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Side-by-side financial comparison of Citizens Financial Group (CFG) and GLOBALFOUNDRIES Inc. (GFS). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.7B, roughly 1.3× GLOBALFOUNDRIES Inc.). Citizens Financial Group runs the higher net margin — 24.5% vs 14.8%, a 9.7% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs -2.9%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (4.9% CAGR vs -4.3%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

GlobalFoundries Inc. is a multinational semiconductor contract manufacturing and design company domiciled in the Cayman Islands and headquartered in Malta, New York. Created by the divestiture of the manufacturing arm of AMD in March 2009, the company was privately owned by Mubadala Investment Company, a sovereign wealth fund of the United Arab Emirates, until an initial public offering (IPO) in October 2021. Mubadala remains the majority owner of the company with an 82% stake.

CFG vs GFS — Head-to-Head

Bigger by revenue
CFG
CFG
1.3× larger
CFG
$2.2B
$1.7B
GFS
Growing faster (revenue YoY)
CFG
CFG
+11.5% gap
CFG
8.6%
-2.9%
GFS
Higher net margin
CFG
CFG
9.7% more per $
CFG
24.5%
14.8%
GFS
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
4.9%
-4.3%
GFS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CFG
CFG
GFS
GFS
Revenue
$2.2B
$1.7B
Net Profit
$528.0M
$249.0M
Gross Margin
24.8%
Operating Margin
31.4%
11.6%
Net Margin
24.5%
14.8%
Revenue YoY
8.6%
-2.9%
Net Profit YoY
31.7%
39.9%
EPS (diluted)
$1.12
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
GFS
GFS
Q4 25
$2.2B
Q3 25
$2.1B
$1.7B
Q2 25
$2.0B
$1.7B
Q1 25
$1.9B
$1.6B
Q4 24
$2.0B
Q3 24
$1.9B
$1.7B
Q2 24
$2.0B
$1.6B
Q1 24
$2.0B
$1.5B
Net Profit
CFG
CFG
GFS
GFS
Q4 25
$528.0M
Q3 25
$494.0M
$249.0M
Q2 25
$436.0M
$228.0M
Q1 25
$373.0M
$211.0M
Q4 24
$401.0M
Q3 24
$382.0M
$178.0M
Q2 24
$392.0M
$155.0M
Q1 24
$334.0M
$134.0M
Gross Margin
CFG
CFG
GFS
GFS
Q4 25
Q3 25
24.8%
Q2 25
24.2%
Q1 25
22.4%
Q4 24
Q3 24
23.8%
Q2 24
24.2%
Q1 24
25.4%
Operating Margin
CFG
CFG
GFS
GFS
Q4 25
31.4%
Q3 25
29.7%
11.6%
Q2 25
27.2%
11.6%
Q1 25
24.2%
9.5%
Q4 24
25.6%
Q3 24
24.7%
10.6%
Q2 24
24.5%
9.5%
Q1 24
21.9%
9.5%
Net Margin
CFG
CFG
GFS
GFS
Q4 25
24.5%
Q3 25
23.3%
14.8%
Q2 25
21.4%
13.5%
Q1 25
19.3%
13.3%
Q4 24
20.2%
Q3 24
20.1%
10.2%
Q2 24
20.0%
9.5%
Q1 24
17.0%
8.7%
EPS (diluted)
CFG
CFG
GFS
GFS
Q4 25
$1.12
Q3 25
$1.05
$0.44
Q2 25
$0.92
$0.41
Q1 25
$0.77
$0.38
Q4 24
$0.83
Q3 24
$0.77
$0.32
Q2 24
$0.78
$0.28
Q1 24
$0.65
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
GFS
GFS
Cash + ST InvestmentsLiquidity on hand
$2.0B
Total DebtLower is stronger
$11.2B
Stockholders' EquityBook value
$26.3B
$11.8B
Total Assets
$226.4B
$16.7B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
GFS
GFS
Q4 25
Q3 25
$2.0B
Q2 25
$1.8B
Q1 25
$1.6B
Q4 24
Q3 24
$2.3B
Q2 24
$2.2B
Q1 24
$2.2B
Total Debt
CFG
CFG
GFS
GFS
Q4 25
$11.2B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
Q3 24
$13.9B
Q2 24
$13.1B
Q1 24
$13.8B
Stockholders' Equity
CFG
CFG
GFS
GFS
Q4 25
$26.3B
Q3 25
$25.8B
$11.8B
Q2 25
$25.2B
$11.5B
Q1 25
$24.9B
$11.1B
Q4 24
$24.3B
Q3 24
$24.9B
$11.6B
Q2 24
$23.9B
$11.3B
Q1 24
$23.8B
$11.3B
Total Assets
CFG
CFG
GFS
GFS
Q4 25
$226.4B
Q3 25
$222.7B
$16.7B
Q2 25
$218.3B
$16.8B
Q1 25
$220.1B
$16.5B
Q4 24
$217.5B
Q3 24
$219.7B
$18.1B
Q2 24
$219.9B
Q1 24
$220.4B
Debt / Equity
CFG
CFG
GFS
GFS
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
Q3 24
0.56×
Q2 24
0.55×
Q1 24
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
GFS
GFS
Operating Cash FlowLast quarter
$2.2B
$595.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.19×
2.39×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
GFS
GFS
Q4 25
$2.2B
Q3 25
$1.7B
$595.0M
Q2 25
$886.0M
$431.0M
Q1 25
$-213.0M
$331.0M
Q4 24
$2.0B
Q3 24
$130.0M
$375.0M
Q2 24
$834.0M
$402.0M
Q1 24
$554.0M
$488.0M
Cash Conversion
CFG
CFG
GFS
GFS
Q4 25
4.19×
Q3 25
3.43×
2.39×
Q2 25
2.03×
1.89×
Q1 25
-0.57×
1.57×
Q4 24
4.99×
Q3 24
0.34×
2.11×
Q2 24
2.13×
2.59×
Q1 24
1.66×
3.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

GFS
GFS

Smart Mobile Devices$752.0M45%
Automotive$306.0M18%
Home And Industrial Io T$258.0M15%
Goods Or Services Transferred Over Time$198.0M12%
Communications Infrastructure Datacenter$175.0M10%

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