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Side-by-side financial comparison of Citizens Financial Group (CFG) and Fabrinet (FN). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.1B, roughly 1.9× Fabrinet). Citizens Financial Group runs the higher net margin — 24.5% vs 9.9%, a 14.5% gap on every dollar of revenue. On growth, Fabrinet posted the faster year-over-year revenue change (35.9% vs 8.6%). Over the past eight quarters, Fabrinet's revenue compounded faster (24.4% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Below is a list of companies having stocks that are included in the S&P MidCap 400 stock market index. The index, maintained by S&P Dow Jones Indices, comprises the common stocks of 400 mid-cap, mostly American, companies. Although called the S&P 400, the index sometimes contains more than 400 stocks when it includes two or more share classes of stock from one of its component companies.

CFG vs FN — Head-to-Head

Bigger by revenue
CFG
CFG
1.9× larger
CFG
$2.2B
$1.1B
FN
Growing faster (revenue YoY)
FN
FN
+27.3% gap
FN
35.9%
8.6%
CFG
Higher net margin
CFG
CFG
14.5% more per $
CFG
24.5%
9.9%
FN
Faster 2-yr revenue CAGR
FN
FN
Annualised
FN
24.4%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CFG
CFG
FN
FN
Revenue
$2.2B
$1.1B
Net Profit
$528.0M
$112.6M
Gross Margin
12.2%
Operating Margin
31.4%
10.1%
Net Margin
24.5%
9.9%
Revenue YoY
8.6%
35.9%
Net Profit YoY
31.7%
30.0%
EPS (diluted)
$1.12
$3.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
FN
FN
Q4 25
$2.2B
$1.1B
Q3 25
$2.1B
$978.1M
Q2 25
$2.0B
$909.7M
Q1 25
$1.9B
$871.8M
Q4 24
$2.0B
$833.6M
Q3 24
$1.9B
$804.2M
Q2 24
$2.0B
$753.3M
Q1 24
$2.0B
$731.5M
Net Profit
CFG
CFG
FN
FN
Q4 25
$528.0M
$112.6M
Q3 25
$494.0M
$95.9M
Q2 25
$436.0M
$87.2M
Q1 25
$373.0M
$81.3M
Q4 24
$401.0M
$86.6M
Q3 24
$382.0M
$77.4M
Q2 24
$392.0M
$81.1M
Q1 24
$334.0M
$80.9M
Gross Margin
CFG
CFG
FN
FN
Q4 25
12.2%
Q3 25
11.9%
Q2 25
12.2%
Q1 25
11.7%
Q4 24
12.1%
Q3 24
12.3%
Q2 24
12.3%
Q1 24
12.4%
Operating Margin
CFG
CFG
FN
FN
Q4 25
31.4%
10.1%
Q3 25
29.7%
9.6%
Q2 25
27.2%
9.8%
Q1 25
24.2%
9.0%
Q4 24
25.6%
9.5%
Q3 24
24.7%
9.6%
Q2 24
24.5%
9.7%
Q1 24
21.9%
9.7%
Net Margin
CFG
CFG
FN
FN
Q4 25
24.5%
9.9%
Q3 25
23.3%
9.8%
Q2 25
21.4%
9.6%
Q1 25
19.3%
9.3%
Q4 24
20.2%
10.4%
Q3 24
20.1%
9.6%
Q2 24
20.0%
10.8%
Q1 24
17.0%
11.1%
EPS (diluted)
CFG
CFG
FN
FN
Q4 25
$1.12
$3.11
Q3 25
$1.05
$2.66
Q2 25
$0.92
$2.41
Q1 25
$0.77
$2.25
Q4 24
$0.83
$2.38
Q3 24
$0.77
$2.13
Q2 24
$0.78
$2.22
Q1 24
$0.65
$2.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
FN
FN
Cash + ST InvestmentsLiquidity on hand
$960.8M
Total DebtLower is stronger
$11.2B
Stockholders' EquityBook value
$26.3B
$2.2B
Total Assets
$226.4B
$3.3B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
FN
FN
Q4 25
$960.8M
Q3 25
$968.8M
Q2 25
$934.2M
Q1 25
$950.7M
Q4 24
$934.6M
Q3 24
$908.9M
Q2 24
$858.6M
Q1 24
$794.0M
Total Debt
CFG
CFG
FN
FN
Q4 25
$11.2B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
Q3 24
$13.9B
Q2 24
$13.1B
Q1 24
$13.8B
Stockholders' Equity
CFG
CFG
FN
FN
Q4 25
$26.3B
$2.2B
Q3 25
$25.8B
$2.1B
Q2 25
$25.2B
$2.0B
Q1 25
$24.9B
$1.9B
Q4 24
$24.3B
$1.8B
Q3 24
$24.9B
$1.8B
Q2 24
$23.9B
$1.7B
Q1 24
$23.8B
$1.7B
Total Assets
CFG
CFG
FN
FN
Q4 25
$226.4B
$3.3B
Q3 25
$222.7B
$3.0B
Q2 25
$218.3B
$2.8B
Q1 25
$220.1B
$2.6B
Q4 24
$217.5B
$2.5B
Q3 24
$219.7B
$2.4B
Q2 24
$219.9B
$2.3B
Q1 24
$220.4B
$2.2B
Debt / Equity
CFG
CFG
FN
FN
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
Q3 24
0.56×
Q2 24
0.55×
Q1 24
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
FN
FN
Operating Cash FlowLast quarter
$2.2B
$46.3M
Free Cash FlowOCF − Capex
$-5.3M
FCF MarginFCF / Revenue
-0.5%
Capex IntensityCapex / Revenue
4.6%
Cash ConversionOCF / Net Profit
4.19×
0.41×
TTM Free Cash FlowTrailing 4 quarters
$102.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
FN
FN
Q4 25
$2.2B
$46.3M
Q3 25
$1.7B
$102.6M
Q2 25
$886.0M
$55.1M
Q1 25
$-213.0M
$74.2M
Q4 24
$2.0B
$115.9M
Q3 24
$130.0M
$83.2M
Q2 24
$834.0M
$83.1M
Q1 24
$554.0M
$100.9M
Free Cash Flow
CFG
CFG
FN
FN
Q4 25
$-5.3M
Q3 25
$57.3M
Q2 25
$4.7M
Q1 25
$45.7M
Q4 24
$94.0M
Q3 24
$62.9M
Q2 24
$70.4M
Q1 24
$87.3M
FCF Margin
CFG
CFG
FN
FN
Q4 25
-0.5%
Q3 25
5.9%
Q2 25
0.5%
Q1 25
5.2%
Q4 24
11.3%
Q3 24
7.8%
Q2 24
9.3%
Q1 24
11.9%
Capex Intensity
CFG
CFG
FN
FN
Q4 25
4.6%
Q3 25
4.6%
Q2 25
5.5%
Q1 25
3.3%
Q4 24
2.6%
Q3 24
2.5%
Q2 24
1.7%
Q1 24
1.9%
Cash Conversion
CFG
CFG
FN
FN
Q4 25
4.19×
0.41×
Q3 25
3.43×
1.07×
Q2 25
2.03×
0.63×
Q1 25
-0.57×
0.91×
Q4 24
4.99×
1.34×
Q3 24
0.34×
1.07×
Q2 24
2.13×
1.02×
Q1 24
1.66×
1.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

FN
FN

Optical Communications$832.6M73%
Non Optical Communications$300.3M27%

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