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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and FREQUENCY ELECTRONICS INC (FEIM). Click either name above to swap in a different company.

FREQUENCY ELECTRONICS INC is the larger business by last-quarter revenue ($17.1M vs $15.7M, roughly 1.1× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs 10.5%, a 29.5% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 8.3%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-1.1M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 11.8%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Ultra Electronics Holdings is a British defence and security company. It was listed on the London Stock Exchange and was a constituent of the FTSE 250 Index until it was acquired by Cobham, which is itself owned by Advent International.

CFBK vs FEIM — Head-to-Head

Bigger by revenue
FEIM
FEIM
1.1× larger
FEIM
$17.1M
$15.7M
CFBK
Growing faster (revenue YoY)
CFBK
CFBK
+4.4% gap
CFBK
12.6%
8.3%
FEIM
Higher net margin
CFBK
CFBK
29.5% more per $
CFBK
40.0%
10.5%
FEIM
More free cash flow
CFBK
CFBK
$19.3M more FCF
CFBK
$18.2M
$-1.1M
FEIM
Faster 2-yr revenue CAGR
CFBK
CFBK
Annualised
CFBK
13.7%
11.8%
FEIM

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CFBK
CFBK
FEIM
FEIM
Revenue
$15.7M
$17.1M
Net Profit
$5.7M
$1.8M
Gross Margin
38.2%
Operating Margin
43.4%
10.0%
Net Margin
40.0%
10.5%
Revenue YoY
12.6%
8.3%
Net Profit YoY
29.9%
-32.1%
EPS (diluted)
$0.88
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
FEIM
FEIM
Q4 25
$15.7M
$17.1M
Q3 25
$15.5M
$13.8M
Q2 25
$15.6M
$20.0M
Q1 25
$14.1M
$18.9M
Q4 24
$14.0M
$15.8M
Q3 24
$13.1M
$15.1M
Q2 24
$12.6M
$15.6M
Q1 24
$12.2M
$13.7M
Net Profit
CFBK
CFBK
FEIM
FEIM
Q4 25
$5.7M
$1.8M
Q3 25
$2.3M
$634.0K
Q2 25
$5.0M
$3.2M
Q1 25
$4.4M
$15.4M
Q4 24
$4.4M
$2.7M
Q3 24
$4.2M
$2.4M
Q2 24
$1.7M
$2.6M
Q1 24
$3.1M
$130.0K
Gross Margin
CFBK
CFBK
FEIM
FEIM
Q4 25
38.2%
Q3 25
36.8%
Q2 25
37.5%
Q1 25
43.8%
Q4 24
48.2%
Q3 24
44.4%
Q2 24
40.3%
Q1 24
22.6%
Operating Margin
CFBK
CFBK
FEIM
FEIM
Q4 25
43.4%
10.0%
Q3 25
17.5%
2.6%
Q2 25
41.1%
16.4%
Q1 25
39.5%
18.3%
Q4 24
36.9%
16.5%
Q3 24
40.4%
15.7%
Q2 24
15.4%
16.0%
Q1 24
30.9%
-3.4%
Net Margin
CFBK
CFBK
FEIM
FEIM
Q4 25
40.0%
10.5%
Q3 25
15.1%
4.6%
Q2 25
32.3%
16.0%
Q1 25
31.4%
81.4%
Q4 24
35.2%
16.8%
Q3 24
32.2%
16.1%
Q2 24
13.5%
16.9%
Q1 24
25.2%
0.9%
EPS (diluted)
CFBK
CFBK
