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Side-by-side financial comparison of CHEMUNG FINANCIAL CORP (CHMG) and Spero Therapeutics, Inc. (SPRO). Click either name above to swap in a different company.

CHEMUNG FINANCIAL CORP is the larger business by last-quarter revenue ($23.8M vs $12.6M, roughly 1.9× Spero Therapeutics, Inc.). Spero Therapeutics, Inc. runs the higher net margin — 250.7% vs 32.5%, a 218.2% gap on every dollar of revenue. On growth, Spero Therapeutics, Inc. posted the faster year-over-year revenue change (24080.8% vs 20.3%). Over the past eight quarters, Spero Therapeutics, Inc.'s revenue compounded faster (847.7% CAGR vs 0.2%).

Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.

CHMG vs SPRO — Head-to-Head

Bigger by revenue
CHMG
CHMG
1.9× larger
CHMG
$23.8M
$12.6M
SPRO
Growing faster (revenue YoY)
SPRO
SPRO
+24060.5% gap
SPRO
24080.8%
20.3%
CHMG
Higher net margin
SPRO
SPRO
218.2% more per $
SPRO
250.7%
32.5%
CHMG
Faster 2-yr revenue CAGR
SPRO
SPRO
Annualised
SPRO
847.7%
0.2%
CHMG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHMG
CHMG
SPRO
SPRO
Revenue
$23.8M
$12.6M
Net Profit
$7.7M
$31.5M
Gross Margin
Operating Margin
46.1%
Net Margin
32.5%
250.7%
Revenue YoY
20.3%
24080.8%
Net Profit YoY
30.9%
250.9%
EPS (diluted)
$1.61
$0.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHMG
CHMG
SPRO
SPRO
Q4 25
$23.8M
$12.6M
Q3 25
$28.8M
$0
Q2 25
$10.1M
$0
Q1 25
$25.7M
$12.0K
Q4 24
$25.9M
$52.0K
Q3 24
$24.3M
$65.0K
Q2 24
$23.4M
$114.0K
Q1 24
$23.7M
$140.0K
Net Profit
CHMG
CHMG
SPRO
SPRO
Q4 25
$7.7M
$31.5M
Q3 25
$7.8M
$-7.4M
Q2 25
$-6.5M
$-1.7M
Q1 25
$6.0M
$-13.9M
Q4 24
$5.9M
Q3 24
$5.7M
$-17.1M
Q2 24
$5.0M
$-17.9M
Q1 24
$7.0M
$-12.7M
Operating Margin
CHMG
CHMG
SPRO
SPRO
Q4 25
46.1%
Q3 25
35.0%
Q2 25
-87.2%
Q1 25
29.9%
-122758.3%
Q4 24
29.0%
Q3 24
29.8%
-28604.6%
Q2 24
26.8%
-16720.2%
Q1 24
38.3%
-9987.1%
Net Margin
CHMG
CHMG
SPRO
SPRO
Q4 25
32.5%
250.7%
Q3 25
27.1%
Q2 25
-63.9%
Q1 25
23.4%
-115550.0%
Q4 24
29.8%
Q3 24
23.5%
-26380.0%
Q2 24
21.3%
-15668.4%
Q1 24
29.7%
-9049.3%
EPS (diluted)
CHMG
CHMG
SPRO
SPRO
Q4 25
$1.61
$0.56
Q3 25
$1.62
$-0.13
Q2 25
$-1.35
$-0.03
Q1 25
$1.26
$-0.25
Q4 24
$1.24
Q3 24
$1.19
$-0.32
Q2 24
$1.05
$-0.33
Q1 24
$1.48
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHMG
CHMG
SPRO
SPRO
Cash + ST InvestmentsLiquidity on hand
$50.1M
$40.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$254.7M
$59.0M
Total Assets
$2.7B
$68.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHMG
CHMG
SPRO
SPRO
Q4 25
$50.1M
$40.3M
Q3 25
$107.6M
$48.6M
Q2 25
$320.1M
$31.2M
Q1 25
$53.4M
$48.9M
Q4 24
$47.0M
$52.9M
Q3 24
$80.4M
$76.3M
Q2 24
$70.2M
$63.5M
Q1 24
$94.9M
$82.3M
Total Debt
CHMG
CHMG
SPRO
SPRO
Q4 25
Q3 25
Q2 25
$99.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CHMG
CHMG
SPRO
SPRO
Q4 25
$254.7M
$59.0M
Q3 25
$245.3M
$26.5M
Q2 25
$235.0M
$32.8M
Q1 25
$228.3M
$33.8M
Q4 24
$215.3M
$46.1M
Q3 24
$220.7M
$65.5M
Q2 24
$201.2M
$80.5M
Q1 24
$197.1M
$96.2M
Total Assets
CHMG
CHMG
SPRO
SPRO
Q4 25
$2.7B
$68.9M
Q3 25
$2.7B
$54.2M
Q2 25
$2.9B
$62.1M
Q1 25
$2.8B
$77.7M
Q4 24
$2.8B
$110.5M
Q3 24
$2.8B
$135.2M
Q2 24
$2.8B
$149.9M
Q1 24
$2.8B
$167.7M
Debt / Equity
CHMG
CHMG
SPRO
SPRO
Q4 25
Q3 25
Q2 25
0.42×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHMG
CHMG
SPRO
SPRO
Operating Cash FlowLast quarter
$45.5M
$-8.4M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
183.7%
Capex IntensityCapex / Revenue
7.1%
Cash ConversionOCF / Net Profit
5.88×
-0.26×
TTM Free Cash FlowTrailing 4 quarters
$71.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHMG
CHMG
SPRO
SPRO
Q4 25
$45.5M
$-8.4M
Q3 25
$12.2M
$17.4M
Q2 25
$9.7M
$-17.7M
Q1 25
$7.2M
$-4.0M
Q4 24
$29.8M
$-23.4M
Q3 24
$9.2M
$12.8M
Q2 24
$6.5M
$-18.7M
Q1 24
$7.9M
$5.9M
Free Cash Flow
CHMG
CHMG
SPRO
SPRO
Q4 25
$43.8M
Q3 25
$11.8M
Q2 25
$9.4M
Q1 25
$6.9M
Q4 24
$26.2M
Q3 24
$8.6M
Q2 24
$5.5M
Q1 24
$7.9M
FCF Margin
CHMG
CHMG
SPRO
SPRO
Q4 25
183.7%
Q3 25
41.1%
Q2 25
92.9%
Q1 25
26.7%
Q4 24
101.2%
Q3 24
35.2%
Q2 24
23.4%
Q1 24
33.1%
Capex Intensity
CHMG
CHMG
SPRO
SPRO
Q4 25
7.1%
Q3 25
1.4%
Q2 25
3.6%
Q1 25
1.3%
Q4 24
14.0%
Q3 24
2.5%
Q2 24
4.4%
Q1 24
0.3%
Cash Conversion
CHMG
CHMG
SPRO
SPRO
Q4 25
5.88×
-0.26×
Q3 25
1.57×
Q2 25
Q1 25
1.19×
Q4 24
5.04×
Q3 24
1.60×
Q2 24
1.30×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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