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Side-by-side financial comparison of Citizens Financial Group (CFG) and DaVita (DVA). Click either name above to swap in a different company.

DaVita is the larger business by last-quarter revenue ($3.6B vs $2.2B, roughly 1.7× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 6.5%, a 18.0% gap on every dollar of revenue. On growth, DaVita posted the faster year-over-year revenue change (12.3% vs 8.6%). Over the past eight quarters, DaVita's revenue compounded faster (6.6% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

DaVita Inc. is an American company that provides kidney dialysis services through a network of 2,675 outpatient centers in the United States, serving 200,800 patients, and 367 outpatient centers in 11 other countries serving 49,400 patients. The company primarily treats end-stage renal disease (ESRD), which requires patients to undergo kidney dialysis, often 3 times per week for the rest of their lives unless they receive a kidney transplant via organ donation.

CFG vs DVA — Head-to-Head

Bigger by revenue
DVA
DVA
1.7× larger
DVA
$3.6B
$2.2B
CFG
Growing faster (revenue YoY)
DVA
DVA
+3.7% gap
DVA
12.3%
8.6%
CFG
Higher net margin
CFG
CFG
18.0% more per $
CFG
24.5%
6.5%
DVA
Faster 2-yr revenue CAGR
DVA
DVA
Annualised
DVA
6.6%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFG
CFG
DVA
DVA
Revenue
$2.2B
$3.6B
Net Profit
$528.0M
$234.2M
Gross Margin
Operating Margin
31.4%
15.5%
Net Margin
24.5%
6.5%
Revenue YoY
8.6%
12.3%
Net Profit YoY
31.7%
43.8%
EPS (diluted)
$1.12
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
DVA
DVA
Q1 26
$3.6B
Q4 25
$2.2B
$3.6B
Q3 25
$2.1B
$3.4B
Q2 25
$2.0B
$3.4B
Q1 25
$1.9B
$3.2B
Q4 24
$2.0B
$3.3B
Q3 24
$1.9B
$3.3B
Q2 24
$2.0B
$3.2B
Net Profit
CFG
CFG
DVA
DVA
Q1 26
$234.2M
Q4 25
$528.0M
$234.2M
Q3 25
$494.0M
$150.3M
Q2 25
$436.0M
$199.3M
Q1 25
$373.0M
$162.9M
Q4 24
$401.0M
$259.3M
Q3 24
$382.0M
$214.7M
Q2 24
$392.0M
$222.7M
Operating Margin
CFG
CFG
DVA
DVA
Q1 26
15.5%
Q4 25
31.4%
15.5%
Q3 25
29.7%
14.8%
Q2 25
27.2%
15.9%
Q1 25
24.2%
13.6%
Q4 24
25.6%
17.2%
Q3 24
24.7%
16.4%
Q2 24
24.5%
15.9%
Net Margin
CFG
CFG
DVA
DVA
Q1 26
6.5%
Q4 25
24.5%
6.5%
Q3 25
23.3%
4.4%
Q2 25
21.4%
5.9%
Q1 25
19.3%
5.1%
Q4 24
20.2%
7.9%
Q3 24
20.1%
6.6%
Q2 24
20.0%
7.0%
EPS (diluted)
CFG
CFG
DVA
DVA
Q1 26
$3.22
Q4 25
$1.12
$3.22
Q3 25
$1.05
$2.04
Q2 25
$0.92
$2.58
Q1 25
$0.77
$2.00
Q4 24
$0.83
$3.08
Q3 24
$0.77
$2.50
Q2 24
$0.78
$2.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
DVA
DVA
Cash + ST InvestmentsLiquidity on hand
$700.7M
Total DebtLower is stronger
$11.2B
$10.2B
Stockholders' EquityBook value
$26.3B
$-651.1M
Total Assets
$226.4B
$17.5B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
DVA
DVA
Q1 26
$700.7M
Q4 25
$700.7M
Q3 25
$736.5M
Q2 25
$739.4M
Q1 25
$511.9M
Q4 24
$846.0M
Q3 24
$1.1B
Q2 24
$437.2M
Total Debt
CFG
CFG
DVA
DVA
Q1 26
$10.2B
Q4 25
$11.2B
$10.2B
Q3 25
$10.4B
$10.2B
Q2 25
$12.5B
$10.1B
Q1 25
$12.3B
$9.6B
Q4 24
$12.4B
$9.2B
Q3 24
$13.9B
$9.3B
Q2 24
$13.1B
$8.5B
Stockholders' Equity
CFG
CFG
DVA
DVA
Q1 26
$-651.1M
Q4 25
$26.3B
$-651.1M
Q3 25
$25.8B
$-571.9M
Q2 25
$25.2B
$-369.6M
Q1 25
$24.9B
$-267.1M
Q4 24
$24.3B
$121.1M
Q3 24
$24.9B
$386.7M
Q2 24
$23.9B
$632.9M
Total Assets
CFG
CFG
DVA
DVA
Q1 26
$17.5B
Q4 25
$226.4B
$17.5B
Q3 25
$222.7B
$17.6B
Q2 25
$218.3B
$17.5B
Q1 25
$220.1B
$17.1B
Q4 24
$217.5B
$17.3B
Q3 24
$219.7B
$17.5B
Q2 24
$219.9B
$17.0B
Debt / Equity
CFG
CFG
DVA
DVA
Q1 26
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
75.76×
Q3 24
0.56×
23.95×
Q2 24
0.55×
13.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
DVA
DVA
Operating Cash FlowLast quarter
$2.2B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.19×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
DVA
DVA
Q1 26
Q4 25
$2.2B
$540.7M
Q3 25
$1.7B
$841.5M
Q2 25
$886.0M
$324.2M
Q1 25
$-213.0M
$180.0M
Q4 24
$2.0B
$547.6M
Q3 24
$130.0M
$810.4M
Q2 24
$834.0M
$798.8M
Free Cash Flow
CFG
CFG
DVA
DVA
Q1 26
Q4 25
$395.3M
Q3 25
$675.4M
Q2 25
$203.1M
Q1 25
$36.8M
Q4 24
$377.0M
Q3 24
$671.4M
Q2 24
$674.1M
FCF Margin
CFG
CFG
DVA
DVA
Q1 26
Q4 25
10.9%
Q3 25
19.7%
Q2 25
6.0%
Q1 25
1.1%
Q4 24
11.4%
Q3 24
20.6%
Q2 24
21.2%
Capex Intensity
CFG
CFG
DVA
DVA
Q1 26
Q4 25
4.0%
Q3 25
4.9%
Q2 25
3.6%
Q1 25
4.4%
Q4 24
5.2%
Q3 24
4.3%
Q2 24
3.9%
Cash Conversion
CFG
CFG
DVA
DVA
Q1 26
Q4 25
4.19×
2.31×
Q3 25
3.43×
5.60×
Q2 25
2.03×
1.63×
Q1 25
-0.57×
1.10×
Q4 24
4.99×
2.11×
Q3 24
0.34×
3.77×
Q2 24
2.13×
3.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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