vs

Side-by-side financial comparison of Climb Global Solutions, Inc. (CLMB) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.

Climb Global Solutions, Inc. is the larger business by last-quarter revenue ($182.4M vs $153.1M, roughly 1.2× CPI Card Group Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs 1.8%, a 3.0% gap on every dollar of revenue. On growth, Climb Global Solutions, Inc. posted the faster year-over-year revenue change (32.1% vs 22.3%). Over the past eight quarters, Climb Global Solutions, Inc.'s revenue compounded faster (40.7% CAGR vs 16.9%).

Univar Solutions Inc. is a global chemical and ingredients distributor and provider of value-added services.

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

CLMB vs PMTS — Head-to-Head

Bigger by revenue
CLMB
CLMB
1.2× larger
CLMB
$182.4M
$153.1M
PMTS
Growing faster (revenue YoY)
CLMB
CLMB
+9.8% gap
CLMB
32.1%
22.3%
PMTS
Higher net margin
PMTS
PMTS
3.0% more per $
PMTS
4.8%
1.8%
CLMB
Faster 2-yr revenue CAGR
CLMB
CLMB
Annualised
CLMB
40.7%
16.9%
PMTS

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CLMB
CLMB
PMTS
PMTS
Revenue
$182.4M
$153.1M
Net Profit
$3.3M
$7.3M
Gross Margin
14.5%
31.5%
Operating Margin
2.1%
12.0%
Net Margin
1.8%
4.8%
Revenue YoY
32.1%
22.3%
Net Profit YoY
-9.5%
8.5%
EPS (diluted)
$0.18
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLMB
CLMB
PMTS
PMTS
Q1 26
$182.4M
Q4 25
$193.8M
$153.1M
Q3 25
$161.3M
$138.0M
Q2 25
$159.3M
$129.8M
Q1 25
$138.0M
$122.8M
Q4 24
$161.8M
$125.1M
Q3 24
$119.3M
$124.8M
Q2 24
$92.1M
$118.8M
Net Profit
CLMB
CLMB
PMTS
PMTS
Q1 26
$3.3M
Q4 25
$7.0M
$7.3M
Q3 25
$4.7M
$2.3M
Q2 25
$6.0M
$518.0K
Q1 25
$3.7M
$4.8M
Q4 24
$7.0M
$6.8M
Q3 24
$5.5M
$1.3M
Q2 24
$3.4M
$6.0M
Gross Margin
CLMB
CLMB
PMTS
PMTS
Q1 26
14.5%
Q4 25
15.4%
31.5%
Q3 25
15.9%
29.7%
Q2 25
16.5%
30.9%
Q1 25
16.9%
33.2%
Q4 24
19.3%
34.1%
Q3 24
20.3%
35.8%
Q2 24
20.2%
35.7%
Operating Margin
CLMB
CLMB
PMTS
PMTS
Q1 26
2.1%
Q4 25
4.9%
12.0%
Q3 25
4.3%
9.4%
Q2 25
5.0%
7.3%
Q1 25
3.5%
11.5%
Q4 24
7.2%
12.7%
Q3 24
7.1%
14.3%
Q2 24
4.6%
12.5%
Net Margin
CLMB
CLMB
PMTS
PMTS
Q1 26
1.8%
Q4 25
3.6%
4.8%
Q3 25
2.9%
1.7%
Q2 25
3.7%
0.4%
Q1 25
2.7%
3.9%
Q4 24
4.3%
5.4%
Q3 24
4.6%
1.0%
Q2 24
3.7%
5.1%
EPS (diluted)
CLMB
CLMB
PMTS
PMTS
Q1 26
$0.18
Q4 25
$1.51
$0.62
Q3 25
$1.02
$0.19
Q2 25
$1.30
$0.04
Q1 25
$0.81
$0.40
Q4 24
$1.52
$0.56
Q3 24
$1.19
$0.11
Q2 24
$0.75
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLMB
CLMB
PMTS
PMTS
Cash + ST InvestmentsLiquidity on hand
$41.8M
$21.7M
Total DebtLower is stronger
$286.7M
Stockholders' EquityBook value
$118.4M
$-17.3M
Total Assets
$458.8M
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLMB
CLMB
PMTS
PMTS
Q1 26
$41.8M
Q4 25
$36.6M
$21.7M
Q3 25
$49.8M
$16.0M
Q2 25
$28.6M
$17.1M
Q1 25
$32.5M
$31.5M
Q4 24
$29.8M
$33.5M
Q3 24
$22.1M
$14.7M
Q2 24
$48.4M
$7.5M
Total Debt
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
$286.7M
Q3 25
$308.4M
Q2 25
$310.9M
Q1 25
$280.7M
Q4 24
$280.4M
Q3 24
$280.2M
Q2 24
$269.7M
Stockholders' Equity
CLMB
CLMB
PMTS
PMTS
Q1 26
$118.4M
Q4 25
$116.6M
$-17.3M
Q3 25
$109.3M
$-25.7M
Q2 25
$105.2M
$-29.0M
Q1 25
$95.6M
$-29.7M
Q4 24
$90.6M
$-35.6M
Q3 24
$87.7M
$-42.8M
Q2 24
$79.8M
$-44.6M
Total Assets
CLMB
CLMB
PMTS
PMTS
Q1 26
$458.8M
Q4 25
$460.2M
$403.2M
Q3 25
$376.1M
$407.1M
Q2 25
$420.7M
$399.8M
Q1 25
$370.1M
$351.9M
Q4 24
$469.2M
$349.7M
Q3 24
$371.9M
$342.3M
Q2 24
$302.8M
$321.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLMB
CLMB
PMTS
PMTS
Operating Cash FlowLast quarter
$39.6M
Free Cash FlowOCF − Capex
$35.2M
FCF MarginFCF / Revenue
23.0%
Capex IntensityCapex / Revenue
2.9%
Cash ConversionOCF / Net Profit
5.39×
TTM Free Cash FlowTrailing 4 quarters
$41.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
$-11.9M
$39.6M
Q3 25
$22.2M
$10.0M
Q2 25
$-2.2M
$4.3M
Q1 25
$8.5M
$5.6M
Q4 24
$16.0M
$26.7M
Q3 24
$-3.6M
$12.5M
Q2 24
$7.3M
$-4.8M
Free Cash Flow
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
$35.2M
Q3 25
$5.3M
Q2 25
$533.0K
Q1 25
$292.0K
Q4 24
$21.6M
Q3 24
$11.1M
Q2 24
$-6.0M
FCF Margin
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
23.0%
Q3 25
3.8%
Q2 25
0.4%
Q1 25
0.2%
Q4 24
17.3%
Q3 24
8.9%
Q2 24
-5.0%
Capex Intensity
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
2.9%
Q3 25
3.4%
Q2 25
2.9%
Q1 25
4.3%
Q4 24
4.0%
Q3 24
1.2%
Q2 24
1.0%
Cash Conversion
CLMB
CLMB
PMTS
PMTS
Q1 26
Q4 25
-1.70×
5.39×
Q3 25
4.73×
4.32×
Q2 25
-0.37×
8.39×
Q1 25
2.30×
1.17×
Q4 24
2.29×
3.94×
Q3 24
-0.66×
9.70×
Q2 24
2.13×
-0.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLMB
CLMB

Segment breakdown not available.

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

Related Comparisons