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Side-by-side financial comparison of Citizens Financial Group (CFG) and JOYY Inc. (JOYY). Click either name above to swap in a different company.
Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.5B, roughly 1.4× JOYY Inc.). Citizens Financial Group runs the higher net margin — 23.8% vs 10.4%, a 13.5% gap on every dollar of revenue. Over the past eight quarters, JOYY Inc.'s revenue compounded faster (16.8% CAGR vs 5.1%).
Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.
JOYY Inc. is a global social media technology firm operating digital entertainment platforms including live streaming, short video and social services like Bigo Live and Likee. It serves users across Southeast Asia, Middle East, Latin America and other emerging markets, delivering interactive immersive digital content experiences for user groups.
CFG vs JOYY — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.2B | $1.5B |
| Net Profit | $517.0M | $160.1M |
| Gross Margin | — | 36.1% |
| Operating Margin | — | 2.4% |
| Net Margin | 23.8% | 10.4% |
| Revenue YoY | 12.0% | — |
| Net Profit YoY | 38.6% | — |
| EPS (diluted) | $1.13 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.1B | $1.5B | ||
| Q2 25 | $2.0B | $1.0B | ||
| Q1 25 | $1.9B | $494.4M | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $1.9B | $1.7B | ||
| Q2 24 | $2.0B | $1.1B |
| Q1 26 | $517.0M | — | ||
| Q4 25 | $528.0M | — | ||
| Q3 25 | $494.0M | $160.1M | ||
| Q2 25 | $436.0M | $100.9M | ||
| Q1 25 | $373.0M | $42.9M | ||
| Q4 24 | $401.0M | — | ||
| Q3 24 | $382.0M | $143.9M | ||
| Q2 24 | $392.0M | $87.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 36.1% | ||
| Q2 25 | — | 36.3% | ||
| Q1 25 | — | 36.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 35.7% | ||
| Q2 24 | — | 34.9% |
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | — | ||
| Q3 25 | 29.7% | 2.4% | ||
| Q2 25 | 27.2% | 1.8% | ||
| Q1 25 | 24.2% | 2.5% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 24.7% | 1.3% | ||
| Q2 24 | 24.5% | 0.5% |
| Q1 26 | 23.8% | — | ||
| Q4 25 | 24.5% | — | ||
| Q3 25 | 23.3% | 10.4% | ||
| Q2 25 | 21.4% | 10.1% | ||
| Q1 25 | 19.3% | 8.7% | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 20.1% | 8.5% | ||
| Q2 24 | 20.0% | 7.8% |
| Q1 26 | $1.13 | — | ||
| Q4 25 | $1.12 | — | ||
| Q3 25 | $1.05 | — | ||
| Q2 25 | $0.92 | — | ||
| Q1 25 | $0.77 | — | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $0.77 | — | ||
| Q2 24 | $0.78 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $383.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $26.2B | $6.6B |
| Total Assets | $227.9B | $7.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $383.8M | ||
| Q2 25 | — | $401.0M | ||
| Q1 25 | — | $801.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $481.8M | ||
| Q2 24 | — | $607.1M |
| Q1 26 | — | — | ||
| Q4 25 | $11.2B | — | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | — | ||
| Q3 24 | $13.9B | — | ||
| Q2 24 | $13.1B | — |
| Q1 26 | $26.2B | — | ||
| Q4 25 | $26.3B | — | ||
| Q3 25 | $25.8B | $6.6B | ||
| Q2 25 | $25.2B | $6.6B | ||
| Q1 25 | $24.9B | $6.6B | ||
| Q4 24 | $24.3B | — | ||
| Q3 24 | $24.9B | $5.3B | ||
| Q2 24 | $23.9B | $5.3B |
| Q1 26 | $227.9B | — | ||
| Q4 25 | $226.4B | — | ||
| Q3 25 | $222.7B | $7.5B | ||
| Q2 25 | $218.3B | $7.5B | ||
| Q1 25 | $220.1B | $7.6B | ||
| Q4 24 | $217.5B | — | ||
| Q3 24 | $219.7B | $8.1B | ||
| Q2 24 | $219.9B | $8.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFG
Segment breakdown not available.
JOYY
| Live streaming | $1.1B | 74% |
| Advertising | $297.3M | 19% |
| Others | $109.8M | 7% |
