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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $47.3M, roughly 1.7× CIVISTA BANCSHARES, INC.). Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 4.7%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
CIVB vs HSTM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $79.7M |
| Net Profit | $15.0M | — |
| Gross Margin | — | — |
| Operating Margin | — | 3.0% |
| Net Margin | 31.7% | — |
| Revenue YoY | — | 7.4% |
| Net Profit YoY | 47.4% | — |
| EPS (diluted) | $0.72 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $79.7M | ||
| Q3 25 | $44.2M | $76.5M | ||
| Q2 25 | $41.4M | $74.4M | ||
| Q1 25 | $40.6M | $73.5M | ||
| Q4 24 | $40.4M | $74.2M | ||
| Q3 24 | $39.3M | $73.1M | ||
| Q2 24 | $38.1M | $71.6M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.8M | $6.1M | ||
| Q2 25 | $11.0M | $5.4M | ||
| Q1 25 | $10.2M | $4.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $8.4M | $5.7M | ||
| Q2 24 | $7.1M | $4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 3.0% | ||
| Q3 25 | 35.4% | 9.9% | ||
| Q2 25 | 31.1% | 7.9% | ||
| Q1 25 | 29.4% | 6.0% | ||
| Q4 24 | 28.2% | 6.3% | ||
| Q3 24 | 25.2% | 8.9% | ||
| Q2 24 | 21.2% | 6.2% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 28.9% | 8.0% | ||
| Q2 25 | 26.6% | 7.2% | ||
| Q1 25 | 25.0% | 5.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 21.3% | 7.8% | ||
| Q2 24 | 18.5% | 5.8% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.09 | ||
| Q3 25 | $0.68 | $0.20 | ||
| Q2 25 | $0.71 | $0.18 | ||
| Q1 25 | $0.66 | $0.14 | ||
| Q4 24 | $0.62 | $0.16 | ||
| Q3 24 | $0.53 | $0.19 | ||
| Q2 24 | $0.45 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $354.0M |
| Total Assets | $4.3B | $520.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $36.2M | ||
| Q3 25 | — | $53.5M | ||
| Q2 25 | — | $52.1M | ||
| Q1 25 | — | $77.3M | ||
| Q4 24 | — | $59.5M | ||
| Q3 24 | — | $57.5M | ||
| Q2 24 | — | $46.1M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $354.0M | ||
| Q3 25 | $499.0M | $349.2M | ||
| Q2 25 | $404.1M | $350.6M | ||
| Q1 25 | $397.4M | $362.8M | ||
| Q4 24 | $388.5M | $359.4M | ||
| Q3 24 | $394.4M | $355.5M | ||
| Q2 24 | $373.8M | $349.2M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $520.4M | ||
| Q3 25 | $4.1B | $499.9M | ||
| Q2 25 | $4.2B | $500.1M | ||
| Q1 25 | $4.1B | $524.0M | ||
| Q4 24 | $4.1B | $510.8M | ||
| Q3 24 | $4.1B | $502.8M | ||
| Q2 24 | $4.0B | $499.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $13.2M |
| Free Cash FlowOCF − Capex | — | $13.0M |
| FCF MarginFCF / Revenue | — | 16.3% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $13.2M | ||
| Q3 25 | $19.0M | $18.0M | ||
| Q2 25 | $11.1M | $5.0M | ||
| Q1 25 | $3.6M | $27.1M | ||
| Q4 24 | $48.2M | $11.2M | ||
| Q3 24 | $12.9M | $19.1M | ||
| Q2 24 | $12.2M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $13.0M | ||
| Q3 25 | — | $17.9M | ||
| Q2 25 | — | $2.7M | ||
| Q1 25 | $3.5M | $26.0M | ||
| Q4 24 | $44.1M | $11.0M | ||
| Q3 24 | — | $18.8M | ||
| Q2 24 | — | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 16.3% | ||
| Q3 25 | — | 23.4% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | 8.5% | 35.4% | ||
| Q4 24 | 109.1% | 14.8% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 8.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | 0.4% | 1.4% | ||
| Q4 24 | 10.4% | 0.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | 2.96× | ||
| Q2 25 | 1.01× | 0.93× | ||
| Q1 25 | 0.36× | 6.25× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | 3.34× | ||
| Q2 24 | 1.73× | 1.55× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