FEIM
FEIM
Q4 25
$0.88
$0.18
Q3 25
$0.36
$0.07
Q2 25
$0.77
$0.33
Q1 25
$0.68
$1.60
Q4 24
$0.68
$0.28
Q3 24
$0.65
$0.25
Q2 24
$0.26
$0.28
Q1 24
$0.47
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
FEIM
FEIM
Cash + ST InvestmentsLiquidity on hand
$259.0M
$3.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$58.5M
Total Assets
$2.1B
$92.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
FEIM
FEIM
Q4 25
$259.0M
$3.0M
Q3 25
$272.4M
$4.5M
Q2 25
$275.7M
$4.7M
Q1 25
$241.0M
$5.5M
Q4 24
$235.3M
$9.7M
Q3 24
$233.5M
$16.2M
Q2 24
$241.8M
$18.3M
Q1 24
$236.9M
$11.7M
Stockholders' Equity
CFBK
CFBK
FEIM
FEIM
Q4 25
$184.4M
$58.5M
Q3 25
$179.3M
$56.3M
Q2 25
$177.0M
$55.6M
Q1 25
$172.7M
$51.8M
Q4 24
$168.4M
$36.2M
Q3 24
$164.0M
$33.2M
Q2 24
$159.6M
$39.8M
Q1 24
$158.0M
$36.7M
Total Assets
CFBK
CFBK
FEIM
FEIM
Q4 25
$2.1B
$92.3M
Q3 25
$2.1B
$93.2M
Q2 25
$2.1B
$93.7M
Q1 25
$2.1B
$86.4M
Q4 24
$2.1B
$77.8M
Q3 24
$2.1B
$84.3M
Q2 24
$2.0B
$83.3M
Q1 24
$2.0B
$77.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
FEIM
FEIM
Operating Cash FlowLast quarter
$18.7M
$-523.0K
Free Cash FlowOCF − Capex
$18.2M
$-1.1M
FCF MarginFCF / Revenue
115.6%
-6.6%
Capex IntensityCapex / Revenue
3.1%
3.6%
Cash ConversionOCF / Net Profit
3.26×
-0.29×
TTM Free Cash FlowTrailing 4 quarters
$33.4M
$-5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
FEIM
FEIM
Q4 25
$18.7M
$-523.0K
Q3 25
$5.5M
$1.2M
Q2 25
$8.0M
$-155.0K
Q1 25
$2.2M
$-3.6M
Q4 24
$14.2M
$3.8M
Q3 24
$-1.3M
$-1.5M
Q2 24
$4.0M
$7.5M
Q1 24
$-1.2M
$4.2M
Free Cash Flow
CFBK
CFBK
FEIM
FEIM
Q4 25
$18.2M
$-1.1M
Q3 25
$5.2M
$385.0K
Q2 25
$7.8M
$-786.0K
Q1 25
$2.2M
$-4.0M
Q4 24
$13.9M
$3.3M
Q3 24
$-1.3M
$-1.8M
Q2 24
$4.0M
$6.7M
Q1 24
$-1.2M
$3.9M
FCF Margin
CFBK
CFBK
FEIM
FEIM
Q4 25
115.6%
-6.6%
Q3 25
33.6%
2.8%
Q2 25
50.3%
-3.9%
Q1 25
15.2%
-20.9%
Q4 24
99.6%
20.8%
Q3 24
-9.9%
-11.8%
Q2 24
31.6%
42.8%
Q1 24
-9.5%
28.4%
Capex Intensity
CFBK
CFBK
FEIM
FEIM
Q4 25
3.1%
3.6%
Q3 25
1.7%
5.6%
Q2 25
0.7%
3.2%
Q1 25
0.4%
1.7%
Q4 24
1.9%
3.3%
Q3 24
0.2%
2.2%
Q2 24
0.1%
5.3%
Q1 24
0.0%
2.3%
Cash Conversion
CFBK
CFBK
FEIM
FEIM
Q4 25
3.26×
-0.29×
Q3 25
2.34×
1.83×
Q2 25
1.58×
-0.05×
Q1 25
0.50×
-0.24×
Q4 24
3.21×
1.44×
Q3 24
-0.30×
-0.60×
Q2 24
2.35×
2.85×
Q1 24
-0.38×
32.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

FEIM
FEIM

POC Revenue$14.8M86%
POT Revenue$2.3M13%

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