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Side-by-side financial comparison of Cincinnati Financial (CINF) and Equifax (EFX). Click either name above to swap in a different company.
Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $1.6B, roughly 1.7× Equifax). Equifax runs the higher net margin — 10.4% vs 9.6%, a 0.8% gap on every dollar of revenue. On growth, Equifax posted the faster year-over-year revenue change (697.0% vs -1.7%). Over the past eight quarters, Equifax's revenue compounded faster (7.4% CAGR vs 5.2%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide.
CINF vs EFX — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $1.6B |
| Net Profit | $274.0M | $171.5M |
| Gross Margin | — | — |
| Operating Margin | — | 17.4% |
| Net Margin | 9.6% | 10.4% |
| Revenue YoY | -1.7% | 697.0% |
| Net Profit YoY | 404.4% | 28.9% |
| EPS (diluted) | — | $120.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q2 26 | — | $1.6B | ||
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $1.6B | ||
| Q3 25 | $3.7B | $1.5B | ||
| Q2 25 | $3.2B | $1.5B | ||
| Q1 25 | $2.6B | $1.4B | ||
| Q4 24 | $2.5B | $1.4B | ||
| Q3 24 | $3.3B | $1.4B |
| Q2 26 | — | $171.5M | ||
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $175.7M | ||
| Q3 25 | $1.1B | $160.2M | ||
| Q2 25 | $685.0M | $191.3M | ||
| Q1 25 | $-90.0M | $133.1M | ||
| Q4 24 | $405.0M | $174.0M | ||
| Q3 24 | $820.0M | $141.3M |
| Q2 26 | — | 17.4% | ||
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | 18.3% | ||
| Q3 25 | 37.9% | 17.1% | ||
| Q2 25 | 26.3% | 20.2% | ||
| Q1 25 | -5.0% | 16.4% | ||
| Q4 24 | 18.9% | 20.3% | ||
| Q3 24 | 31.3% | 17.1% |
| Q2 26 | — | 10.4% | ||
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | 11.3% | ||
| Q3 25 | 30.1% | 10.4% | ||
| Q2 25 | 21.1% | 12.4% | ||
| Q1 25 | -3.5% | 9.2% | ||
| Q4 24 | 16.0% | 12.3% | ||
| Q3 24 | 24.7% | 9.8% |
| Q2 26 | — | $120.80 | ||
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $1.44 | ||
| Q3 25 | $7.11 | $1.29 | ||
| Q2 25 | $4.34 | $1.53 | ||
| Q1 25 | $-0.57 | $1.06 | ||
| Q4 24 | $2.57 | $1.40 | ||
| Q3 24 | $5.20 | $1.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $183.4M |
| Total DebtLower is stronger | $816.0M | $5.3B |
| Stockholders' EquityBook value | $15.7B | $4.6B |
| Total Assets | $41.2B | $11.9B |
| Debt / EquityLower = less leverage | 0.05× | 1.16× |
8-quarter trend — quarters aligned by calendar period.
| Q2 26 | — | $183.4M | ||
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $180.8M | ||
| Q3 25 | $1.6B | $189.0M | ||
| Q2 25 | $1.1B | $189.0M | ||
| Q1 25 | $1.1B | $195.2M | ||
| Q4 24 | $1.3B | $169.9M | ||
| Q3 24 | $1.8B | $468.2M |
| Q2 26 | — | $5.3B | ||
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $5.1B | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $859.0M | — | ||
| Q1 25 | $853.0M | — | ||
| Q4 24 | $850.0M | $5.0B | ||
| Q3 24 | $849.0M | — |
| Q2 26 | — | $4.6B | ||
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $4.6B | ||
| Q3 25 | $15.4B | $4.9B | ||
| Q2 25 | $14.3B | $5.1B | ||
| Q1 25 | $13.7B | $5.0B | ||
| Q4 24 | $13.9B | $4.8B | ||
| Q3 24 | $13.8B | $4.9B |
| Q2 26 | — | $11.9B | ||
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $11.9B | ||
| Q3 25 | $40.6B | $11.8B | ||
| Q2 25 | $38.8B | $11.9B | ||
| Q1 25 | $37.3B | $11.9B | ||
| Q4 24 | $36.5B | $11.8B | ||
| Q3 24 | $37.0B | $12.3B |
| Q2 26 | — | 1.16× | ||
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 1.11× | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | 1.05× | ||
| Q3 24 | 0.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
EFX
| Verification Services | $571.4M | 35% |
| Online Information Solutions | $448.1M | 27% |
| Other | $381.5M | 23% |
| Employer Services | $116.4M | 7% |
| Asia Pacific | $79.7M | 5% |
| Financial Marketing Services | $51.8M | 3% |
