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Side-by-side financial comparison of Citizens Financial Group (CFG) and PATTERSON UTI ENERGY INC (PTEN). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.1B, roughly 1.9× PATTERSON UTI ENERGY INC). Citizens Financial Group runs the higher net margin — 24.5% vs -2.2%, a 26.7% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs -12.7%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (4.9% CAGR vs -8.4%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Patterson UTI Energy Inc. is a leading oilfield services provider offering onshore contract drilling, pressure pumping, well completion and related support services. It primarily serves upstream oil and gas operators across North America, operating in major unconventional resource basins including shale and tight gas formations.

CFG vs PTEN — Head-to-Head

Bigger by revenue
CFG
CFG
1.9× larger
CFG
$2.2B
$1.1B
PTEN
Growing faster (revenue YoY)
CFG
CFG
+21.4% gap
CFG
8.6%
-12.7%
PTEN
Higher net margin
CFG
CFG
26.7% more per $
CFG
24.5%
-2.2%
PTEN
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
4.9%
-8.4%
PTEN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFG
CFG
PTEN
PTEN
Revenue
$2.2B
$1.1B
Net Profit
$528.0M
$-24.5M
Gross Margin
Operating Margin
31.4%
Net Margin
24.5%
-2.2%
Revenue YoY
8.6%
-12.7%
Net Profit YoY
31.7%
-170.8%
EPS (diluted)
$1.12
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
PTEN
PTEN
Q1 26
$1.1B
Q4 25
$2.2B
$1.1B
Q3 25
$2.1B
$1.2B
Q2 25
$2.0B
$1.2B
Q1 25
$1.9B
$1.3B
Q4 24
$2.0B
$1.1B
Q3 24
$1.9B
$1.3B
Q2 24
$2.0B
$1.3B
Net Profit
CFG
CFG
PTEN
PTEN
Q1 26
$-24.5M
Q4 25
$528.0M
$-9.2M
Q3 25
$494.0M
$-36.4M
Q2 25
$436.0M
$-49.1M
Q1 25
$373.0M
$1.0M
Q4 24
$401.0M
$-51.4M
Q3 24
$382.0M
$-978.8M
Q2 24
$392.0M
$11.1M
Operating Margin
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
31.4%
-0.0%
Q3 25
29.7%
-2.4%
Q2 25
27.2%
-2.4%
Q1 25
24.2%
1.3%
Q4 24
25.6%
-2.7%
Q3 24
24.7%
-73.8%
Q2 24
24.5%
3.4%
Net Margin
CFG
CFG
PTEN
PTEN
Q1 26
-2.2%
Q4 25
24.5%
-0.8%
Q3 25
23.3%
-3.1%
Q2 25
21.4%
-4.1%
Q1 25
19.3%
0.1%
Q4 24
20.2%
-4.5%
Q3 24
20.1%
-72.9%
Q2 24
20.0%
0.8%
EPS (diluted)
CFG
CFG
PTEN
PTEN
Q1 26
$-0.06
Q4 25
$1.12
$-0.01
Q3 25
$1.05
$-0.10
Q2 25
$0.92
$-0.13
Q1 25
$0.77
$0.00
Q4 24
$0.83
$-0.10
Q3 24
$0.77
$-2.50
Q2 24
$0.78
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
PTEN
PTEN
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$11.2B
Stockholders' EquityBook value
$26.3B
$3.2B
Total Assets
$226.4B
$5.4B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
$418.5M
Q3 25
$184.8M
Q2 25
$183.8M
Q1 25
$223.1M
Q4 24
$239.2M
Q3 24
$113.4M
Q2 24
$72.4M
Total Debt
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
$11.2B
$1.2B
Q3 25
$10.4B
$1.2B
Q2 25
$12.5B
$1.2B
Q1 25
$12.3B
$1.2B
Q4 24
$12.4B
$1.2B
Q3 24
$13.9B
$1.2B
Q2 24
$13.1B
$1.2B
Stockholders' Equity
CFG
CFG
PTEN
PTEN
Q1 26
$3.2B
Q4 25
$26.3B
$3.2B
Q3 25
$25.8B
$3.2B
Q2 25
$25.2B
$3.3B
Q1 25
$24.9B
$3.4B
Q4 24
$24.3B
$3.5B
Q3 24
$24.9B
$3.6B
Q2 24
$23.9B
$4.6B
Total Assets
CFG
CFG
PTEN
PTEN
Q1 26
$5.4B
Q4 25
$226.4B
$5.6B
Q3 25
$222.7B
$5.5B
Q2 25
$218.3B
$5.6B
Q1 25
$220.1B
$5.8B
Q4 24
$217.5B
$5.8B
Q3 24
$219.7B
$6.0B
Q2 24
$219.9B
$7.0B
Debt / Equity
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
0.43×
0.38×
Q3 25
0.40×
0.38×
Q2 25
0.50×
0.37×
Q1 25
0.49×
0.36×
Q4 24
0.51×
0.36×
Q3 24
0.56×
0.35×
Q2 24
0.55×
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
PTEN
PTEN
Operating Cash FlowLast quarter
$2.2B
$63.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
4.19×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
PTEN
PTEN
Q1 26
$63.9M
Q4 25
$2.2B
$397.5M
Q3 25
$1.7B
$215.8M
Q2 25
$886.0M
$139.7M
Q1 25
$-213.0M
$208.1M
Q4 24
$2.0B
$315.8M
Q3 24
$130.0M
$296.3M
Q2 24
$834.0M
$197.5M
Free Cash Flow
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
$259.0M
Q3 25
$71.3M
Q2 25
$-4.5M
Q1 25
$46.3M
Q4 24
$175.5M
Q3 24
$115.7M
Q2 24
$67.0M
FCF Margin
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
22.6%
Q3 25
6.1%
Q2 25
-0.4%
Q1 25
3.7%
Q4 24
15.3%
Q3 24
8.6%
Q2 24
5.0%
Capex Intensity
CFG
CFG
PTEN
PTEN
Q1 26
4.9%
Q4 25
12.1%
Q3 25
12.3%
Q2 25
11.9%
Q1 25
12.8%
Q4 24
12.2%
Q3 24
13.5%
Q2 24
9.8%
Cash Conversion
CFG
CFG
PTEN
PTEN
Q1 26
Q4 25
4.19×
Q3 25
3.43×
Q2 25
2.03×
Q1 25
-0.57×
207.11×
Q4 24
4.99×
Q3 24
0.34×
Q2 24
2.13×
17.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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