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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Plymouth Industrial REIT, Inc. (PLYM). Click either name above to swap in a different company.
Plymouth Industrial REIT, Inc. is the larger business by last-quarter revenue ($51.2M vs $47.3M, roughly 1.1× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -106.3%, a 138.0% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 0.4%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.
CIVB vs PLYM — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $51.2M |
| Net Profit | $15.0M | $-54.4M |
| Gross Margin | — | — |
| Operating Margin | — | -102.5% |
| Net Margin | 31.7% | -106.3% |
| Revenue YoY | — | -1.4% |
| Net Profit YoY | 47.4% | -248.5% |
| EPS (diluted) | $0.72 | $-1.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | — | ||
| Q3 25 | $44.2M | $51.2M | ||
| Q2 25 | $41.4M | $47.2M | ||
| Q1 25 | $40.6M | $45.6M | ||
| Q4 24 | $40.4M | $47.6M | ||
| Q3 24 | $39.3M | $51.9M | ||
| Q2 24 | $38.1M | $48.7M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.8M | $-54.4M | ||
| Q2 25 | $11.0M | $-6.1M | ||
| Q1 25 | $10.2M | $5.8M | ||
| Q4 24 | — | $147.4M | ||
| Q3 24 | $8.4M | $-15.6M | ||
| Q2 24 | $7.1M | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 35.4% | -102.5% | ||
| Q2 25 | 31.1% | -10.3% | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | 28.2% | — | ||
| Q3 24 | 25.2% | -29.6% | ||
| Q2 24 | 21.2% | 2.7% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 28.9% | -106.3% | ||
| Q2 25 | 26.6% | -12.9% | ||
| Q1 25 | 25.0% | 12.8% | ||
| Q4 24 | — | 309.9% | ||
| Q3 24 | 21.3% | -30.1% | ||
| Q2 24 | 18.5% | 2.7% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | — | ||
| Q3 25 | $0.68 | $-1.23 | ||
| Q2 25 | $0.71 | $-0.14 | ||
| Q1 25 | $0.66 | $0.13 | ||
| Q4 24 | $0.62 | $3.24 | ||
| Q3 24 | $0.53 | $-0.35 | ||
| Q2 24 | $0.45 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $470.1M |
| Total Assets | $4.3B | $1.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $646.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | — | ||
| Q3 25 | $499.0M | $470.1M | ||
| Q2 25 | $404.1M | $539.6M | ||
| Q1 25 | $397.4M | $571.0M | ||
| Q4 24 | $388.5M | $579.5M | ||
| Q3 24 | $394.4M | $436.5M | ||
| Q2 24 | $373.8M | $475.2M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.1B | $1.6B | ||
| Q2 25 | $4.2B | $1.6B | ||
| Q1 25 | $4.1B | $1.4B | ||
| Q4 24 | $4.1B | $1.4B | ||
| Q3 24 | $4.1B | $1.5B | ||
| Q2 24 | $4.0B | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.12× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $20.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | — | ||
| Q3 25 | $19.0M | $20.0M | ||
| Q2 25 | $11.1M | $23.4M | ||
| Q1 25 | $3.6M | $15.6M | ||
| Q4 24 | $48.2M | $96.1M | ||
| Q3 24 | $12.9M | $17.6M | ||
| Q2 24 | $12.2M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | 2.67× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | 15.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
PLYM
Segment breakdown not available.
