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Side-by-side financial comparison of CADIZ INC (CDZI) and Kentucky First Federal Bancorp (KFFB). Click either name above to swap in a different company.

CADIZ INC is the larger business by last-quarter revenue ($5.1M vs $2.8M, roughly 1.8× Kentucky First Federal Bancorp). On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs 7.0%). Kentucky First Federal Bancorp produced more free cash flow last quarter ($-367.0K vs $-8.2M). Over the past eight quarters, CADIZ INC's revenue compounded faster (113.0% CAGR vs 24.0%).

Cadiz Inc is a U.S.-based natural resources and sustainable development company focused on managing water resources, agricultural land, and renewable energy projects. It operates primarily in California, serving municipal, agricultural, and commercial clients with reliable water supply solutions and land stewardship services.

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

CDZI vs KFFB — Head-to-Head

Bigger by revenue
CDZI
CDZI
1.8× larger
CDZI
$5.1M
$2.8M
KFFB
Growing faster (revenue YoY)
KFFB
KFFB
+21.3% gap
KFFB
28.3%
7.0%
CDZI
More free cash flow
KFFB
KFFB
$7.9M more FCF
KFFB
$-367.0K
$-8.2M
CDZI
Faster 2-yr revenue CAGR
CDZI
CDZI
Annualised
CDZI
113.0%
24.0%
KFFB

