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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Laird Superfood, Inc. (LSF). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $13.3M, roughly 1.2× Laird Superfood, Inc.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -13.2%, a 53.2% gap on every dollar of revenue. On growth, Laird Superfood, Inc. posted the faster year-over-year revenue change (15.0% vs 12.6%). Over the past eight quarters, Laird Superfood, Inc.'s revenue compounded faster (16.1% CAGR vs 13.7%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Laird Superfood, Inc. develops, manufactures and sells a portfolio of plant-based functional superfood products, including premium coffee creamers, hydration blends, nutritional supplements, and plant-powered snacks. It serves health-conscious consumers through direct-to-consumer e-commerce platforms and offline retail partners, mainly operating in the North American market with a focus on sustainably sourced clean ingredients.
CFBK vs LSF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $13.3M |
| Net Profit | $5.7M | $-1.8M |
| Gross Margin | — | 34.1% |
| Operating Margin | 43.4% | -13.5% |
| Net Margin | 40.0% | -13.2% |
| Revenue YoY | 12.6% | 15.0% |
| Net Profit YoY | 29.9% | -341.4% |
| EPS (diluted) | $0.88 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $13.3M | ||
| Q3 25 | $15.5M | $12.9M | ||
| Q2 25 | $15.6M | $12.0M | ||
| Q1 25 | $14.1M | $11.7M | ||
| Q4 24 | $14.0M | $11.6M | ||
| Q3 24 | $13.1M | $11.8M | ||
| Q2 24 | $12.6M | $10.0M | ||
| Q1 24 | $12.2M | $9.9M |
| Q4 25 | $5.7M | $-1.8M | ||
| Q3 25 | $2.3M | $-975.1K | ||
| Q2 25 | $5.0M | $-362.2K | ||
| Q1 25 | $4.4M | $-156.2K | ||
| Q4 24 | $4.4M | $-398.4K | ||
| Q3 24 | $4.2M | $-166.1K | ||
| Q2 24 | $1.7M | $-239.1K | ||
| Q1 24 | $3.1M | $-1.0M |
| Q4 25 | — | 34.1% | ||
| Q3 25 | — | 36.5% | ||
| Q2 25 | — | 39.9% | ||
| Q1 25 | — | 41.9% | ||
| Q4 24 | — | 38.6% | ||
| Q3 24 | — | 43.0% | ||
| Q2 24 | — | 41.8% | ||
| Q1 24 | — | 40.0% |
| Q4 25 | 43.4% | -13.5% | ||
| Q3 25 | 17.5% | -7.7% | ||
| Q2 25 | 41.1% | -3.3% | ||
| Q1 25 | 39.5% | -1.9% | ||
| Q4 24 | 36.9% | -4.1% | ||
| Q3 24 | 40.4% | -2.3% | ||
| Q2 24 | 15.4% | -3.4% | ||
| Q1 24 | 30.9% | -11.0% |
| Q4 25 | 40.0% | -13.2% | ||
| Q3 25 | 15.1% | -7.6% | ||
| Q2 25 | 32.3% | -3.0% | ||
| Q1 25 | 31.4% | -1.3% | ||
| Q4 24 | 35.2% | -3.4% | ||
| Q3 24 | 32.2% | -1.4% | ||
| Q2 24 | 13.5% | -2.4% | ||
| Q1 24 | 25.2% | -10.3% |
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.77 | — | ||
| Q1 25 | $0.68 | — | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.26 | — | ||
| Q1 24 | $0.47 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $5.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $11.5M |
| Total Assets | $2.1B | $19.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $5.1M | ||
| Q3 25 | $272.4M | $5.1M | ||
| Q2 25 | $275.7M | $3.9M | ||
| Q1 25 | $241.0M | $7.0M | ||
| Q4 24 | $235.3M | $8.3M | ||
| Q3 24 | $233.5M | $7.9M | ||
| Q2 24 | $241.8M | $7.6M | ||
| Q1 24 | $236.9M | $7.1M |
| Q4 25 | $184.4M | $11.5M | ||
| Q3 25 | $179.3M | $12.8M | ||
| Q2 25 | $177.0M | $13.4M | ||
| Q1 25 | $172.7M | $13.3M | ||
| Q4 24 | $168.4M | $13.2M | ||
| Q3 24 | $164.0M | $13.1M | ||
| Q2 24 | $159.6M | $12.6M | ||
| Q1 24 | $158.0M | $12.7M |
| Q4 25 | $2.1B | $19.2M | ||
| Q3 25 | $2.1B | $18.9M | ||
| Q2 25 | $2.1B | $20.4M | ||
| Q1 25 | $2.1B | $21.5M | ||
| Q4 24 | $2.1B | $19.3M | ||
| Q3 24 | $2.1B | $18.8M | ||
| Q2 24 | $2.0B | $18.0M | ||
| Q1 24 | $2.0B | $17.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $68.4K |
| Free Cash FlowOCF − Capex | $18.2M | — |
| FCF MarginFCF / Revenue | 115.6% | — |
| Capex IntensityCapex / Revenue | 3.1% | — |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $68.4K | ||
| Q3 25 | $5.5M | $1.2M | ||
| Q2 25 | $8.0M | $-2.8M | ||
| Q1 25 | $2.2M | $-1.3M | ||
| Q4 24 | $14.2M | $339.2K | ||
| Q3 24 | $-1.3M | $305.8K | ||
| Q2 24 | $4.0M | $642.7K | ||
| Q1 24 | $-1.2M | $-422.3K |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | — | ||
| Q2 25 | 50.3% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | — | ||
| Q2 24 | 31.6% | — | ||
| Q1 24 | -9.5% | — |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
LSF
| Wholesale | $7.0M | 52% |
| Coffee Tea And Hot Chocolate Products | $4.4M | 33% |
| Hydration And Beverage Enhancing Supplements | $1.6M | 12% |
| Other | $352.6K | 3% |
