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Side-by-side financial comparison of COMERICA INC (CMA) and Dayforce (DAY). Click either name above to swap in a different company.
COMERICA INC is the larger business by last-quarter revenue ($838.0M vs $481.6M, roughly 1.7× Dayforce). COMERICA INC runs the higher net margin — 21.0% vs -40.9%, a 61.9% gap on every dollar of revenue. On growth, Dayforce posted the faster year-over-year revenue change (9.5% vs 3.3%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs 9.8%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
CMA vs DAY — Head-to-Head
Income Statement — Q3 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $481.6M |
| Net Profit | $176.0M | $-196.8M |
| Gross Margin | — | — |
| Operating Margin | — | 6.3% |
| Net Margin | 21.0% | -40.9% |
| Revenue YoY | 3.3% | 9.5% |
| Net Profit YoY | -4.3% | -9940.0% |
| EPS (diluted) | $1.35 | $-1.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q3 25 | $838.0M | $481.6M | ||
| Q2 25 | $849.0M | $464.7M | ||
| Q1 25 | $829.0M | $481.8M | ||
| Q4 24 | $825.0M | $465.2M | ||
| Q3 24 | $811.0M | $440.0M | ||
| Q2 24 | $824.0M | $423.3M | ||
| Q1 24 | $784.0M | $431.5M | ||
| Q4 23 | $192.0M | $399.7M |
| Q3 25 | $176.0M | $-196.8M | ||
| Q2 25 | $199.0M | $21.3M | ||
| Q1 25 | $172.0M | $14.9M | ||
| Q4 24 | $170.0M | $10.8M | ||
| Q3 24 | $184.0M | $2.0M | ||
| Q2 24 | $206.0M | $-1.8M | ||
| Q1 24 | $138.0M | $7.1M | ||
| Q4 23 | $33.0M | $45.6M |
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 47.0% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 44.1% | ||
| Q1 24 | — | 47.6% | ||
| Q4 23 | — | 42.5% |
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | 6.4% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 3.3% | ||
| Q1 24 | — | 9.4% | ||
| Q4 23 | — | 9.7% |
| Q3 25 | 21.0% | -40.9% | ||
| Q2 25 | 23.4% | 4.6% | ||
| Q1 25 | 20.7% | 3.1% | ||
| Q4 24 | 20.6% | 2.3% | ||
| Q3 24 | 22.7% | 0.5% | ||
| Q2 24 | 25.0% | -0.4% | ||
| Q1 24 | 17.6% | 1.6% | ||
| Q4 23 | 17.2% | 11.4% |
| Q3 25 | $1.35 | $-1.23 | ||
| Q2 25 | $1.42 | $0.13 | ||
| Q1 25 | $1.25 | $0.09 | ||
| Q4 24 | $1.22 | $0.07 | ||
| Q3 24 | $1.33 | $0.01 | ||
| Q2 24 | $1.49 | $-0.01 | ||
| Q1 24 | $0.98 | $0.04 | ||
| Q4 23 | $0.20 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $627.6M |
| Total DebtLower is stronger | $5.4B | $631.1M |
| Stockholders' EquityBook value | $7.4B | $2.7B |
| Total Assets | $77.4B | $8.7B |
| Debt / EquityLower = less leverage | 0.73× | 0.23× |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | — | $627.6M | ||
| Q2 25 | — | $625.2M | ||
| Q1 25 | — | $557.3M | ||
| Q4 24 | — | $579.7M | ||
| Q3 24 | — | $494.1M | ||
| Q2 24 | — | $465.4M | ||
| Q1 24 | — | $392.5M | ||
| Q4 23 | — | $570.3M |
| Q3 25 | $5.4B | $631.1M | ||
| Q2 25 | $5.8B | $631.8M | ||
| Q1 25 | $5.7B | $632.4M | ||
| Q4 24 | $6.7B | $1.2B | ||
| Q3 24 | $6.8B | $1.2B | ||
| Q2 24 | $7.1B | $1.2B | ||
| Q1 24 | $7.1B | $1.2B | ||
| Q4 23 | $6.2B | $1.2B |
| Q3 25 | $7.4B | $2.7B | ||
| Q2 25 | $6.9B | $2.7B | ||
| Q1 25 | $7.1B | $2.6B | ||
| Q4 24 | $6.5B | $2.5B | ||
| Q3 24 | $7.4B | $2.6B | ||
| Q2 24 | $6.2B | $2.5B | ||
| Q1 24 | $6.0B | $2.4B | ||
| Q4 23 | $6.4B | $2.4B |
| Q3 25 | $77.4B | $8.7B | ||
| Q2 25 | $78.0B | $8.5B | ||
| Q1 25 | $77.6B | $9.5B | ||
| Q4 24 | $79.3B | $9.1B | ||
| Q3 24 | $79.7B | $8.1B | ||
| Q2 24 | $79.6B | $9.0B | ||
| Q1 24 | $79.4B | $10.8B | ||
| Q4 23 | $85.8B | $9.0B |
| Q3 25 | 0.73× | 0.23× | ||
| Q2 25 | 0.84× | 0.23× | ||
| Q1 25 | 0.81× | 0.24× | ||
| Q4 24 | 1.02× | 0.47× | ||
| Q3 24 | 0.92× | 0.47× | ||
| Q2 24 | 1.15× | 0.49× | ||
| Q1 24 | 1.18× | 0.50× | ||
| Q4 23 | 0.97× | 0.50× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $31.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | -1.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $-270.0M | $31.2M | ||
| Q2 25 | $476.0M | $112.7M | ||
| Q1 25 | $273.0M | $49.6M | ||
| Q4 24 | $601.0M | $81.0M | ||
| Q3 24 | $1.0B | $91.8M | ||
| Q2 24 | $111.0M | $99.2M | ||
| Q1 24 | $-205.0M | $9.1M | ||
| Q4 23 | $1.1B | $89.9M |
| Q3 25 | -1.53× | — | ||
| Q2 25 | 2.39× | 5.29× | ||
| Q1 25 | 1.59× | 3.33× | ||
| Q4 24 | 3.54× | 7.50× | ||
| Q3 24 | 5.70× | 45.90× | ||
| Q2 24 | 0.54× | — | ||
| Q1 24 | -1.49× | 1.28× | ||
| Q4 23 | 34.00× | 1.97× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
