vs

Side-by-side financial comparison of Citizens Financial Group (CFG) and Coterra (CTRA). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.8B, roughly 1.2× Coterra). Citizens Financial Group runs the higher net margin — 24.5% vs 20.6%, a 3.9% gap on every dollar of revenue. On growth, Coterra posted the faster year-over-year revenue change (23.8% vs 8.6%). Over the past eight quarters, Coterra's revenue compounded faster (11.8% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Coterra Energy Inc. is an American energy company engaged in hydrocarbon exploration based in Houston, Texas. The company has operations in the Permian Basin, Marcellus Shale, and the Anadarko Basin.

CFG vs CTRA — Head-to-Head

Bigger by revenue
CFG
CFG
1.2× larger
CFG
$2.2B
$1.8B
CTRA
Growing faster (revenue YoY)
CTRA
CTRA
+15.2% gap
CTRA
23.8%
8.6%
CFG
Higher net margin
CFG
CFG
3.9% more per $
CFG
24.5%
20.6%
CTRA
Faster 2-yr revenue CAGR
CTRA
CTRA
Annualised
CTRA
11.8%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFG
CFG
CTRA
CTRA
Revenue
$2.2B
$1.8B
Net Profit
$528.0M
$368.0M
Gross Margin
Operating Margin
31.4%
31.9%
Net Margin
24.5%
20.6%
Revenue YoY
8.6%
23.8%
Net Profit YoY
31.7%
23.9%
EPS (diluted)
$1.12
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
CTRA
CTRA
Q4 25
$2.2B
$1.8B
Q3 25
$2.1B
$1.8B
Q2 25
$2.0B
$1.7B
Q1 25
$1.9B
$2.0B
Q4 24
$2.0B
$1.4B
Q3 24
$1.9B
$1.3B
Q2 24
$2.0B
$1.3B
Q1 24
$2.0B
$1.4B
Net Profit
CFG
CFG
CTRA
CTRA
Q4 25
$528.0M
$368.0M
Q3 25
$494.0M
$322.0M
Q2 25
$436.0M
$511.0M
Q1 25
$373.0M
$516.0M
Q4 24
$401.0M
$297.0M
Q3 24
$382.0M
$252.0M
Q2 24
$392.0M
$220.0M
Q1 24
$334.0M
$352.0M
Operating Margin
CFG
CFG
CTRA
CTRA
Q4 25
31.4%
31.9%
Q3 25
29.7%
26.8%
Q2 25
27.2%
40.9%
Q1 25
24.2%
34.8%
Q4 24
25.6%
22.5%
Q3 24
24.7%
25.3%
Q2 24
24.5%
23.0%
Q1 24
21.9%
30.7%
Net Margin
CFG
CFG
CTRA
CTRA
Q4 25
24.5%
20.6%
Q3 25
23.3%
18.3%
Q2 25
21.4%
29.5%
Q1 25
19.3%
25.6%
Q4 24
20.2%
20.5%
Q3 24
20.1%
19.5%
Q2 24
20.0%
17.1%
Q1 24
17.0%
24.6%
EPS (diluted)
CFG
CFG
CTRA
CTRA
Q4 25
$1.12
$0.47
Q3 25
$1.05
$0.42
Q2 25
$0.92
$0.67
Q1 25
$0.77
$0.68
Q4 24
$0.83
$0.40
Q3 24
$0.77
$0.34
Q2 24
$0.78
$0.29
Q1 24
$0.65
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
CTRA
CTRA
Cash + ST InvestmentsLiquidity on hand
$114.0M
Total DebtLower is stronger
$11.2B
$3.8B
Stockholders' EquityBook value
$26.3B
$14.8B
Total Assets
$226.4B
$24.2B
Debt / EquityLower = less leverage
0.43×
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
CTRA
CTRA
Q4 25
$114.0M
Q3 25
$98.0M
Q2 25
$192.0M
Q1 25
$186.0M
Q4 24
$2.0B
Q3 24
$843.0M
Q2 24
$1.3B
Q1 24
$1.5B
Total Debt
CFG
CFG
CTRA
CTRA
Q4 25
$11.2B
$3.8B
Q3 25
$10.4B
$3.9B
Q2 25
$12.5B
$4.2B
Q1 25
$12.3B
$4.3B
Q4 24
$12.4B
$3.5B
Q3 24
$13.9B
$2.1B
Q2 24
$13.1B
$2.6B
Q1 24
$13.8B
$2.7B
Stockholders' Equity
CFG
CFG
CTRA
CTRA
Q4 25
$26.3B
$14.8B
Q3 25
$25.8B
$14.7B
Q2 25
$25.2B
$14.6B
Q1 25
$24.9B
$14.2B
Q4 24
$24.3B
$13.1B
Q3 24
$24.9B
$13.0B
Q2 24
$23.9B
$13.0B
Q1 24
$23.8B
$13.1B
Total Assets
CFG
CFG
CTRA
CTRA
Q4 25
$226.4B
$24.2B
Q3 25
$222.7B
$24.0B
Q2 25
$218.3B
$24.0B
Q1 25
$220.1B
$24.0B
Q4 24
$217.5B
$21.6B
Q3 24
$219.7B
$20.1B
Q2 24
$219.9B
$20.8B
Q1 24
$220.4B
$21.0B
Debt / Equity
CFG
CFG
CTRA
CTRA
Q4 25
0.43×
0.26×
Q3 25
0.40×
0.27×
Q2 25
0.50×
0.29×
Q1 25
0.49×
0.30×
Q4 24
0.51×
0.27×
Q3 24
0.56×
0.16×
Q2 24
0.55×
0.20×
Q1 24
0.58×
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
CTRA
CTRA
Operating Cash FlowLast quarter
$2.2B
$970.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.19×
2.64×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
CTRA
CTRA
Q4 25
$2.2B
$970.0M
Q3 25
$1.7B
$971.0M
Q2 25
$886.0M
$936.0M
Q1 25
$-213.0M
$1.1B
Q4 24
$2.0B
$626.0M
Q3 24
$130.0M
$755.0M
Q2 24
$834.0M
$558.0M
Q1 24
$554.0M
$856.0M
Cash Conversion
CFG
CFG
CTRA
CTRA
Q4 25
4.19×
2.64×
Q3 25
3.43×
3.02×
Q2 25
2.03×
1.83×
Q1 25
-0.57×
2.22×
Q4 24
4.99×
2.11×
Q3 24
0.34×
3.00×
Q2 24
2.13×
2.54×
Q1 24
1.66×
2.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

CTRA
CTRA

Oil And Condensate$941.0M53%
Natural Gas Production$615.0M34%
Natural Gas Liquids Reserves$206.0M12%
Other Revenues$28.0M2%

Related Comparisons