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Side-by-side financial comparison of Chanson International Holding (CHSN) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

PROVIDENT FINANCIAL HOLDINGS INC is the larger business by last-quarter revenue ($9.8M vs $8.7M, roughly 1.1× Chanson International Holding). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -12.1%, a 26.7% gap on every dollar of revenue. On growth, Chanson International Holding posted the faster year-over-year revenue change (15.2% vs 2.5%).

Chanson International Holding is a food and beverage enterprise focused on operating premium bakery chains primarily across mainland China. Its product portfolio includes freshly baked bread, handcrafted pastries, custom celebration cakes, specialty beverages, and frozen bakery goods supplied to partnered retail outlets, catering to middle-class consumers with demand for high-quality daily food options.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

CHSN vs PROV — Head-to-Head

Bigger by revenue
PROV
PROV
1.1× larger
PROV
$9.8M
$8.7M
CHSN
Growing faster (revenue YoY)
CHSN
CHSN
+12.7% gap
CHSN
15.2%
2.5%
PROV
Higher net margin
PROV
PROV
26.7% more per $
PROV
14.6%
-12.1%
CHSN

Income Statement — Q2 FY2025 vs Q2 FY2026

Metric
CHSN
CHSN
PROV
PROV
Revenue
$8.7M
$9.8M
Net Profit
$-1.0M
$1.4M
Gross Margin
44.5%
Operating Margin
-13.7%
20.8%
Net Margin
-12.1%
14.6%
Revenue YoY
15.2%
2.5%
Net Profit YoY
-4579.7%
64.7%
EPS (diluted)
$-2.87
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHSN
CHSN
PROV
PROV
Q4 25
$9.8M
Q3 25
$9.7M
Q2 25
$8.7M
$9.8M
Q1 25
$10.1M
Q4 24
$9.6M
Q3 24
$9.5M
Q2 24
$7.5M
$9.9M
Q1 24
$9.4M
Net Profit
CHSN
CHSN
PROV
PROV
Q4 25
$1.4M
Q3 25
$1.7M
Q2 25
$-1.0M
$1.6M
Q1 25
$1.9M
Q4 24
$872.0K
Q3 24
$1.9M
Q2 24
$23.4K
$2.0M
Q1 24
$1.5M
Gross Margin
CHSN
CHSN
PROV
PROV
Q4 25
Q3 25
Q2 25
44.5%
Q1 25
Q4 24
Q3 24
Q2 24
41.5%
Q1 24
Operating Margin
CHSN
CHSN
PROV
PROV
Q4 25
20.8%
Q3 25
28.1%
Q2 25
-13.7%
23.6%
Q1 25
26.2%
Q4 24
12.7%
Q3 24
28.3%
Q2 24
-7.4%
27.8%
Q1 24
22.5%
Net Margin
CHSN
CHSN
PROV
PROV
Q4 25
14.6%
Q3 25
17.3%
Q2 25
-12.1%
16.7%
Q1 25
18.4%
Q4 24
9.1%
Q3 24
20.0%
Q2 24
0.3%
19.7%
Q1 24
15.9%
EPS (diluted)
CHSN
CHSN
PROV
PROV
Q4 25
$0.22
Q3 25
$0.25
Q2 25
$-2.87
$0.24
Q1 25
$0.28
Q4 24
$0.13
Q3 24
$0.28
Q2 24
$0.15
$0.28
Q1 24
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHSN
CHSN
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$22.1M
$54.4M
Total DebtLower is stronger
$4.5M
Stockholders' EquityBook value
$24.5M
$127.5M
Total Assets
$51.6M
$1.2B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHSN
CHSN
PROV
PROV
Q4 25
$54.4M
Q3 25
$49.4M
Q2 25
$22.1M
$53.1M
Q1 25
$50.9M
Q4 24
$45.5M
Q3 24
$48.2M
Q2 24
$4.1M
$51.4M
Q1 24
$51.7M
Total Debt
CHSN
CHSN
PROV
PROV
Q4 25
Q3 25
Q2 25
$4.5M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CHSN
CHSN
PROV
PROV
Q4 25
$127.5M
Q3 25
$128.4M
Q2 25
$24.5M
$128.5M
Q1 25
$128.9M
Q4 24
$128.6M
Q3 24
$129.6M
Q2 24
$12.1M
$129.9M
Q1 24
$129.5M
Total Assets
CHSN
CHSN
PROV
PROV
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$51.6M
$1.2B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$38.7M
$1.3B
Q1 24
$1.3B
Debt / Equity
CHSN
CHSN
PROV
PROV
Q4 25
Q3 25
Q2 25
0.18×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHSN
CHSN
PROV
PROV
Operating Cash FlowLast quarter
$-390.3K
$1.2M
Free Cash FlowOCF − Capex
$1.0M
FCF MarginFCF / Revenue
10.5%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHSN
CHSN
PROV
PROV
Q4 25
$1.2M
Q3 25
$2.5M
Q2 25
$-390.3K
$8.7M
Q1 25
$3.3M
Q4 24
$324.0K
Q3 24
$2.6M
Q2 24
$806.1K
$5.7M
Q1 24
$3.0M
Free Cash Flow
CHSN
CHSN
PROV
PROV
Q4 25
$1.0M
Q3 25
$2.5M
Q2 25
$8.2M
Q1 25
$3.3M
Q4 24
$307.0K
Q3 24
$2.4M
Q2 24
$771.9K
$4.1M
Q1 24
$2.6M
FCF Margin
CHSN
CHSN
PROV
PROV
Q4 25
10.5%
Q3 25
25.2%
Q2 25
83.5%
Q1 25
32.5%
Q4 24
3.2%
Q3 24
25.1%
Q2 24
10.2%
41.3%
Q1 24
27.5%
Capex Intensity
CHSN
CHSN
PROV
PROV
Q4 25
1.9%
Q3 25
0.5%
Q2 25
5.4%
Q1 25
0.3%
Q4 24
0.2%
Q3 24
1.8%
Q2 24
0.5%
16.0%
Q1 24
4.2%
Cash Conversion
CHSN
CHSN
PROV
PROV
Q4 25
0.85×
Q3 25
1.48×
Q2 25
5.34×
Q1 25
1.79×
Q4 24
0.37×
Q3 24
1.35×
Q2 24
34.43×
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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