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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and PCB BANCORP (PCB). Click either name above to swap in a different company.
Clearfield, Inc. is the larger business by last-quarter revenue ($34.3M vs $29.2M, roughly 1.2× PCB BANCORP). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -3.2%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $-2.4M). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
CLFD vs PCB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $29.2M |
| Net Profit | $-614.0K | — |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 45.0% |
| Net Margin | -1.8% | — |
| Revenue YoY | -3.2% | 11.3% |
| Net Profit YoY | 67.8% | — |
| EPS (diluted) | $-0.04 | $0.65 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $29.2M | ||
| Q3 25 | $23.4M | $30.4M | ||
| Q2 25 | $49.9M | $29.3M | ||
| Q1 25 | $47.2M | $26.9M | ||
| Q4 24 | $29.7M | $26.2M | ||
| Q3 24 | $5.6M | $25.3M | ||
| Q2 24 | $48.8M | $24.2M | ||
| Q1 24 | $36.9M | $23.9M |
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $-9.1M | $11.4M | ||
| Q2 25 | $1.6M | $9.1M | ||
| Q1 25 | $1.3M | $7.7M | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | $-447.0K | $6.3M | ||
| Q1 24 | $-5.9M | $4.7M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 45.0% | ||
| Q3 25 | 10.3% | 52.3% | ||
| Q2 25 | 3.0% | 43.3% | ||
| Q1 25 | 0.6% | 40.2% | ||
| Q4 24 | -6.9% | 39.3% | ||
| Q3 24 | — | 42.2% | ||
| Q2 24 | -4.7% | 36.3% | ||
| Q1 24 | -26.4% | 27.2% |
| Q4 25 | -1.8% | — | ||
| Q3 25 | -38.8% | 37.5% | ||
| Q2 25 | 3.2% | 31.0% | ||
| Q1 25 | 2.8% | 28.8% | ||
| Q4 24 | -6.4% | — | ||
| Q3 24 | — | 30.8% | ||
| Q2 24 | -0.9% | 25.9% | ||
| Q1 24 | -16.0% | 19.6% |
| Q4 25 | $-0.04 | $0.65 | ||
| Q3 25 | $-0.65 | $0.78 | ||
| Q2 25 | $0.11 | $0.62 | ||
| Q1 25 | $0.09 | $0.53 | ||
| Q4 24 | $-0.13 | $0.46 | ||
| Q3 24 | — | $0.52 | ||
| Q2 24 | $-0.04 | $0.43 | ||
| Q1 24 | $-0.40 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | $207.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $249.7M | $390.0M |
| Total Assets | $268.1M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | $207.1M | ||
| Q3 25 | $106.0M | $369.5M | ||
| Q2 25 | $117.2M | $263.6M | ||
| Q1 25 | $112.0M | $214.3M | ||
| Q4 24 | $113.0M | $198.8M | ||
| Q3 24 | $129.0M | $193.1M | ||
| Q2 24 | $123.8M | $177.6M | ||
| Q1 24 | $142.9M | $239.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
| Q4 25 | $249.7M | $390.0M | ||
| Q3 25 | $256.2M | $384.5M | ||
| Q2 25 | $264.5M | $376.5M | ||
| Q1 25 | $265.9M | $370.9M | ||
| Q4 24 | $267.4M | $363.8M | ||
| Q3 24 | $275.8M | $362.3M | ||
| Q2 24 | $274.6M | $353.5M | ||
| Q1 24 | $279.2M | $350.0M |
| Q4 25 | $268.1M | $3.3B | ||
| Q3 25 | $306.2M | $3.4B | ||
| Q2 25 | $314.7M | $3.3B | ||
| Q1 25 | $310.9M | $3.2B | ||
| Q4 24 | $303.2M | $3.1B | ||
| Q3 24 | $315.3M | $2.9B | ||
| Q2 24 | $318.1M | $2.9B | ||
| Q1 24 | $315.4M | $2.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $26.6M |
| Free Cash FlowOCF − Capex | $-2.4M | $24.4M |
| FCF MarginFCF / Revenue | -7.1% | 83.6% |
| Capex IntensityCapex / Revenue | 2.9% | 7.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $46.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $26.6M | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | $7.9M | $4.9M | ||
| Q1 25 | $3.0M | $2.3M | ||
| Q4 24 | $7.2M | $39.0M | ||
| Q3 24 | $22.2M | $11.9M | ||
| Q2 24 | $4.0M | $14.6M | ||
| Q1 24 | $-5.7M | $8.2M |
| Q4 25 | $-2.4M | $24.4M | ||
| Q3 25 | — | $16.2M | ||
| Q2 25 | $7.5M | $3.8M | ||
| Q1 25 | $654.0K | $1.6M | ||
| Q4 24 | $5.1M | $34.9M | ||
| Q3 24 | $18.2M | $11.9M | ||
| Q2 24 | $2.8M | $12.8M | ||
| Q1 24 | $-7.7M | $6.0M |
| Q4 25 | -7.1% | 83.6% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | 15.1% | 13.1% | ||
| Q1 25 | 1.4% | 6.0% | ||
| Q4 24 | 17.1% | 133.2% | ||
| Q3 24 | 323.0% | 46.8% | ||
| Q2 24 | 5.8% | 53.1% | ||
| Q1 24 | -20.8% | 25.2% |
| Q4 25 | 2.9% | 7.5% | ||
| Q3 25 | 2.0% | 0.8% | ||
| Q2 25 | 0.8% | 3.7% | ||
| Q1 25 | 5.1% | 2.8% | ||
| Q4 24 | 7.0% | 15.5% | ||
| Q3 24 | 71.4% | 0.1% | ||
| Q2 24 | 2.5% | 7.3% | ||
| Q1 24 | 5.3% | 9.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | 4.93× | 0.54× | ||
| Q1 25 | 2.30× | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.52× | ||
| Q2 24 | — | 2.33× | ||
| Q1 24 | — | 1.76× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
