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Side-by-side financial comparison of Citizens Financial Group (CFG) and CHART INDUSTRIES INC (GTLS). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.1B, roughly 2.0× CHART INDUSTRIES INC). Citizens Financial Group runs the higher net margin — 24.5% vs 5.0%, a 19.5% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs -2.5%). Over the past eight quarters, CHART INDUSTRIES INC's revenue compounded faster (6.6% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Oricon Inc. , established in 1999, is the holding company at the head of a Japanese corporate group that supplies statistics and information on music and the music industry in Japan and Western music. It started as Original Confidence Inc. , which was founded by Sōkō Koike in November 1967 and became known for its music charts. Oricon Inc. was originally set up as a subsidiary of Original Confidence and took over the latter's Oricon record charts in April 2002.

CFG vs GTLS — Head-to-Head

Bigger by revenue
CFG
CFG
2.0× larger
CFG
$2.2B
$1.1B
GTLS
Growing faster (revenue YoY)
CFG
CFG
+11.1% gap
CFG
8.6%
-2.5%
GTLS
Higher net margin
CFG
CFG
19.5% more per $
CFG
24.5%
5.0%
GTLS
Faster 2-yr revenue CAGR
GTLS
GTLS
Annualised
GTLS
6.6%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFG
CFG
GTLS
GTLS
Revenue
$2.2B
$1.1B
Net Profit
$528.0M
$53.6M
Gross Margin
33.3%
Operating Margin
31.4%
11.6%
Net Margin
24.5%
5.0%
Revenue YoY
8.6%
-2.5%
Net Profit YoY
31.7%
-32.7%
EPS (diluted)
$1.12
$1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
GTLS
GTLS
Q4 25
$2.2B
$1.1B
Q3 25
$2.1B
$1.1B
Q2 25
$2.0B
$1.1B
Q1 25
$1.9B
$1.0B
Q4 24
$2.0B
$1.1B
Q3 24
$1.9B
$1.1B
Q2 24
$2.0B
$1.0B
Q1 24
$2.0B
$950.7M
Net Profit
CFG
CFG
GTLS
GTLS
Q4 25
$528.0M
$53.6M
Q3 25
$494.0M
$-138.5M
Q2 25
$436.0M
$76.1M
Q1 25
$373.0M
$49.5M
Q4 24
$401.0M
$79.6M
Q3 24
$382.0M
$69.0M
Q2 24
$392.0M
$58.6M
Q1 24
$334.0M
$11.3M
Gross Margin
CFG
CFG
GTLS
GTLS
Q4 25
33.3%
Q3 25
34.1%
Q2 25
33.6%
Q1 25
33.9%
Q4 24
33.6%
Q3 24
34.1%
Q2 24
33.8%
Q1 24
31.8%
Operating Margin
CFG
CFG
GTLS
GTLS
Q4 25
31.4%
11.6%
Q3 25
29.7%
-8.0%
Q2 25
27.2%
15.7%
Q1 25
24.2%
15.2%
Q4 24
25.6%
17.0%
Q3 24
24.7%
16.8%
Q2 24
24.5%
16.1%
Q1 24
21.9%
11.9%
Net Margin
CFG
CFG
GTLS
GTLS
Q4 25
24.5%
5.0%
Q3 25
23.3%
-12.6%
Q2 25
21.4%
7.0%
Q1 25
19.3%
4.9%
Q4 24
20.2%
7.2%
Q3 24
20.1%
6.5%
Q2 24
20.0%
5.6%
Q1 24
17.0%
1.2%
EPS (diluted)
CFG
CFG
GTLS
GTLS
Q4 25
$1.12
$1.06
Q3 25
$1.05
$-3.23
Q2 25
$0.92
$1.53
Q1 25
$0.77
$0.94
Q4 24
$0.83
$1.57
Q3 24
