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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and SOLESENCE, INC. (SLSN). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $12.5M, roughly 1.3× SOLESENCE, INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs 1.3%, a 38.7% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -0.7%). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 12.5%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
CFBK vs SLSN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $12.5M |
| Net Profit | $5.7M | $163.0K |
| Gross Margin | — | 27.5% |
| Operating Margin | 43.4% | 1.5% |
| Net Margin | 40.0% | 1.3% |
| Revenue YoY | 12.6% | -0.7% |
| Net Profit YoY | 29.9% | 129.2% |
| EPS (diluted) | $0.88 | $0.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $12.5M | ||
| Q3 25 | $15.5M | $14.6M | ||
| Q2 25 | $15.6M | $20.4M | ||
| Q1 25 | $14.1M | $14.6M | ||
| Q4 24 | $14.0M | $12.6M | ||
| Q3 24 | $13.1M | $16.9M | ||
| Q2 24 | $12.6M | $13.0M | ||
| Q1 24 | $12.2M | $9.9M |
| Q4 25 | $5.7M | $163.0K | ||
| Q3 25 | $2.3M | $-1.1M | ||
| Q2 25 | $5.0M | $2.7M | ||
| Q1 25 | $4.4M | $80.0K | ||
| Q4 24 | $4.4M | $-559.0K | ||
| Q3 24 | $4.2M | $3.0M | ||
| Q2 24 | $1.7M | $856.0K | ||
| Q1 24 | $3.1M | $893.0K |
| Q4 25 | — | 27.5% | ||
| Q3 25 | — | 23.1% | ||
| Q2 25 | — | 28.9% | ||
| Q1 25 | — | 23.1% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 36.2% | ||
| Q2 24 | — | 28.7% | ||
| Q1 24 | — | 36.3% |
| Q4 25 | 43.4% | 1.5% | ||
| Q3 25 | 17.5% | -5.4% | ||
| Q2 25 | 41.1% | 9.4% | ||
| Q1 25 | 39.5% | 1.8% | ||
| Q4 24 | 36.9% | -1.8% | ||
| Q3 24 | 40.4% | 19.0% | ||
| Q2 24 | 15.4% | 8.0% | ||
| Q1 24 | 30.9% | 11.3% |
| Q4 25 | 40.0% | 1.3% | ||
| Q3 25 | 15.1% | -7.7% | ||
| Q2 25 | 32.3% | 13.1% | ||
| Q1 25 | 31.4% | 0.5% | ||
| Q4 24 | 35.2% | -4.4% | ||
| Q3 24 | 32.2% | 18.1% | ||
| Q2 24 | 13.5% | 6.6% | ||
| Q1 24 | 25.2% | 9.0% |
| Q4 25 | $0.88 | $0.00 | ||
| Q3 25 | $0.36 | $-0.02 | ||
| Q2 25 | $0.77 | $0.04 | ||
| Q1 25 | $0.68 | $0.00 | ||
| Q4 24 | $0.68 | $0.00 | ||
| Q3 24 | $0.65 | $0.04 | ||
| Q2 24 | $0.26 | $0.01 | ||
| Q1 24 | $0.47 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $1.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $17.6M |
| Total Assets | $2.1B | $50.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $1.3M | ||
| Q3 25 | $272.4M | $429.0K | ||
| Q2 25 | $275.7M | $4.1M | ||
| Q1 25 | $241.0M | $1.8M | ||
| Q4 24 | $235.3M | $1.4M | ||
| Q3 24 | $233.5M | $2.9M | ||
| Q2 24 | $241.8M | $2.4M | ||
| Q1 24 | $236.9M | $2.0M |
| Q4 25 | $184.4M | $17.6M | ||
| Q3 25 | $179.3M | $17.2M | ||
| Q2 25 | $177.0M | $18.2M | ||
| Q1 25 | $172.7M | $15.2M | ||
| Q4 24 | $168.4M | $14.9M | ||
| Q3 24 | $164.0M | $15.2M | ||
| Q2 24 | $159.6M | $11.9M | ||
| Q1 24 | $158.0M | $5.0M |
| Q4 25 | $2.1B | $50.1M | ||
| Q3 25 | $2.1B | $54.0M | ||
| Q2 25 | $2.1B | $60.0M | ||
| Q1 25 | $2.1B | $57.0M | ||
| Q4 24 | $2.1B | $50.0M | ||
| Q3 24 | $2.1B | $48.0M | ||
| Q2 24 | $2.0B | $40.8M | ||
| Q1 24 | $2.0B | $38.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $1.8M |
| Free Cash FlowOCF − Capex | $18.2M | — |
| FCF MarginFCF / Revenue | 115.6% | — |
| Capex IntensityCapex / Revenue | 3.1% | — |
| Cash ConversionOCF / Net Profit | 3.26× | 11.16× |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $1.8M | ||
| Q3 25 | $5.5M | $-2.5M | ||
| Q2 25 | $8.0M | $-654.0K | ||
| Q1 25 | $2.2M | $-7.2M | ||
| Q4 24 | $14.2M | $2.2M | ||
| Q3 24 | $-1.3M | $4.2M | ||
| Q2 24 | $4.0M | $-565.0K | ||
| Q1 24 | $-1.2M | $-3.9M |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $13.9M | $-404.0K | ||
| Q3 24 | $-1.3M | $2.8M | ||
| Q2 24 | $4.0M | $-1.0M | ||
| Q1 24 | $-1.2M | $-3.9M |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | — | ||
| Q2 25 | 50.3% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 99.6% | -3.2% | ||
| Q3 24 | -9.9% | 16.6% | ||
| Q2 24 | 31.6% | -8.0% | ||
| Q1 24 | -9.5% | -39.9% |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 1.9% | 20.6% | ||
| Q3 24 | 0.2% | 8.3% | ||
| Q2 24 | 0.1% | 3.7% | ||
| Q1 24 | 0.0% | 0.9% |
| Q4 25 | 3.26× | 11.16× | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | -0.25× | ||
| Q1 25 | 0.50× | -90.26× | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | 1.38× | ||
| Q2 24 | 2.35× | -0.66× | ||
| Q1 24 | -0.38× | -4.32× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
