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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Snail, Inc. (SNAL). Click either name above to swap in a different company.
Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $15.7M, roughly 1.6× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -3.4%, a 43.5% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 13.7%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
CFBK vs SNAL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $25.1M |
| Net Profit | $5.7M | $-862.2K |
| Gross Margin | — | 38.3% |
| Operating Margin | 43.4% | -6.0% |
| Net Margin | 40.0% | -3.4% |
| Revenue YoY | 12.6% | -4.2% |
| Net Profit YoY | 29.9% | -177.0% |
| EPS (diluted) | $0.88 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $25.1M | ||
| Q3 25 | $15.5M | $13.8M | ||
| Q2 25 | $15.6M | $22.2M | ||
| Q1 25 | $14.1M | $20.1M | ||
| Q4 24 | $14.0M | $26.2M | ||
| Q3 24 | $13.1M | $22.5M | ||
| Q2 24 | $12.6M | $21.6M | ||
| Q1 24 | $12.2M | $14.1M |
| Q4 25 | $5.7M | $-862.2K | ||
| Q3 25 | $2.3M | $-7.9M | ||
| Q2 25 | $5.0M | $-16.6M | ||
| Q1 25 | $4.4M | $-1.9M | ||
| Q4 24 | $4.4M | $1.1M | ||
| Q3 24 | $4.2M | $235.1K | ||
| Q2 24 | $1.7M | $2.3M | ||
| Q1 24 | $3.1M | $-1.8M |
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 37.5% | ||
| Q1 24 | — | 14.7% |
| Q4 25 | 43.4% | -6.0% | ||
| Q3 25 | 17.5% | -71.3% | ||
| Q2 25 | 41.1% | -8.2% | ||
| Q1 25 | 39.5% | -20.4% | ||
| Q4 24 | 36.9% | 11.5% | ||
| Q3 24 | 40.4% | 1.8% | ||
| Q2 24 | 15.4% | 12.4% | ||
| Q1 24 | 30.9% | -15.6% |
| Q4 25 | 40.0% | -3.4% | ||
| Q3 25 | 15.1% | -56.9% | ||
| Q2 25 | 32.3% | -74.7% | ||
| Q1 25 | 31.4% | -9.7% | ||
| Q4 24 | 35.2% | 4.3% | ||
| Q3 24 | 32.2% | 1.0% | ||
| Q2 24 | 13.5% | 10.4% | ||
| Q1 24 | 25.2% | -12.6% |
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.77 | $-0.44 | ||
| Q1 25 | $0.68 | $-0.06 | ||
| Q4 24 | $0.68 | $0.03 | ||
| Q3 24 | $0.65 | $0.01 | ||
| Q2 24 | $0.26 | $0.06 | ||
| Q1 24 | $0.47 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $8.6M |
| Total DebtLower is stronger | — | $14.6M |
| Stockholders' EquityBook value | $184.4M | $-16.4M |
| Total Assets | $2.1B | $59.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $8.6M | ||
| Q3 25 | $272.4M | $12.3M | ||
| Q2 25 | $275.7M | $7.9M | ||
| Q1 25 | $241.0M | $9.4M | ||
| Q4 24 | $235.3M | $7.3M | ||
| Q3 24 | $233.5M | $10.6M | ||
| Q2 24 | $241.8M | $15.5M | ||
| Q1 24 | $236.9M | $16.1M |
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $10.5M | ||
| Q2 25 | — | $11.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $6.5M |
| Q4 25 | $184.4M | $-16.4M | ||
| Q3 25 | $179.3M | $-15.6M | ||
| Q2 25 | $177.0M | $-8.0M | ||
| Q1 25 | $172.7M | $9.1M | ||
| Q4 24 | $168.4M | $9.7M | ||
| Q3 24 | $164.0M | $8.2M | ||
| Q2 24 | $159.6M | $7.9M | ||
| Q1 24 | $158.0M | $5.6M |
| Q4 25 | $2.1B | $59.3M | ||
| Q3 25 | $2.1B | $51.1M | ||
| Q2 25 | $2.1B | $58.0M | ||
| Q1 25 | $2.1B | $64.5M | ||
| Q4 24 | $2.1B | $62.2M | ||
| Q3 24 | $2.1B | $66.8M | ||
| Q2 24 | $2.0B | $75.4M | ||
| Q1 24 | $2.0B | $78.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.99× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.73× | ||
| Q1 24 | — | 1.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-5.3M |
| Free Cash FlowOCF − Capex | $18.2M | — |
| FCF MarginFCF / Revenue | 115.6% | — |
| Capex IntensityCapex / Revenue | 3.1% | — |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $-5.3M | ||
| Q3 25 | $5.5M | $6.6M | ||
| Q2 25 | $8.0M | $-3.2M | ||
| Q1 25 | $2.2M | $764.5K | ||
| Q4 24 | $14.2M | $-3.6M | ||
| Q3 24 | $-1.3M | $-5.0M | ||
| Q2 24 | $4.0M | $206.6K | ||
| Q1 24 | $-1.2M | $6.8M |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | — | ||
| Q2 25 | 50.3% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | — | ||
| Q2 24 | 31.6% | — | ||
| Q1 24 | -9.5% | — |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | -3.21× | ||
| Q3 24 | -0.30× | -21.05× | ||
| Q2 24 | 2.35× | 0.09× | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
