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Side-by-side financial comparison of Chime Financial, Inc. (CHYM) and Metalpha Technology Holding Ltd (MATH). Click either name above to swap in a different company.
Chime Financial, Inc. is the larger business by last-quarter revenue ($543.5M vs $12.0M, roughly 45.2× Metalpha Technology Holding Ltd). Chime Financial, Inc. runs the higher net margin — -10.1% vs -24.0%, a 13.9% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs -39.0%).
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.
Metalpha Technology Holding LtdMATHEarnings & Financial Report
Metalpha Technology Holding Ltd is a global fintech firm specializing in digital asset wealth management, institutional-grade crypto investment services, and Web3 ecosystem infrastructure support. It serves professional investors, financial institutions, and high-net-worth clients across Asia, North America and Europe, with core segments including structured digital asset products, risk management solutions and DeFi technology development.
CHYM vs MATH — Head-to-Head
Income Statement — Q3 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $543.5M | $12.0M |
| Net Profit | $-54.7M | $-2.9M |
| Gross Margin | 87.2% | 28.3% |
| Operating Margin | -11.9% | -24.2% |
| Net Margin | -10.1% | -24.0% |
| Revenue YoY | 28.8% | -39.0% |
| Net Profit YoY | -148.4% | -147.7% |
| EPS (diluted) | $-0.15 | $-0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q3 25 | $543.5M | $12.0M | ||
| Q2 25 | $528.1M | — | ||
| Q1 25 | — | $24.8M | ||
| Q3 24 | $421.9M | $19.7M | ||
| Q2 24 | $384.2M | — |
| Q3 25 | $-54.7M | $-2.9M | ||
| Q2 25 | $-923.4M | — | ||
| Q1 25 | — | $9.8M | ||
| Q3 24 | $-22.0M | $6.0M | ||
| Q2 24 | $385.0K | — |
| Q3 25 | 87.2% | 28.3% | ||
| Q2 25 | 87.3% | — | ||
| Q1 25 | — | 85.7% | ||
| Q3 24 | 87.3% | 49.5% | ||
| Q2 24 | 86.9% | — |
| Q3 25 | -11.9% | -24.2% | ||
| Q2 25 | -176.2% | — | ||
| Q1 25 | — | 39.3% | ||
| Q3 24 | -7.3% | 38.9% | ||
| Q2 24 | -2.5% | — |
| Q3 25 | -10.1% | -24.0% | ||
| Q2 25 | -174.8% | — | ||
| Q1 25 | — | 39.6% | ||
| Q3 24 | -5.2% | 30.7% | ||
| Q2 24 | 0.1% | — |
| Q3 25 | $-0.15 | $-0.07 | ||
| Q2 25 | $-7.29 | — | ||
| Q1 25 | — | $0.25 | ||
| Q3 24 | $-0.34 | $0.16 | ||
| Q2 24 | $0.00 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $445.0M | $10.1M |
| Total DebtLower is stronger | — | $101.2K |
| Stockholders' EquityBook value | $1.4B | $35.1M |
| Total Assets | $2.0B | $413.8M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $445.0M | $10.1M | ||
| Q2 25 | $868.3M | — | ||
| Q1 25 | — | $6.9M | ||
| Q3 24 | $270.8M | $3.8M | ||
| Q2 24 | $295.4M | — |
| Q3 25 | — | $101.2K | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $188.0K | ||
| Q3 24 | — | $275.1K | ||
| Q2 24 | — | — |
| Q3 25 | $1.4B | $35.1M | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | — | $36.6M | ||
| Q3 24 | $-1.9B | $25.3M | ||
| Q2 24 | $-1.9B | — |
| Q3 25 | $2.0B | $413.8M | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | — | $246.8M | ||
| Q3 24 | — | $237.2M | ||
| Q2 24 | — | — |
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.01× | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.5M | $3.3M |
| Free Cash FlowOCF − Capex | $15.4M | — |
| FCF MarginFCF / Revenue | 2.8% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $17.5M | $3.3M | ||
| Q2 25 | $2.7M | — | ||
| Q1 25 | — | $16.2M | ||
| Q3 24 | — | $-16.1M | ||
| Q2 24 | — | — |
| Q3 25 | $15.4M | — | ||
| Q2 25 | $-888.0K | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q3 25 | 2.8% | — | ||
| Q2 25 | -0.2% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q3 25 | 0.4% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 1.64× | ||
| Q3 24 | — | -2.66× | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
MATH
Segment breakdown not available.