$0.77
$1.33
Q2 24
$0.78
$1.10
Q1 24
$0.65
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
GTLS
GTLS
Cash + ST InvestmentsLiquidity on hand
$366.0M
Total DebtLower is stronger
$11.2B
$3.7B
Stockholders' EquityBook value
$26.3B
$3.2B
Total Assets
$226.4B
$9.8B
Debt / EquityLower = less leverage
0.43×
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
GTLS
GTLS
Q4 25
$366.0M
Q3 25
$399.2M
Q2 25
$342.3M
Q1 25
$296.2M
Q4 24
$308.6M
Q3 24
$310.2M
Q2 24
$247.4M
Q1 24
$191.9M
Total Debt
CFG
CFG
GTLS
GTLS
Q4 25
$11.2B
$3.7B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
$3.8B
Q3 24
$13.9B
Q2 24
$13.1B
Q1 24
$13.8B
Stockholders' Equity
CFG
CFG
GTLS
GTLS
Q4 25
$26.3B
$3.2B
Q3 25
$25.8B
$3.2B
Q2 25
$25.2B
$3.4B
Q1 25
$24.9B
$3.0B
Q4 24
$24.3B
$2.8B
Q3 24
$24.9B
$3.0B
Q2 24
$23.9B
$2.7B
Q1 24
$23.8B
$2.7B
Total Assets
CFG
CFG
GTLS
GTLS
Q4 25
$226.4B
$9.8B
Q3 25
$222.7B
$9.8B
Q2 25
$218.3B
$9.7B
Q1 25
$220.1B
$9.3B
Q4 24
$217.5B
$9.1B
Q3 24
$219.7B
$9.5B
Q2 24
$219.9B
$9.3B
Q1 24
$220.4B
$9.2B
Debt / Equity
CFG
CFG
GTLS
GTLS
Q4 25
0.43×
1.13×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
1.33×
Q3 24
0.56×
Q2 24
0.55×
Q1 24
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
GTLS
GTLS
Operating Cash FlowLast quarter
$2.2B
$88.8M
Free Cash FlowOCF − Capex
$66.2M
FCF MarginFCF / Revenue
6.1%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
4.19×
1.66×
TTM Free Cash FlowTrailing 4 quarters
$202.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
GTLS
GTLS
Q4 25
$2.2B
$88.8M
Q3 25
$1.7B
$118.0M
Q2 25
$886.0M
$145.9M
Q1 25
$-213.0M
$-60.0M
Q4 24
$2.0B
$281.4M
Q3 24
$130.0M
$200.6M
Q2 24
$834.0M
$116.1M
Q1 24
$554.0M
$-95.1M
Free Cash Flow
CFG
CFG
GTLS
GTLS
Q4 25
$66.2M
Q3 25
$94.7M
Q2 25
$122.0M
Q1 25
$-80.1M
Q4 24
$260.9M
Q3 24
$174.5M
Q2 24
$88.0M
Q1 24
$-141.2M
FCF Margin
CFG
CFG
GTLS
GTLS
Q4 25
6.1%
Q3 25
8.6%
Q2 25
11.3%
Q1 25
-8.0%
Q4 24
23.6%
Q3 24
16.4%
Q2 24
8.5%
Q1 24
-14.9%
Capex Intensity
CFG
CFG
GTLS
GTLS
Q4 25
2.1%
Q3 25
2.1%
Q2 25
2.2%
Q1 25
2.0%
Q4 24
1.9%
Q3 24
2.5%
Q2 24
2.7%
Q1 24
4.8%
Cash Conversion
CFG
CFG
GTLS
GTLS
Q4 25
4.19×
1.66×
Q3 25
3.43×
Q2 25
2.03×
1.92×
Q1 25
-0.57×
-1.21×
Q4 24
4.99×
3.54×
Q3 24
0.34×
2.91×
Q2 24
2.13×
1.98×
Q1 24
1.66×
-8.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

GTLS
GTLS

Repair Service And Leasing Segment$330.4M31%
Heat Transfer Systems Segment$325.8M30%
Specialty Products Segment$259.5M24%
Transferred Over Time$94.4M9%
Transferred At Point In Time$69.5M6%

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