | ||
| Q3 24 | $59.7M | $141.6M | ||
| Q2 24 | $58.9M | $116.7M | ||
| Q1 24 | $56.5M | $245.6M |
| Q4 25 | $13.7M | $-10.1M | ||
| Q3 25 | $15.9M | $1.3M | ||
| Q2 25 | $15.0M | $-15.3M | ||
| Q1 25 | $16.9M | $-5.6M | ||
| Q4 24 | $13.1M | $-28.2M | ||
| Q3 24 | $13.1M | $-2.0M | ||
| Q2 24 | $14.2M | $-7.9M | ||
| Q1 24 | $12.6M | $6.4M |
| Q4 25 | — | 53.8% | ||
| Q3 25 | — | 54.7% | ||
| Q2 25 | — | 52.0% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 52.3% | ||
| Q3 24 | — | 52.3% | ||
| Q2 24 | — | 52.8% | ||
| Q1 24 | — | 48.2% |
| Q4 25 | 29.3% | -7.7% | ||
| Q3 25 | 32.0% | 1.8% | ||
| Q2 25 | 31.7% | -12.0% | ||
| Q1 25 | 35.8% | -1.8% | ||
| Q4 24 | 29.0% | -17.4% | ||
| Q3 24 | 26.1% | -1.1% | ||
| Q2 24 | 29.3% | -7.7% | ||
| Q1 24 | 27.2% | 3.6% |
| Q4 25 | 21.6% | -8.8% | ||
| Q3 25 | 24.2% | 1.0% | ||
| Q2 25 | 23.8% | -14.9% | ||
| Q1 25 | 27.4% | -2.3% | ||
| Q4 24 | 21.9% | -22.2% | ||
| Q3 24 | 22.0% | -1.4% | ||
| Q2 24 | 24.0% | -6.7% | ||
| Q1 24 | 22.2% | 2.6% |
| Q4 25 | $0.80 | $-0.29 | ||
| Q3 25 | $0.93 | $0.04 | ||
| Q2 25 | $0.88 | $-0.45 | ||
| Q1 25 | $0.99 | $-0.17 | ||
| Q4 24 | $0.78 | $-0.84 | ||
| Q3 24 | $0.77 | $-0.06 | ||
| Q2 24 | $0.83 | $-0.24 | ||
| Q1 24 | $0.74 | $0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $552.9M | $160.6M |
| Total Assets | $4.4B | $468.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $8.2M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $8.6M | ||
| Q1 25 | — | $3.3M | ||
| Q4 24 | — | $9.3M | ||
| Q3 24 | — | $9.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $32.2M |
| Q4 25 | $552.9M | $160.6M | ||
| Q3 25 | $540.6M | $170.0M | ||
| Q2 25 | $526.4M | $167.9M | ||
| Q1 25 | $512.6M | $182.7M | ||
| Q4 24 | $495.3M | $188.1M | ||
| Q3 24 | $476.5M | $215.7M | ||
| Q2 24 | $461.0M | $218.4M | ||
| Q1 24 | $448.3M | $222.8M |
| Q4 25 | $4.4B | $468.0M | ||
| Q3 25 | $4.3B | $433.8M | ||
| Q2 25 | $4.4B | $463.7M | ||
| Q1 25 | $4.5B | $452.4M | ||
| Q4 24 | $4.3B | $533.1M | ||
| Q3 24 | $4.2B | $488.6M | ||
| Q2 24 | $4.2B | $471.4M | ||
| Q1 24 | $4.3B | $491.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $87.6M | $-6.7M |
| Free Cash FlowOCF − Capex | $80.0M | $-8.9M |
| FCF MarginFCF / Revenue | 126.1% | -7.8% |
| Capex IntensityCapex / Revenue | 12.0% | 2.0% |
| Cash ConversionOCF / Net Profit | 6.39× | — |
| TTM Free Cash FlowTrailing 4 quarters | $150.1M | $1.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $-6.7M | ||
| Q3 25 | $21.6M | $32.0M | ||
| Q2 25 | $32.6M | $-56.5M | ||
| Q1 25 | $21.9M | $41.2M | ||
| Q4 24 | $63.6M | $-41.1M | ||
| Q3 24 | $12.8M | $16.6M | ||
| Q2 24 | $24.9M | $-33.7M | ||
| Q1 24 | $14.6M | $69.7M |
| Q4 25 | $80.0M | $-8.9M | ||
| Q3 25 | $19.8M | $29.8M | ||
| Q2 25 | $30.8M | $-57.8M | ||
| Q1 25 | $19.5M | $38.7M | ||
| Q4 24 | $54.9M | $-43.7M | ||
| Q3 24 | $10.5M | $15.0M | ||
| Q2 24 | $23.0M | $-35.2M | ||
| Q1 24 | $12.4M | $60.6M |
| Q4 25 | 126.1% | -7.8% | ||
| Q3 25 | 30.1% | 22.6% | ||
| Q2 25 | 48.7% | -56.3% | ||
| Q1 25 | 31.7% | 16.0% | ||
| Q4 24 | 91.7% | -34.4% | ||
| Q3 24 | 17.6% | 10.6% | ||
| Q2 24 | 39.0% | -30.2% | ||
| Q1 24 | 22.0% | 24.7% |
| Q4 25 | 12.0% | 2.0% | ||
| Q3 25 | 2.6% | 1.7% | ||
| Q2 25 | 2.9% | 1.3% | ||
| Q1 25 | 3.9% | 1.0% | ||
| Q4 24 | 14.5% | 2.1% | ||
| Q3 24 | 3.8% | 1.2% | ||
| Q2 24 | 3.3% | 1.3% | ||
| Q1 24 | 4.0% | 3.7% |
| Q4 25 | 6.39× | — | ||
| Q3 25 | 1.35× | 25.40× | ||
| Q2 25 | 2.17× | — | ||
| Q1 25 | 1.30× | — | ||
| Q4 24 | 4.86× | — | ||
| Q3 24 | 0.97× | — | ||
| Q2 24 | 1.76× | — | ||
| Q1 24 | 1.17× | 10.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCBG
Segment breakdown not available.
DLTH
| Sales Channel Directly To Consumer | $67.4M | 59% |
| Sales Channel Through Intermediary | $47.4M | 41% |
