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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Viridian Therapeutics, Inc.\DE (VRDN). Click either name above to swap in a different company.

Viridian Therapeutics, Inc.\DE is the larger business by last-quarter revenue ($70.6M vs $47.3M, roughly 1.5× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -49.0%, a 80.7% gap on every dollar of revenue.

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Viridian Therapeutics is a clinical-stage biotechnology firm developing novel disease-modifying therapies for rare, serious autoimmune and inflammatory diseases. Its lead pipeline candidate targets thyroid eye disease, a debilitating orbital disorder, with primary market focus on North America and Europe.

CIVB vs VRDN — Head-to-Head

Bigger by revenue
VRDN
VRDN
1.5× larger
VRDN
$70.6M
$47.3M
CIVB
Higher net margin
CIVB
CIVB
80.7% more per $
CIVB
31.7%
-49.0%
VRDN

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CIVB
CIVB
VRDN
VRDN
Revenue
$47.3M
$70.6M
Net Profit
$15.0M
$-34.6M
Gross Margin
Operating Margin
-56.7%
Net Margin
31.7%
-49.0%
Revenue YoY
81958.1%
Net Profit YoY
47.4%
54.9%
EPS (diluted)
$0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
VRDN
VRDN
Q1 26
$47.3M
Q4 25
$46.3M
Q3 25
$44.2M
$70.6M
Q2 25
$41.4M
Q1 25
$40.6M
Q4 24
$40.4M
Q3 24
$39.3M
Q2 24
$38.1M
Net Profit
CIVB
CIVB
VRDN
VRDN
Q1 26
$15.0M
Q4 25
Q3 25
$12.8M
$-34.6M
Q2 25
$11.0M
Q1 25
$10.2M
Q4 24
Q3 24
$8.4M
Q2 24
$7.1M
Operating Margin
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
31.8%
Q3 25
35.4%
-56.7%
Q2 25
31.1%
Q1 25
29.4%
Q4 24
28.2%
Q3 24
25.2%
Q2 24
21.2%
Net Margin
CIVB
CIVB
VRDN
VRDN
Q1 26
31.7%
Q4 25
Q3 25
28.9%
-49.0%
Q2 25
26.6%
Q1 25
25.0%
Q4 24
Q3 24
21.3%
Q2 24
18.5%
EPS (diluted)
CIVB
CIVB
VRDN
VRDN
Q1 26
$0.72
Q4 25
$0.59
Q3 25
$0.68
Q2 25
$0.71
Q1 25
$0.66
Q4 24
$0.62
Q3 24
$0.53
Q2 24
$0.45

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
VRDN
VRDN
Cash + ST InvestmentsLiquidity on hand
$490.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$503.0M
Total Assets
$4.3B
$577.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
Q3 25
$490.9M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CIVB
CIVB
VRDN
VRDN
Q1 26
$553.9M
Q4 25
$543.5M
Q3 25
$499.0M
$503.0M
Q2 25
$404.1M
Q1 25
$397.4M
Q4 24
$388.5M
Q3 24
$394.4M
Q2 24
$373.8M
Total Assets
CIVB
CIVB
VRDN
VRDN
Q1 26
$4.3B
Q4 25
$4.3B
Q3 25
$4.1B
$577.1M
Q2 25
$4.2B
Q1 25
$4.1B
Q4 24
$4.1B
Q3 24
$4.1B
Q2 24
$4.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
VRDN
VRDN
Operating Cash FlowLast quarter
$-84.6M
Free Cash FlowOCF − Capex
$-84.7M
FCF MarginFCF / Revenue
-120.1%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
$43.3M
Q3 25
$19.0M
$-84.6M
Q2 25
$11.1M
Q1 25
$3.6M
Q4 24
$48.2M
Q3 24
$12.9M
Q2 24
$12.2M
Free Cash Flow
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
$42.1M
Q3 25
$-84.7M
Q2 25
Q1 25
$3.5M
Q4 24
$44.1M
Q3 24
Q2 24
FCF Margin
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
90.9%
Q3 25
-120.1%
Q2 25
Q1 25
8.5%
Q4 24
109.1%
Q3 24
Q2 24
Capex Intensity
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
2.5%
Q3 25
0.2%
Q2 25
Q1 25
0.4%
Q4 24
10.4%
Q3 24
Q2 24
Cash Conversion
CIVB
CIVB
VRDN
VRDN
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

VRDN
VRDN

Segment breakdown not available.

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