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Side-by-side financial comparison of Chanson International Holding (CHSN) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $8.7M, roughly 1.6× Chanson International Holding). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -12.1%, a 37.3% gap on every dollar of revenue. On growth, Chanson International Holding posted the faster year-over-year revenue change (15.2% vs 13.6%).

Chanson International Holding is a food and beverage enterprise focused on operating premium bakery chains primarily across mainland China. Its product portfolio includes freshly baked bread, handcrafted pastries, custom celebration cakes, specialty beverages, and frozen bakery goods supplied to partnered retail outlets, catering to middle-class consumers with demand for high-quality daily food options.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

CHSN vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.6× larger
UBFO
$13.5M
$8.7M
CHSN
Growing faster (revenue YoY)
CHSN
CHSN
+1.6% gap
CHSN
15.2%
13.6%
UBFO
Higher net margin
UBFO
UBFO
37.3% more per $
UBFO
25.2%
-12.1%
CHSN

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHSN
CHSN
UBFO
UBFO
Revenue
$8.7M
$13.5M
Net Profit
$-1.0M
$3.4M
Gross Margin
44.5%
Operating Margin
-13.7%
31.5%
Net Margin
-12.1%
25.2%
Revenue YoY
15.2%
13.6%
Net Profit YoY
-4579.7%
36.8%
EPS (diluted)
$-2.87
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHSN
CHSN
UBFO
UBFO
Q4 25
$13.5M
Q3 25
$14.0M
Q2 25
$8.7M
$12.6M
Q1 25
$13.7M
Q4 24
$11.9M
Q3 24
$13.8M
Q2 24
$7.5M
$13.0M
Q1 24
$12.8M
Net Profit
CHSN
CHSN
UBFO
UBFO
Q4 25
$3.4M
Q3 25
$4.0M
Q2 25
$-1.0M
$2.2M
Q1 25
$2.7M
Q4 24
$2.5M
Q3 24
$3.8M
Q2 24
$23.4K
$4.3M
Q1 24
$4.2M
Gross Margin
CHSN
CHSN
UBFO
UBFO
Q4 25
Q3 25
Q2 25
44.5%
Q1 25
Q4 24
Q3 24
Q2 24
41.5%
Q1 24
Operating Margin
CHSN
CHSN
UBFO
UBFO
Q4 25
31.5%
Q3 25
40.3%
Q2 25
-13.7%
24.0%
Q1 25
27.5%
Q4 24
27.5%
Q3 24
37.1%
Q2 24
-7.4%
46.4%
Q1 24
45.9%
Net Margin
CHSN
CHSN
UBFO
UBFO
Q4 25
25.2%
Q3 25
28.7%
Q2 25
-12.1%
17.2%
Q1 25
19.6%
Q4 24
20.9%
Q3 24
27.7%
Q2 24
0.3%
33.0%
Q1 24
32.6%
EPS (diluted)
CHSN
CHSN
UBFO
UBFO
Q4 25
$0.18
Q3 25
$0.23
Q2 25
$-2.87
$0.13
Q1 25
$0.16
Q4 24
$0.14
Q3 24
$0.22
Q2 24
$0.15
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHSN
CHSN
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$22.1M
$264.2M
Total DebtLower is stronger
$4.5M
Stockholders' EquityBook value
$24.5M
$139.7M
Total Assets
$51.6M
$1.2B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHSN
CHSN
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$211.1M
Q2 25
$22.1M
$199.5M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
Q2 24
$4.1M
$166.3M
Q1 24
$168.6M
Total Debt
CHSN
CHSN
UBFO
UBFO
Q4 25
Q3 25
Q2 25
$4.5M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CHSN
CHSN
UBFO
UBFO
Q4 25
$139.7M
Q3 25
$137.4M
Q2 25
$24.5M
$134.3M
Q1 25
$132.9M
Q4 24
$130.4M
Q3 24
$132.9M
Q2 24
$12.1M
$127.3M
Q1 24
$124.2M
Total Assets
CHSN
CHSN
UBFO
UBFO
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$51.6M
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$38.7M
$1.2B
Q1 24
$1.2B
Debt / Equity
CHSN
CHSN
UBFO
UBFO
Q4 25
Q3 25
Q2 25
0.18×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHSN
CHSN
UBFO
UBFO
Operating Cash FlowLast quarter
$-390.3K
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHSN
CHSN
UBFO
UBFO
Q4 25
$22.1M
Q3 25
$7.0M
Q2 25
$-390.3K
$8.7M
Q1 25
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
Q2 24
$806.1K
$2.3M
Q1 24
$7.4M
Free Cash Flow
CHSN
CHSN
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$771.9K
$2.0M
Q1 24
$7.0M
FCF Margin
CHSN
CHSN
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
10.2%
15.5%
Q1 24
54.8%
Capex Intensity
CHSN
CHSN
UBFO
UBFO
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
0.5%
2.2%
Q1 24
3.6%
Cash Conversion
CHSN
CHSN
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
34.43×
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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