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Side-by-side financial comparison of Citizens Financial Group (CFG) and Vertiv Holdings Co (VRT). Click either name above to swap in a different company.

Vertiv Holdings Co is the larger business by last-quarter revenue ($2.6B vs $2.2B, roughly 1.2× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 14.7%, a 9.8% gap on every dollar of revenue. On growth, Vertiv Holdings Co posted the faster year-over-year revenue change (30.1% vs 8.6%). Over the past eight quarters, Vertiv Holdings Co's revenue compounded faster (16.5% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Vertiv is an American multinational provider of critical infrastructure and services for data centers, communication networks, and commercial and industrial environments.

CFG vs VRT — Head-to-Head

Bigger by revenue
VRT
VRT
1.2× larger
VRT
$2.6B
$2.2B
CFG
Growing faster (revenue YoY)
VRT
VRT
+21.5% gap
VRT
30.1%
8.6%
CFG
Higher net margin
CFG
CFG
9.8% more per $
CFG
24.5%
14.7%
VRT
Faster 2-yr revenue CAGR
VRT
VRT
Annualised
VRT
16.5%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFG
CFG
VRT
VRT
Revenue
$2.2B
$2.6B
Net Profit
$528.0M
$390.1M
Gross Margin
37.7%
Operating Margin
31.4%
Net Margin
24.5%
14.7%
Revenue YoY
8.6%
30.1%
Net Profit YoY
31.7%
137.1%
EPS (diluted)
$1.12
$0.99

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
VRT
VRT
Q1 26
$2.6B
Q4 25
$2.2B
$2.9B
Q3 25
$2.1B
$2.7B
Q2 25
$2.0B
$2.6B
Q1 25
$1.9B
$2.0B
Q4 24
$2.0B
$2.3B
Q3 24
$1.9B
$2.1B
Q2 24
$2.0B
$2.0B
Net Profit
CFG
CFG
VRT
VRT
Q1 26
$390.1M
Q4 25
$528.0M
$445.6M
Q3 25
$494.0M
$398.5M
Q2 25
$436.0M
$324.2M
Q1 25
$373.0M
$164.5M
Q4 24
$401.0M
$147.0M
Q3 24
$382.0M
$176.6M
Q2 24
$392.0M
$178.1M
Gross Margin
CFG
CFG
VRT
VRT
Q1 26
37.7%
Q4 25
38.9%
Q3 25
37.8%
Q2 25
34.0%
Q1 25
33.7%
Q4 24
37.1%
Q3 24
36.5%
Q2 24
38.0%
Operating Margin
CFG
CFG
VRT
VRT
Q1 26
Q4 25
31.4%
20.1%
Q3 25
29.7%
19.3%
Q2 25
27.2%
16.8%
Q1 25
24.2%
14.3%
Q4 24
25.6%
19.5%
Q3 24
24.7%
17.9%
Q2 24
24.5%
17.2%
Net Margin
CFG
CFG
VRT
VRT
Q1 26
14.7%
Q4 25
24.5%
15.5%
Q3 25
23.3%
14.9%
Q2 25
21.4%
12.3%
Q1 25
19.3%
8.1%
Q4 24
20.2%
6.3%
Q3 24
20.1%
8.5%
Q2 24
20.0%
9.1%
EPS (diluted)
CFG
CFG
VRT
VRT
Q1 26
$0.99
Q4 25
$1.12
$1.14
Q3 25
$1.05
$1.02
Q2 25
$0.92
$0.83
Q1 25
$0.77
$0.42
Q4 24
$0.83
$0.38
Q3 24
$0.77
$0.46
Q2 24
$0.78
$0.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
VRT
VRT
Cash + ST InvestmentsLiquidity on hand
$2.5B
Total DebtLower is stronger
$11.2B
$0
Stockholders' EquityBook value
$26.3B
$4.2B
Total Assets
$226.4B
$13.4B
Debt / EquityLower = less leverage
0.43×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
VRT
VRT
Q1 26
$2.5B
Q4 25
$1.7B
Q3 25
$1.4B
Q2 25
$1.6B
Q1 25
$1.5B
Q4 24
$1.2B
Q3 24
$908.7M
Q2 24
$579.7M
Total Debt
CFG
CFG
VRT
VRT
Q1 26
$0
Q4 25
$11.2B
$2.9B
Q3 25
$10.4B
$2.9B
Q2 25
$12.5B
$2.9B
Q1 25
$12.3B
$2.9B
Q4 24
$12.4B
$2.9B
Q3 24
$13.9B
$2.9B
Q2 24
$13.1B
$2.9B
Stockholders' Equity
CFG
CFG
VRT
VRT
Q1 26
$4.2B
Q4 25
$26.3B
$3.9B
Q3 25
$25.8B
$3.5B
Q2 25
$25.2B
$3.1B
Q1 25
$24.9B
$2.7B
Q4 24
$24.3B
$2.4B
Q3 24
$24.9B
$1.8B
Q2 24
$23.9B
$1.5B
Total Assets
CFG
CFG
VRT
VRT
Q1 26
$13.4B
Q4 25
$226.4B
$12.2B
Q3 25
$222.7B
$10.8B
Q2 25
$218.3B
$10.4B
Q1 25
$220.1B
$9.5B
Q4 24
$217.5B
$9.1B
Q3 24
$219.7B
$8.9B
Q2 24
$219.9B
$8.1B
Debt / Equity
CFG
CFG
VRT
VRT
Q1 26
0.00×
Q4 25
0.43×
0.74×
Q3 25
0.40×
0.83×
Q2 25
0.50×
0.93×
Q1 25
0.49×
1.10×
Q4 24
0.51×
1.20×
Q3 24
0.56×
1.62×
Q2 24
0.55×
1.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
VRT
VRT
Operating Cash FlowLast quarter
$2.2B
Free Cash FlowOCF − Capex
$652.8M
FCF MarginFCF / Revenue
24.6%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
4.19×
TTM Free Cash FlowTrailing 4 quarters
$2.3B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
VRT
VRT
Q1 26
Q4 25
$2.2B
$978.9M
Q3 25
$1.7B
$508.7M
Q2 25
$886.0M
$322.9M
Q1 25
$-213.0M
$303.3M
Q4 24
$2.0B
$425.2M
Q3 24
$130.0M
$378.2M
Q2 24
$834.0M
$378.4M
Free Cash Flow
CFG
CFG
VRT
VRT
Q1 26
$652.8M
Q4 25
$885.6M
Q3 25
$463.5M
Q2 25
$277.9M
Q1 25
$266.8M
Q4 24
$364.5M
Q3 24
$341.8M
Q2 24
$344.3M
FCF Margin
CFG
CFG
VRT
VRT
Q1 26
24.6%
Q4 25
30.8%
Q3 25
17.3%
Q2 25
10.5%
Q1 25
13.1%
Q4 24
15.5%
Q3 24
16.5%
Q2 24
17.6%
Capex Intensity
CFG
CFG
VRT
VRT
Q1 26
4.2%
Q4 25
3.2%
Q3 25
1.7%
Q2 25
1.7%
Q1 25
1.8%
Q4 24
2.6%
Q3 24
1.8%
Q2 24
1.7%
Cash Conversion
CFG
CFG
VRT
VRT
Q1 26
Q4 25
4.19×
2.20×
Q3 25
3.43×
1.28×
Q2 25
2.03×
1.00×
Q1 25
-0.57×
1.84×
Q4 24
4.99×
2.89×
Q3 24
0.34×
2.14×
Q2 24
2.13×
2.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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