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Side-by-side financial comparison of PCB BANCORP (PCB) and WEST BANCORPORATION INC (WTBA). Click either name above to swap in a different company.
PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $26.9M, roughly 1.1× WEST BANCORPORATION INC). On growth, WEST BANCORPORATION INC posted the faster year-over-year revenue change (16.6% vs 11.3%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $12.4M). Over the past eight quarters, WEST BANCORPORATION INC's revenue compounded faster (17.3% CAGR vs 10.4%).
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
West Bancorporation Inc. is a regional financial holding company headquartered in the U.S. Midwest, primarily serving markets across Iowa and Minnesota. It provides a full suite of personal and commercial banking services, including deposit accounts, mortgage loans, business lending, and wealth management solutions for individual consumers, small-to-medium enterprises, and local organizational clients.
PCB vs WTBA — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $29.2M | $26.9M |
| Net Profit | — | $10.6M |
| Gross Margin | — | — |
| Operating Margin | 45.0% | 50.0% |
| Net Margin | — | 39.2% |
| Revenue YoY | 11.3% | 16.6% |
| Net Profit YoY | — | 34.8% |
| EPS (diluted) | $0.65 | $0.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $26.9M | ||
| Q4 25 | $29.2M | $24.2M | ||
| Q3 25 | $30.4M | $25.0M | ||
| Q2 25 | $29.3M | $23.8M | ||
| Q1 25 | $26.9M | $23.1M | ||
| Q4 24 | $26.2M | $20.9M | ||
| Q3 24 | $25.3M | $20.3M | ||
| Q2 24 | $24.2M | $19.6M |
| Q1 26 | — | $10.6M | ||
| Q4 25 | — | $7.4M | ||
| Q3 25 | $11.4M | $9.3M | ||
| Q2 25 | $9.1M | $8.0M | ||
| Q1 25 | $7.7M | $7.8M | ||
| Q4 24 | — | $7.1M | ||
| Q3 24 | $7.8M | $6.0M | ||
| Q2 24 | $6.3M | $5.2M |
| Q1 26 | — | 50.0% | ||
| Q4 25 | 45.0% | 39.6% | ||
| Q3 25 | 52.3% | 45.8% | ||
| Q2 25 | 43.3% | 43.4% | ||
| Q1 25 | 40.2% | 43.4% | ||
| Q4 24 | 39.3% | 30.9% | ||
| Q3 24 | 42.2% | 36.6% | ||
| Q2 24 | 36.3% | 32.6% |
| Q1 26 | — | 39.2% | ||
| Q4 25 | — | 30.7% | ||
| Q3 25 | 37.5% | 37.3% | ||
| Q2 25 | 31.0% | 33.5% | ||
| Q1 25 | 28.8% | 34.0% | ||
| Q4 24 | — | 34.0% | ||
| Q3 24 | 30.8% | 29.3% | ||
| Q2 24 | 25.9% | 26.5% |
| Q1 26 | — | $0.61 | ||
| Q4 25 | $0.65 | $0.44 | ||
| Q3 25 | $0.78 | $0.55 | ||
| Q2 25 | $0.62 | $0.47 | ||
| Q1 25 | $0.53 | $0.46 | ||
| Q4 24 | $0.46 | $0.41 | ||
| Q3 24 | $0.52 | $0.35 | ||
| Q2 24 | $0.43 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $207.1M | $362.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.0M | $270.7M |
| Total Assets | $3.3B | $4.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $362.0M | ||
| Q4 25 | $207.1M | $471.1M | ||
| Q3 25 | $369.5M | $232.9M | ||
| Q2 25 | $263.6M | $345.2M | ||
| Q1 25 | $214.3M | — | ||
| Q4 24 | $198.8M | $243.5M | ||
| Q3 24 | $193.1M | — | ||
| Q2 24 | $177.6M | — |
| Q1 26 | — | $270.7M | ||
| Q4 25 | $390.0M | $266.0M | ||
| Q3 25 | $384.5M | $255.1M | ||
| Q2 25 | $376.5M | $240.9M | ||
| Q1 25 | $370.9M | $237.9M | ||
| Q4 24 | $363.8M | $227.9M | ||
| Q3 24 | $362.3M | $235.4M | ||
| Q2 24 | $353.5M | $223.9M |
| Q1 26 | — | $4.0B | ||
| Q4 25 | $3.3B | $4.1B | ||
| Q3 25 | $3.4B | $4.0B | ||
| Q2 25 | $3.3B | $4.1B | ||
| Q1 25 | $3.2B | $4.0B | ||
| Q4 24 | $3.1B | $4.0B | ||
| Q3 24 | $2.9B | $4.0B | ||
| Q2 24 | $2.9B | $4.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.6M | $12.9M |
| Free Cash FlowOCF − Capex | $24.4M | $12.4M |
| FCF MarginFCF / Revenue | 83.6% | 46.0% |
| Capex IntensityCapex / Revenue | 7.5% | 1.8% |
| Cash ConversionOCF / Net Profit | — | 1.22× |
| TTM Free Cash FlowTrailing 4 quarters | $46.0M | $79.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $12.9M | ||
| Q4 25 | $26.6M | $46.5M | ||
| Q3 25 | $16.4M | $11.4M | ||
| Q2 25 | $4.9M | $13.5M | ||
| Q1 25 | $2.3M | $9.7M | ||
| Q4 24 | $39.0M | $39.8M | ||
| Q3 24 | $11.9M | $12.9M | ||
| Q2 24 | $14.6M | $10.0M |
| Q1 26 | — | $12.4M | ||
| Q4 25 | $24.4M | $43.2M | ||
| Q3 25 | $16.2M | $10.8M | ||
| Q2 25 | $3.8M | $12.8M | ||
| Q1 25 | $1.6M | $8.3M | ||
| Q4 24 | $34.9M | $13.7M | ||
| Q3 24 | $11.9M | $7.0M | ||
| Q2 24 | $12.8M | $2.7M |
| Q1 26 | — | 46.0% | ||
| Q4 25 | 83.6% | 178.3% | ||
| Q3 25 | 53.2% | 43.0% | ||
| Q2 25 | 13.1% | 53.6% | ||
| Q1 25 | 6.0% | 35.7% | ||
| Q4 24 | 133.2% | 65.6% | ||
| Q3 24 | 46.8% | 34.2% | ||
| Q2 24 | 53.1% | 14.0% |
| Q1 26 | — | 1.8% | ||
| Q4 25 | 7.5% | 13.7% | ||
| Q3 25 | 0.8% | 2.6% | ||
| Q2 25 | 3.7% | 3.2% | ||
| Q1 25 | 2.8% | 6.5% | ||
| Q4 24 | 15.5% | 125.3% | ||
| Q3 24 | 0.1% | 29.4% | ||
| Q2 24 | 7.3% | 37.1% |
| Q1 26 | — | 1.22× | ||
| Q4 25 | — | 6.26× | ||
| Q3 25 | 1.44× | 1.23× | ||
| Q2 25 | 0.54× | 1.70× | ||
| Q1 25 | 0.30× | 1.24× | ||
| Q4 24 | — | 5.61× | ||
| Q3 24 | 1.52× | 2.17× | ||
| Q2 24 | 2.33× | 1.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