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CDZI
CDZI
KFFB
KFFB
Revenue
$5.1M
$2.8M
Net Profit
$304.0K
Gross Margin
33.0%
Operating Margin
-145.4%
14.1%
Net Margin
10.7%
Revenue YoY
7.0%
28.3%
Net Profit YoY
2238.5%
EPS (diluted)
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CDZI
CDZI
KFFB
KFFB
Q4 25
$5.1M
$2.8M
Q3 25
$4.1M
$2.7M
Q2 25
$4.1M
$2.4M
Q1 25
$3.0M
$2.2M
Q4 24
$4.8M
$2.2M
Q3 24
$3.2M
$2.0M
Q2 24
$513.0K
$2.0M
Q1 24
$1.1M
$1.8M
Net Profit
CDZI
CDZI
KFFB
KFFB
Q4 25
$304.0K
Q3 25
$-7.1M
$344.0K
Q2 25
$-7.7M
$176.0K
Q1 25
$-9.6M
$7.0K
Q4 24
$13.0K
Q3 24
$-6.8M
$-15.0K
Q2 24
$-8.9M
$-1.1M
Q1 24
$-6.8M
$-107.0K
Gross Margin
CDZI
CDZI
KFFB
KFFB
Q4 25
33.0%
Q3 25
27.3%
Q2 25
35.4%
Q1 25
29.7%
Q4 24
36.1%
Q3 24
25.3%
Q2 24
Q1 24
10.4%
Operating Margin
CDZI
CDZI
KFFB
KFFB
Q4 25
-145.4%
14.1%
Q3 25
-118.0%
17.0%
Q2 25
-140.0%
10.3%
Q1 25
-255.0%
0.7%
Q4 24
-139.5%
0.3%
Q3 24
-147.9%
-1.0%
Q2 24
-1354.6%
-58.7%
Q1 24
-437.8%
-7.9%
Net Margin
CDZI
CDZI
KFFB
KFFB
Q4 25
10.7%
Q3 25
-170.5%
12.9%
Q2 25
-187.3%
7.6%
Q1 25
-324.7%
0.3%
Q4 24
0.6%
Q3 24
-210.7%
-0.7%
Q2 24
-1729.4%
-56.7%
Q1 24
-611.1%
-5.8%
EPS (diluted)
CDZI
CDZI
KFFB
KFFB
Q4 25
$0.04
Q3 25
$0.04
Q2 25
$0.02
Q1 25
$0.00
Q4 24
$0.00
Q3 24
$0.00
Q2 24
$-0.13
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CDZI
CDZI
KFFB
KFFB
Cash + ST InvestmentsLiquidity on hand
$8.6M
$19.7M
Total DebtLower is stronger
$72.7M
Stockholders' EquityBook value
$23.3M
$49.1M
Total Assets
$140.9M
$375.3M
Debt / EquityLower = less leverage
3.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CDZI
CDZI
KFFB
KFFB
Q4 25
$8.6M
$19.7M
Q3 25
$4.4M
$14.6M
Q2 25
$13.2M
$19.5M
Q1 25
$21.6M
$27.8M
Q4 24
$17.3M
$21.0M
Q3 24
$3.3M
$17.3M
Q2 24
$10.1M
$18.3M
Q1 24
$19.2M
$15.4M
Total Debt
CDZI
CDZI
KFFB
KFFB
Q4 25
$72.7M
Q3 25
Q2 25
Q1 25
Q4 24
$56.7M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CDZI
CDZI
KFFB
KFFB
Q4 25
$23.3M
$49.1M
Q3 25
$27.7M
$48.8M
Q2 25
$35.6M
$48.4M
Q1 25
$44.0M
$48.2M
Q4 24
$34.0M
$48.1M
Q3 24
$20.7M
$48.2M
Q2 24
$27.6M
$48.0M
Q1 24
$36.6M
$49.0M
Total Assets
CDZI
CDZI
KFFB
KFFB
Q4 25
$140.9M
$375.3M
Q3 25
$128.0M
$366.5M
Q2 25
$136.4M
$371.2M
Q1 25
$145.6M
$380.7M
Q4 24
$134.5M
$374.2M
Q3 24
$112.6M
$375.6M
Q2 24
$118.1M
$375.0M
Q1 24
$118.1M
$369.1M
Debt / Equity
CDZI
CDZI
KFFB
KFFB
Q4 25
3.13×
Q3 25
Q2 25
Q1 25
Q4 24
1.67×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CDZI
CDZI
KFFB
KFFB
Operating Cash FlowLast quarter
$-6.9M
$-303.0K
Free Cash FlowOCF − Capex
$-8.2M
$-367.0K
FCF MarginFCF / Revenue
-162.2%
-12.9%
Capex IntensityCapex / Revenue
26.1%
2.3%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-26.5M
$-377.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CDZI
CDZI
KFFB
KFFB
Q4 25
$-6.9M
$-303.0K
Q3 25
$-7.0M
$450.0K
Q2 25
$-1.4M
$-86.0K
Q1 25
$-3.6M
$-155.0K
Q4 24
$-6.2M
$1.4M
Q3 24
$-5.4M
$-1.4M
Q2 24
$-7.1M
$-1.5M
Q1 24
$-2.9M
$-176.0K
Free Cash Flow
CDZI
CDZI
KFFB
KFFB
Q4 25
$-8.2M
$-367.0K
Q3 25
$-7.5M
$445.0K
Q2 25
$-5.9M
$-235.0K
Q1 25
$-4.9M
$-220.0K
Q4 24
$-6.6M
$1.4M
Q3 24
$-5.4M
$-1.4M
Q2 24
$-7.3M
$-1.5M
Q1 24
$-3.1M
$-191.0K
FCF Margin
CDZI
CDZI
KFFB
KFFB
Q4 25
-162.2%
-12.9%
Q3 25
-179.8%
16.7%
Q2 25
-142.2%
-9.7%
Q1 25
-167.0%
-9.9%
Q4 24
-139.4%
61.8%
Q3 24
-168.8%
-70.2%
Q2 24
-1431.6%
-77.7%
Q1 24
-272.9%
-10.4%
Capex Intensity
CDZI
CDZI
KFFB
KFFB
Q4 25
26.1%
2.3%
Q3 25
10.8%
0.2%
Q2 25
109.3%
6.2%
Q1 25
43.6%
2.9%
Q4 24
8.7%
3.7%
Q3 24
1.7%
0.1%
Q2 24
54.8%
3.4%
Q1 24
16.6%
0.8%
Cash Conversion
CDZI
CDZI
KFFB
KFFB
Q4 25
-1.00×
Q3 25
1.31×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CDZI
CDZI

Water Treatment$4.4M86%
Other$724.0K14%

KFFB
KFFB

Segment breakdown not available.

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